Archive for the ‘Tax Credits’ Category

Panorama -Universal Car Crash


 

 

 

 

 

 

 

 

 

 

BBC  Panorama Highlighted some of the issues with Universal Credit  with the focus on Housing Benefit Direct Payment process. While this may have been a overall a shock for those who watched the programme who may have never even heard of it, It wasn’t a shock to Disability Campaigners and those who need to make a claim!  The Media has been in full swing recently highlighting the many issues this controversial benefit failings, forcing the Government to make significant changes to the managed migration process as MP’s,charities,many DPO’s including CPAG (Child Poverty Action Group) and SSAC (Social Security Advisory Committee) all advising the Government that changes must be made before the next cohort is transferred Secretary of State Ester McVey made considerable concessions to appease the outrage,which combined with fact the UN Rapporteur Philip Alston was visiting the UK looking at Welfare Reform and Poverty felt like a PR stunt to fend off recent criticism.

They focused on 3 Groups of the many that will be affected Unemployed,those who are Sick, and Low Income families. Using Government rhetoric of ‘making work pay’ more than benefits which the government has successfully ingrained into the mindset of many in society through the scrounger rhetoric since 2010.

Anthony the first  man lost his job is 63 so found that while he thought work was out there couldn’t secure employment and had 4K of rent arrears and had had been sanctioned losing 200mth just because for whatever reason  he had failed to comply because no phone or computer skills to manage his claim, and facing eviction, and even when he did make contact was sanctioned again as the advisor was not in the Jobcentre. One can only assume while he was doing everything required to look for work this was due to failed appointments which are generally online or via text notifications. Many in society will most likely exclaim well he was smoking roll ups and not attract much sympathy such a sly move by BBC to present him in this manner, saying well he can afford fags although I’m certainly they will defend this as usual.

Second Guy James Dade was single dad reliant on the food bank for survival but very little was said about his circumstances.

We then saw a Councillor state when people have limited choices they will choose to feed their kids and stay warm than pay their rent  nugget dropped into the programme implying reckless budgeting decisions. even though across the UK the average rent arrears is £663 compared to £263 on legacy benefits which on average is 2 and half times higher and recently over 1/2 claimants found online process difficult hinting yet again that its the claimants fault rather than a design fault.

The next couple Richard and Rita  claimed the benefit as Richard had a car accident  and consequently lost his job telling the public they were forced to sell things in the home to manage due to the fact the design features within the system were paying them less than they should have got, and being taken to court for council tax arrears while they tried desperately to sort their claim out leaving them in debt. they both eventually found Jobs.

Keith  the next claimant was a fellow suffering depression who admitted he was hopeless budgeting relying on the local food bank had lost his job, and faced eviction in November,due to rent arrears and without support unable to cope with system.

Professor Paul Hickman was interviewed  saying that direct payments to claimants rather than landlords as the previous system did was ignored by the DWP. Alok Sharma from the DWP was then interviewed spouting the same Tory script they must have learnt verbatim just like the actors they are, and displayed typical indifference to the plight of those on the receiving end of this vile policy claiming 90% of social sector will soon be signed up to the Landlord Portal which is being rolled out.

With 5821 evictions in the UK and many already homeless on the streets struggling we then had the council highlighting cuts from central government have left councils UK wide unable to pick up the slack and find homes due to lack of Social Housing properties that the country so desperately needs. Councils have seen their landlord lists plummet as many private landlords  refuse to let to those on social security and those needing Alternative Payment Arrangements such as Domestic Violence  victims  unable to get this arrangement and councils unable to help as the agreement has to be done via the landlord not a third party.

 

This programme really barely scraped the surface of the design faults within this policy, many things are changed as an after thought because the policy wasn’t properly thought through and administration is so bad and training is so bad that even those who should be helping haven’t a clue about the constant changes and are mis -informing claimants causing further chaos with long waits on the phone which campaigners call the ‘Vivaldi Line’.

