Archive for the ‘Unemployment’ Category

Benefit Payment Cards


 

 

 

 

 

 

 

 

 

 

Well I have written about Welfare Cards and possible Bitcoin options that have been floated by various ministers, truth is some cards like the Azure card have existed for some time usually given to immigrants seeking asylum, and social care can be paid via a card too to enable carers to be paid. Many who are unable to get themselves a bank account signed up to either by the  governments Simple Payment Scheme and many opted for the Post Office card. Well now the government no longer have investments in Royal Mail which was sold off on the cheap, it latest trick is to make sure the demise of post office accounts and the simple payment scheme will bite the dust to be replaced by another government scheme to track claimants spending.  I-Movo are behind the latest changes and letters are being sent to claimants as we speak.

 

 

DWP letter about Simple Payment service

Simple Payment service – replacement service
The Simple Payment service is to be replaced by HM Government Payment Service.
DWP benefit / pension recipients who are unable to open a bank, building society, Post Office or credit union account may currently be receiving payment by the Simple Payment service. This service is coming to an end in March 2018 and customers are being moved to HM Government Payment Service.
DWP is writing to all Simple Payment customers who are actively using their account to tell them that they will be moving to the new service by 20 March 2018. Most customers will continue to receive payment by the same method (SMS text or card). Customers will be issued with a new card where appropriate. Payment will continue to be through PayPoint outlets in the same way as the Simple Payments service.New customers who are unable to open and / or manage a bank or other account will be paid by the HM Government Payment Service from 1 February 2018. They will be given the option to be paid by text, pdf email containing a voucher or card.
There are a few changes from the current service:
 Benefits or pensions issued under the new service will need to be withdrawn within 30 days of receipt or the customer will need to contact DWP to have the payment voucher reissued.
 Overall payments will remain the same but will be paid in sums up to £100. For recipients this will mean that if their benefit or pension is over £100 they will receive multiple vouchers requiring separate transactions to collect the money. For example, for those receiving payment by card, to collect a payment of £165 the payment card will need to be used twice, firstly to collect £100 and then again to collect the remaining £65. For those receiving payment via text or email with pdf vouchers they will receive two codes one for £100 and the other for £65. As long as funds at the PayPoint outlet are sufficient this can be done in the same visit.
 Customers can use any of the 29,000 PayPoint outlets to encash payment subject to funds being available at the outlet.
DWP has also been writing to customers who have Simple Payment accounts which have not been used recently, telling them the account will be closed and requesting that they withdraw any balance. If there are any outstanding balances when the account is closed these will be held centrally and the customer will need to contact DWP to arrange payment to an alternative account

The letter can be downloaded here

https://www.rightsnet.org.uk/forums/viewthread/11333/P15

HM Government Payment Service uses a system called i-movo. You’ll be able to collect your benefit from a PayPoint outlet in local shops and newsagents. You can search for your nearest store on the PayPoint website.

The DWP will send you vouchers by text message, email or post. You’ll need your voucher, a memorable date and proof of ID in order to collect your cash. The DWP does not need your agreement in order to pay you in this way, so if you cannot or do not wish to be paid into an account, the Government Payment Service will be the only other option. Find out more about HM Government Payment Service on the GOV.UK website.

https://www.citizensadvice.org.uk/benefits/benefits-introduction/payment-of-benefits-and-tax-credits/

http://i-movo.com/

 

 

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IAPT -The Governments Magic Cure for Mental Health


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Most people will have heard of CBT therapy for helping those with mental health problems, some may have received it and felt it helpful,but for the majority with serious mental health problems this will not make a jot of difference and in some cases cause more harm. What is insidious about this is that it will be forced upon those who claim Social Security payments in helping them get back to work with their new  health and work programme which is integral to Universal Credit.

This is most likely going to be part of the so called ”Universal Support’ in Universal Credit where the government has target groups, and I’m sure this isn’t the worst of the many packages this government proposes to force upon those groups mentioned in my other blog ‘Universal Support’.