In July 2019  as the Government rolls out a pilot sample of approx 10,000 claimants with many transferring in November 2019 in tranches this chaotic policy is only going to cause considerable harm to many families across the UK. The government knows fine well many of these  families will face hardship and tells them to stand on the beach looking at the wave that is a reality a tsunami waiting to hit them and their children. Yes done properly with support people could transition more easily hence the CAB contract of Universal Support recently announced will help many navigate the complex process of doing so, but support is soon going to be difficult to get appointments due to the volumes involved.

The most severely disabled will if they don’t have change of circumstances will start this process in 2020.

One thing is for certain is the noise about Universal Credit will get worse and louder as this government tries its best to hang on bloody mindlessly instead of scrapping it and admitting this policy should never have been introduced without making sure it was robust,practical to implement and the structure was sound. Now it is only fit for the waste basket of many government projects which has wasted Billions of Taxpayers money while UK citizens find themselves back in Victorian times and seen by the elite as undeserving and feckless poor who situation is their fault, absolving themselves of any responsibility for this total failure ,while the architects have long since retired with a golden peerage  and a hefty financial handshake.

If you missed it here it is;

 

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Benefit Payment Cards


 

 

 

 

 

 

 

 

 

 

Well I have written about Welfare Cards and possible Bitcoin options that have been floated by various ministers, truth is some cards like the Azure card have existed for some time usually given to immigrants seeking asylum, and social care can be paid via a card too to enable carers to be paid. Many who are unable to get themselves a bank account signed up to either by the  governments Simple Payment Scheme and many opted for the Post Office card. Well now the government no longer have investments in Royal Mail which was sold off on the cheap, it latest trick is to make sure the demise of post office accounts and the simple payment scheme will bite the dust to be replaced by another government scheme to track claimants spending.  I-Movo are behind the latest changes and letters are being sent to claimants as we speak.

 

 

DWP letter about Simple Payment service

Simple Payment service – replacement service
The Simple Payment service is to be replaced by HM Government Payment Service.
DWP benefit / pension recipients who are unable to open a bank, building society, Post Office or credit union account may currently be receiving payment by the Simple Payment service. This service is coming to an end in March 2018 and customers are being moved to HM Government Payment Service.
DWP is writing to all Simple Payment customers who are actively using their account to tell them that they will be moving to the new service by 20 March 2018. Most customers will continue to receive payment by the same method (SMS text or card). Customers will be issued with a new card where appropriate. Payment will continue to be through PayPoint outlets in the same way as the Simple Payments service.New customers who are unable to open and / or manage a bank or other account will be paid by the HM Government Payment Service from 1 February 2018. They will be given the option to be paid by text, pdf email containing a voucher or card.
There are a few changes from the current service:
 Benefits or pensions issued under the new service will need to be withdrawn within 30 days of receipt or the customer will need to contact DWP to have the payment voucher reissued.
 Overall payments will remain the same but will be paid in sums up to £100. For recipients this will mean that if their benefit or pension is over £100 they will receive multiple vouchers requiring separate transactions to collect the money. For example, for those receiving payment by card, to collect a payment of £165 the payment card will need to be used twice, firstly to collect £100 and then again to collect the remaining £65. For those receiving payment via text or email with pdf vouchers they will receive two codes one for £100 and the other for £65. As long as funds at the PayPoint outlet are sufficient this can be done in the same visit.
 Customers can use any of the 29,000 PayPoint outlets to encash payment subject to funds being available at the outlet.
DWP has also been writing to customers who have Simple Payment accounts which have not been used recently, telling them the account will be closed and requesting that they withdraw any balance. If there are any outstanding balances when the account is closed these will be held centrally and the customer will need to contact DWP to arrange payment to an alternative account

The letter can be downloaded here

https://www.rightsnet.org.uk/forums/viewthread/11333/P15

HM Government Payment Service uses a system called i-movo. You’ll be able to collect your benefit from a PayPoint outlet in local shops and newsagents. You can search for your nearest store on the PayPoint website.