The government in its wisdom wants to half the disability employment gap which most governments have failed to do consistently for decades. The base rate of 5% has never really changed,so it is folly for them to think so , as employers are reluctant to take on people who have mental health or other disabilities let alone the many with chronic ill health which is never catered for in any policy they dream up.

Work is not a ‘cure for all ills’ as this government would like to peddle to media and swallowed by the gullible public who seem to resent our very existence until they are affected personally because of selfish desires not to pay taxes for those needing support from the state,which I hasten to add have paid their own taxes until they became mentally unwell or disabled, so are eligible to claim payment,after all that’s what NI was all about an insurance to cover you if you fell on hard times .

In an ideal world it should be standard practice for disabled people to obtain work on merit if able, but it all comes back to that real issue of ‘productivity and profit’ so  majority of disabled people don’t tick that box precisely because we are not as productive as our able bodied counterparts by the very nature of disability,being off sick when things are bad, hospital appointments,or regular treatment or surgery.

Its a no- brainer to a rational thinking person, but we know our government don’t think like normal people, they just dream up pointless expensive schemes to waste taxpayers money to show the public they are doing something even though they have demonstrated  most fail and cost more than paying benefits in the first place.

Many more dark oppressive schemes are coming to light so we must be vigilant and stand up against forcing people to be so distressed that they harm or worse death to its citizens. It is not like we don’t know how many have decided to end it all over the constant pressures they are put under daily by the DWP monsters, who are out of control.

 

 

 

 

 

 

Revealed….How Private Insurance Moves to Replace the Welfare State


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Image Courtesy of Legal & General

 

I have in many of my blogs mentioned the fact that Insurance was to replace the welfare state, many still don’t think it will happen well listen up, it is around the corner and thanks to deregulation via brexit it going to happen, and would have happened sooner if EU law had not protected you. There will many who will live to regret the vote for Brexit.

The government has finally introduced it ugly game plan and they wont stop there as the same insurance company is linked to social care which is undergoing a review also.

Looks like insurance for care through legal and General. Names of independent experts invited by government to provide advice and support engagement in advance of the green paper:

Caroline Abrahams – Charity Director of Age UK
Dame Kate Barker – former Chair of the King’s Fund Commission on the Future of Health and Social Care in England
Sir David Behan – Chief Executive of Care Quality Commission
Dr Eileen Burns – President of the British Geriatrics Society
Professor Paul Burstow – Chair of the Social Care Institute for Excellence
Jules Constantinou – President-elect of the Institute and Faculty of Actuaries
Sir Andrew Dilnot – former Chair of the Commission on the Funding of Care and Support
Baroness Martha Lane Fox – Founder and Executive Chair of Doteveryone
Mike Parish – Chief Executive of Care UK
David Pearson – former President of the Association of Directors of Adult Social Services and Corporate Director for Social Care, Health and Public Protection at Nottinghamshire County Council
Imelda Redmond – National Director of Healthwatch England
Nigel Wilson – Chief Executive of Legal and General

Quotes Linda Burnip DPAC

Many income related benefits are being moved across to Universal Credit the governments flagship policy which is sinking fast as the holes in this policy are more flawed than the WCA where more complex claimant issues are exposing the holes in a policy which in theory was meant to revolutionise social security and catapult it into 21st century. Well now their focus are those on contributory JSA/ESA which they plan to be part of the Social Insurance Scheme and the only reason they have not done so already is quoted below

Had contributory benefits been abolished whilst UK social
security was bound by EU law, this would have exposed Universal
Credit (the significantly larger budget) to exportability. In light of the
British vote to leave the EU, however, there is now the possibility of
reforming contributory benefits without breaching EU law.

Employers and all those with a stake in this horrendous policy will not just be looking at savings made, but also the huge concern is denial when it comes to delivering on payouts as long as the state doesnt have to foot the bill. Insurance schemes around the globe are littered with claims of those who took out Insurance only to be denied it  upon making a claim leaving many no option but to be destitute or borrow money to take companies to court to get what was rightly their’s in first place. We keep hearing that state support isn’t sustainable, NHS isn’t sustainable yet majority of the country fell for the last National Insurance Scheme which isnt paying out either, due to an empty pot, which is incredulous really given some dont live to collect a state pension, and those who do never get payments reflecting the thousands they paid in over 40yrs of their worklife.

The only winners here are the banks who underwrite such policies. However Legal & General have Capita to manage the shareholders assets Capita’s Shareholder Services Team is available to answer any questions that you have in relation to your Legal & General shareholding.

and non other than….

  • Group Health and Safety Committee – Chaired by Ian D Smith – Head of HR, Shared Services.

It sure as hell is a murky business, this government is up to its neck and following it mantra “we are all in it together”

So whats the crack I hear you all say get to the point, well this is how it meant to work:

The larger the number of premium payers, the lower the risk profile across the total claimant

population and the lower the total cost of enrolment. L&G estimate
a cost of around 0.5% of payroll earnings at approximately £11 a
month. Total pay-out would be £900 a month for a maximum period
of one year, with a 50% replacement rate.6
After one year, a claimant would return to the state benefit system.
A total of £10,800 could be claimed via the social insurance product.
Ultimately this ‘rainy day guarantee’ has been designed so that a
claimant would receive more than they otherwise would have on
state welfare, and so that significant costs are delivered to both the
taxpayer and to employers.

Individuals
previously eligible for contributory JSA and ESA would fall into one
of three categories: ‘full Universal Credit entitlement’, ‘partial entitlement,’
and, finally, ‘no entitlement’. The projected annual savings
from individuals who fall under ‘no entitlement’ and have no welfare
claim would amount to £60m from JSA and £290m from ESA per annum. Total savings over the 2015–2020 period would come to
approximately £1.66bn

So when many breathed a sigh of relief they were not included in Universal Credit  , they soon will be under a different process.

Read Documents Here:

https://drive.google.com/file/d/1QBdAdIfZCAv4uC5L_zK8ozaPE0WCHxQj/view?usp=sharing

https://drive.google.com/open?id=1iuQAL0YlsiVS8ypZn3P3jQWEvou3eFAG

 

Universal Credit and Housing


Universal Credit is confusing many people especially around housing, so I have managed to put a simple powerpoint together so you get the basics. Hope this helps?

The 2 yr Job Rule for Disabled on Universal Credit is not True!


 

In the last few days it has been widely reported by various bloggers that those disabled claimants claiming Universal Credit are subjected to finding a job within two years or face a 1 year sanction. This is utter fabrication and feeding many claimants fears which could potentially cause harm. So today I called Welfare Rights ,who called DWP while I remained on the phone, they denied that this information was correct and was downright alarmist and dangerous. That doesnt mean I trust DWP and have submitted a FOI too given 7 years of shenanigans. So you see folks, you can take the fear project and destroy it with Facts!

Those who will be put on Universal Credit (UC) will have to sign the claimant commitment regardless, some will be subjected to full conditionality some will have their conditionality limited depending on the circumstances, and subject to sanctions if they fail to comply with the agreed commitments they agreed with work coach via the Work Plan,My 4 steps,My Values documents.  (Document links provided at bottom of the blog.)

As promised last night, the SKWAWKBOX has been looking further into conflicting reports from DWP insiders concerning the WRAG (work-related activity group) category into which the government, more or less arbitrarily, places some disability benefit claimants and the possibility of sanctions after a fixed period of two years under the Universal Credit (UC) system if claimants have not found work.

Some activists insisted that this was part of the UC system and this was initially confirmed by long-term DWP employees. Others subsequently disputed it. The only thing all were agreed on was that the rules are ill-conceived and extremely confusing.