The DWP will send you vouchers by text message, email or post. You’ll need your voucher, a memorable date and proof of ID in order to collect your cash. The DWP does not need your agreement in order to pay you in this way, so if you cannot or do not wish to be paid into an account, the Government Payment Service will be the only other option. Find out more about HM Government Payment Service on the GOV.UK website.

https://www.citizensadvice.org.uk/benefits/benefits-introduction/payment-of-benefits-and-tax-credits/

http://i-movo.com/

 

 

Universal Credit Report -Hidden dangerous policy decisions that will cause harm


This report from Disability Campaigner Gail Ward is a must read for all benefit claimants and those claiming  ‘in work’ benefits claimed by millions in the UK. It has plenty of references and downloads contained within the document and it will alarm many, it should, as this government is targeting the poorest in society at the expense of saving the rich. Some of those already transferred will know the horrors already highlighted recently by Citizens Advice (CAB),but the majority do not. This blog doesn’t have the capacity to embed the entire report to enable reading online ,but you can download it from the link below in the hope that this will help many prepare for the next onslaught by this barbaric government whose sole purpose is to hound claimants, and save money for the state putting profit before people. If you thought WCA (ESA) was bad this will make it look relatively tame.

 

https://www.scribd.com/document/353794654/Universal-Credit-Report

I Can See Straight Through Your Sick Games IDS


ids TELEGRAPH

We all know the suffering enacted by this twisted excuse of a man to those who claim benefits, but the only person benefitting from this is him and his cronies and Tory voters who think it is acceptable to batter into submission those at bottom of the ladder because of some ideological superior thinking of that they are more deserving than the rest of us at the bottom. The top feeders are bleeding this country of its wealth of resources in the name of a Lie…That lie is Austerity and Deficit. Recently we have had UN come over to investigate the violations of disabled people’s rights and in 2013 the un visited regarding the housing crisis and the bedroom tax and now they are investigating him again on similar matters to the first. We cannot continue to let this happen if we love our people and our country? In recent weeks the rhetoric has become so dangerous to those claiming social security benefits it become more than life threatening as the deaths caused by the welfare reforms are growing week by week and will continue to do so until this lunatic and this government are stopped. it has become a case of deserving against undeserving, the worker against claimant, the able bodied against the disabled/jobseekers in the eyes of the public, with media blackouts to truth both within press and on television. Every part of society is blind to this mans evil games while they scrabble around for crumbs off the table while they all blame each other these bastards are selling the family silver off right under your noses, while they use oppressive legislation to silence those who stand up to be counted or change the law to suit, and human rights abuses are sprawled all over place with the idea to rid us of them by removing our country from the EU to remove the Human Rights of its citizens.

Its is time to expose this government and IDS in particular  in any way we can before it really is too late and we are a few steps away from that happening, when will you all wake the fuck up!

IDS now denies all issues with welfare reforms causing deaths, homelessness, child poverty and so much more and he is such a slippery character he hoodwinks the nation by appealing to the brainwashed to support these lies. Mental health claimants have come under considerable fire due to stress and anxiety caused by the constant reassessment, target driven sanctions, the bedroom tax ,and workfare alongside their counterparts in the Work Related Activity Group who are deemed to be working towards the return to work once they have been through this dreadful process, those In the support group haven’t had easy ride either and they now have to deal with DLA to PIP transition where each benefit is used to deny any of the support they promised to protect. This government is now going to roll out another IAPT /CBT Programme to get those in WRAG to return to work telling them they are fit even if their GP or consultants say they are not, even cancer patients are being targeted by this vicious lot as if they don’t have enough to deal with, complicitly helped by GP’s who are being brow beaten under another of his schemes of ‘in work fit note regime’ if they are off ill, besides chop the amount people get by £30 a week in line with JSA. If you are not shocked now you should be, but the outcry this last week in the Lords over tax credits because it starts to affect workers was deafening, while the silence for those at bottom the last 6yrs has also been shamefully deafening  because it doesn’t affect them -YET!