The SKWAWKBOX contacted a PCS union official who specialises in UC for clarification and received this response:

 

I’ve been looking at the regulations and I can’t find anything that refers specifically to a fixed time limit in which to find employment.

That is right, because no fixed time limit exists in the regulations

 

The ‘disabled’ argument, as I’m sure you are aware, is notorious because ultimately the Department through the provide contractors are essentially able to define who is fit or not for work.

For example, a claimant maybe moved from ESA to UC on the back of a WCA [Work Capability Assessment]. The claimant may disagree with the decision but they are stuck.

If they are adamant they are not fit for work, they could refuse employment in an environment they believe will affect their health.

 

If they have been found to have no Limited Capability for Work, they cannot refuse employment. The fact that claimants think they are unfit for work has been the main issue with the flawed WCA since 2008

 

This is where the sanction process comes in – a 13wk, 26wk and 156wk sanction could apply (although similar regs existed prior to UC and the 2012 Welfare Reform Act if not as harsh or severe).

 

In this case you’re looking at failure to apply, not accepting work or leaving on one’s own accord. Their argument is they aren’t fit, the department will still look at sanctions.

The circumstances described here apply to somebody who has not been found to have Limited Capability for Work.

 

The sanction regime is clearly arbitrary, deeply unfair and dangerous – but there is no rule mandating a fixed time-limit for a claimant to find work.

Again no time limit

 

However, another PCS/DWP source warned that while the rules don’t include such a limit, the way they are applied may not be as clear cut:

I can tell you that we have received complaints from WRAG claimants about having their ESA revoked after two years. And now they are treated as JSA claimants because they are ‘fit for work but not necessarily their precious occupation(s)’.

ESA cannot be revoked. It simply cannot be claimed after a claimant has been found fit for work. Previous occupations are not a consideration. That has always been the case.

 

Sanctions have been applied because the claimant has not fulfilled their requirement to find work. The purpose of the WRAG was to enable people to return to work despite being disabled, but this component has now been removed as WRAG claimants are now treated as jobseekers.

 

WRAG claimants under UC are described as having Limited Capability for Work.. They are not required to search for, be available for and start work, and cannot be sanctioned for not doing so, but they are required to accept work preparation requirements within their commitment and attend WFIs

.

 

Other WRAG claimants have been booted off ESA or the sickness element of UC after a period of two years because they failed their WCA – deliberate decision to bully them back to work.

 

Some claimants will fail their WCA after 2 years. Others after 6 months, 12 months  etc.

2 years is actually a prognosis period, meaning a number of people are reassessed at this stage. Unless there is any evidence of a pattern, this period of 2 years is meaningless

 

Thanks too to Anita Bellows who has worked with me on this 🙂

 

So you see folks, you can take the fear project and destroy it with Facts! 

https://www.scribd.com/document/353594773/4c-ESAHWC1

https://www.scribd.com/document/353595852/CC-O18-E15

https://www.scribd.com/document/352833734/CC-Work-Preparation-Activities-v1-0

https://www.scribd.com/document/353603319/1359203507-UJcompanyleafletJCP

https://www.scribd.com/document/354185048/CC-Requirement-to-Accept-a-Claimant-Commitment-v2-0

https://www.scribd.com/document/354185364/cc-commitment-not-accepted-v1-0

https://www.scribd.com/document/354185650/My-4-Steps-Template

https://www.scribd.com/document/354187257/1816-my-values-1-pdf

https://www.scribd.com/document/349517725/UC-Claimant-Committment

https://www.scribd.com/document/349520361/FTS-FTP-in-WFI-and-Failure-to-Undertake-Work-Related-Activity

https://www.scribd.com/document/349517543/Handout-08-01-Commitment-Pack-v7-7

https://www.scribd.com/document/354182466/Dealing-With-Sanctions-Facsheet-4

https://www.scribd.com/document/353627563/HWC-Exemptions

 

Read Frank Zola Blog below;

https://mrfrankzola.wordpress.com/2017/07/18/disability-rights-uk-disrightsuk-questions-why-dwp-esa-health-work-conversation-mandatory-foi/

Update…….. “The Article originally produced by SKWAWKBOX. Claiming to that Disabled Persons could only claim UC for 24 months, is a mishmash of quotes from Gen William Taggart, who was actually talking about an Early ‘Draft’ of the Welfare Reform Acts. At no time did Gen. T directly associate this with Disabled Persons, in fact it was just a heads up for activists/advocates etc, to remember not to get complacent about the Statutory Instrument placed within the Welfare Reform Acts. “

 

Further confirmation from DWP to my FOI

My FOI response

“Claimants on JSA or UC, who are expected to look for and be available for work, must do all
they reasonably can to find and take up a job. However, the DWP sets no specific time limit for
how long a claimant is given to find a job.
Sanctions are only used in a minority of cases when people fail to attend work-search reviews;
fail to meet the work-related requirements they have agreed in their Claimant Commitment;
fail to apply for work or take up an offer of work; or leave a job, without good reason.
The DWP does not have any statutory powers to sanction or reduce benefit payments solely on the basis
that a claimant has been trying but has been unable to find work within 2 years.”

 

https://www.whatdotheyknow.com/request/js_a_two_year_clause#incoming-1019979

Universal Credit Report -Hidden dangerous policy decisions that will cause harm


This report from Disability Campaigner Gail Ward is a must read for all benefit claimants and those claiming  ‘in work’ benefits claimed by millions in the UK. It has plenty of references and downloads contained within the document and it will alarm many, it should, as this government is targeting the poorest in society at the expense of saving the rich. Some of those already transferred will know the horrors already highlighted recently by Citizens Advice (CAB),but the majority do not. This blog doesn’t have the capacity to embed the entire report to enable reading online ,but you can download it from the link below in the hope that this will help many prepare for the next onslaught by this barbaric government whose sole purpose is to hound claimants, and save money for the state putting profit before people. If you thought WCA (ESA) was bad this will make it look relatively tame.

 

https://www.scribd.com/document/353794654/Universal-Credit-Report

Universal Credit -The conversation nobody is talking about


This is likely to be a very long blog and I make no apologies as this is important information we all need to get to grips with to survive.

 

Universal Credit (UC) is slowly being rolled out across the UK for some claimants , mainly single claimants and to be continued for couples. The legacy benefits that people are currently getting will eventually become Universal Credit,which runs a live programme (with gateway conditions) and a full rollout programme (no gateway conditions)alongside each other. Advisors will need to determine which is operating in their area and inform clients and explain in full their rights and eligibility. The fact that some will get hit hard  is just the scratch on surface to the vile and brutal conditions of the health & work programme which is incorporated within it. ESA Claimants in WRAG (Work Related Activity Group) will lose the £30 a week inline with JSA for new claims while others migrating will get transitional protection until they have a change circumstances,or appeal, then they will lose it. If you have a change of circumstances at present on ESA  in a UC area  you will be put on UC and stay on it you wont be able to go back to your legacy benefit. For those on ESA it you will continue be assessed via WCA (Work Capability Assessment ) as you are now, but support group will be required to engage with claimant commitment to continue to receive payment according to UC documents. The specialist employment programmes are likely to be part of this commitment if the work coach feels the claimant could move closer to labour market. This will be done via Health & Work Conversation with a Work Coach.

 

Framework The claimant is supported in this regime by use of their Commitment. The claimant agrees their Commitment and is required to alert Universal Credit to any upcoming unemployment and changes of circumstance. The claimant can be sign posted to relevant support depending on their circumstances.

Claimants in this regime may still need or require some support in helping them to move closer to the labour market. If this applies, flexibility exists to sign post claimants to non-funded voluntary support. Consider existing voluntary options in the local area.