Food banks have risen under this government by an alarming rate with many on low wages or on minimum wage frequenting them often as more and more hit that line where they can no longer sustain their families basic living. He now has come up with another hair brained scheme of duplicity not only to attack those with Mental Health into IAPT/CBT programmes but now wants to place welfare advisors into food banks under the guise of help ,which while in ideal world wouldn’t be bad thing, in this case it most certainly is as this will cause mistrust of food banks therefore driving down the need for food to back up his ludicrous claims people are going for a free lunch, while collecting lifestyle data and then deny them benefits until they comply with his next scheme of lifestyle changes to those with addictions or obesity issues. The evil of this scheming swine know no bounds at all, but I am on his tail and I can see right through him like a pane of glass, and I will scrutinise every mortal thing he does or says to unravel his deceit to this nation and expose his lies for what they are! He punishes the young for something they were not to blame for, he punishes the disabled for being so, he punishes the job seeker without creating many jobs, he blames immigrants for being in country, and blames workers living on poverty wages for being poor, while his government and cronies get richer off the backs of all taxpayers and rewards the guilty bankers with bonuses and tax deductions for businesses, and finally blames labour for the global economic crash. This blithering idiot spent 8.5 billion pounds on a CGI animated  fluffy cuddly monster called ‘Workie’ to tell people about pensions before he snatches their pensions away. The recent announcement that advisers in foodbanks will only feed into his data mining of peoples lives and lifestyle to deny them any support, people will not attend food banks due to fact advisors linked to DWP in situ, this in turn  will reduce food bank use to help him prove a point that people are onto free lunch and not getting jobs while the taxpayer picks up bill. It a case of told you so, that is what this is about sleight on hand.

We need to call time on this government and those who support this lie to account before it is too late. Bevan created the welfare state to support you in times of hardship creating a safety net for all and a NHS to make sure the nation’s health was bettered, yet in it function of 70 yrs long this government has dismantled it  in less than 6 yrs in the name of capitalist greed for the few while the many die like flies, and our elderly are left to rot in a cash starved NHS or Care Home or denied treatment because they live too long.in a country which has always seemed just, this is now a fight to survive, and survival of the fittest will be victors.

If you the people allow this to continue then you have blood on your hands as well as this government. It is time to act and stand and support each other and put your differences aside and stand shoulder to shoulder to fight for what little is left before it is too late!

http://dpac.uk.net/2015/10/why-are-the-un-investigating-the-uk-government-for-potential-breaches-of-disabled-peoples-human-rights/

http://www.morningstaronline.co.uk/a-b992-Foodbank-Stunt-Smells-Rotten#.VjGGpitlsZl

http://www.welfareweekly.com/job-advice-to-be-offered-at-food-banks-iain-duncan-smith-tells-mps/

http://www.welfareweekly.com/tax-credit-cuts-delayed-as-house-of-lords-defies-tory-threats/

http://www.welfareweekly.com/benefit-cuts-could-leave-cancer-patients-without-a-financial-lifeline-charity-warns/

http://www.disabilitynewsservice.com/more-than-100-a-week-losing-their-motability-vehicles-thanks-to-pip/

http://www.personneltoday.com/hr/government-tells-employers-they-can-overrule-gp-fit-notes/

http://www.welfareweekly.com/cameron-dismisses-un-inquiry-into-grave-and-systematic-human-rights-violations/

http://www.mirror.co.uk/news/uk-news/un-investigate-duncan-smiths-benefit-6725563

http://www.ohchr.org/en/NewsEvents/Pages/DisplayNews.aspx?NewsID=16667&LangID=E

http://www.thenational.scot/politics/robertsons-tenacity-praised.9340

http://www.thenational.scot/politics/disabled-should-work-their-way-out-of-poverty-says-iain-duncan-smith.8468

http://www.theguardian.com/money/2015/oct/28/welfare-cuts-are-now-becoming-a-matter-of-life-or-death

http://www.theguardian.com/society/2015/oct/28/nhs-hospital-tameside-food-parcels-patients-risk-malnutrition

http://www.independent.co.uk/news/uk/politics/benefits-sanctions-are-working-the-way-they-are-supposed-to-iain-duncan-smith-says-a6712041.html

http://www.msn.com/en-gb/health/medical/malnutrition-and-other-victorian-diseases-soaring-in-england-due-to-food-poverty-and-cuts/ar-BBmvrto?li=AAaeUIW&ocid=mailsignoutmd

https://www.psychologytoday.com/blog/hidden-motives/201510/the-myth-welfare-dependency

http://www.eveningtimes.co.uk/news/13902019.No_link_between_sanctions_and_suicide_says_Iain_Duncan_Smith/

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