 

Support groups claimants will also be hit by losing SDP (Severe Disability Premium) which is currently £62.45 a week for single people and £124.90 for couples unless someone gets Carers Allowance to help you then the single rate will continue,providing you get middle or high rate care needs. Carers too will be affected if they care for a disabled person.

More cuts

The Enhanced Disability Premium (EDP) and Severe Disability Premium (SDP) currently give disabled people with high support needs £15.90 and £62.45 a week respectively. But under Universal Credit neither [pdf p3-4] payment exists. These, along with ESA and Income Support, will be replaced with the following payments under Universal Credit (NB: the amounts are for single people over the age of 25, without children and unable to work through ill health or disability):
  • Standard allowance – £317.82 per calendar month (pcm), or £73.34 per week.
  • Limited capability for work (only for claims started before 3 April 2017) – £126.11 pcm or £29.10 per week.
  • Limited capability for work and work related activity – £318.76 pcm or £73.56 per week.
So in total, people who claimed Universal Credit after April 2017, but were previously getting ESA support group rate (£109.65 per week), EDP and SDP, will be set to lose £41.10 a week – as they currently receive £188 a week versus £146.90 under Universal Credit. This means a loss of £2,137.20 a year. But the DWP claims there is a safety net.

 

If other benefits are received, this may impact on the Universal Credit award. Some benefits are ignored whereas other benefits have a pound for pound impact on the Universal Credit award.

Other benefits Universal Credit should not be paid to claimants with enough income available from other sources to support themselves. Exceptions are where payments are received in respect of additional costs which the claimant has, for example disability benefits.

Claimants who receive other benefits in addition to Universal Credit are subject to the relevant Universal Credit Labour Market regime based on their relevant Universal Credit legal conditionality group.
Other benefits taken fully into account The following benefits are taken fully into account when calculating Universal Credit payments:  Bereavement Allowance  Carer’s Allowance  New style Employment and Support Allowance (contribution-based)  Incapacity Benefit  Severe Disablement Allowance  Industrial Injuries Disablement Benefit  New style Jobseeker’s Allowance (contribution-based)  Maternity Allowance  State Pension  Widowed Mother’s Allowance  Widowed Parent’s Allowance  Widow’s Pension

This means for each £1 received from these benefits, the Universal Credit payment is reduced by £1.

Any benefit, allowance or payment from a country outside the United Kingdom could also be taken fully into account, depending on the circumstances.

Pension Credit Universal Credit offers a signposting service for State Pension Credit (SPC).Claimants can find further information about SPC on Gov.UK. A benefit unit cannot be in receipt of both Pension Credit and Universal Credit. One of the basic conditions for getting Universal Credit is that a claimant must not be over the qualifying age for SPC.

This is called the Upper Age Limit.
Joint claim The Upper Age Limit doesn’t apply if the person over State Pension age is in a joint claim and their partner has not reached that age. Both adults are eligible for Universal Credit providing all other conditions of entitlement are met. The person over the SPC qualifying age is exempt from work conditionality and will be placed in the no work related requirements regime. Example: One adult in a couple is 57 and the other is 75. Both are able to claim Universal Credit together as a joint claim in the normal way.

Once Universal Credit Full Service is live nationally for all new claims, couples with only one person over the Pension Credit qualifying age will no longer be eligible for Pension Credit. This will ensure that the younger member of the couple has access to support to find work, if appropriate.

The person over the SPC qualifying age is exempt from work conditionality and will be placed in the no work related requirements regime.

So even some pensioners will be targeted as the above example illustrates. Also targeted are single parents .

 

This combined with the benefit cap now  and the family cap (2 child Rule) from 2018, will also face cuts to housing benefits via LHA being reduced with those in private accommodation hit by a new Bedroom Tax and Supported Mortgage Interest being turned into a loan will hit virtually impacting on everyone especially those who are in work too and off sick. The latter will now face 4 wks fit note and then a assessment to determine eligibility to top up benefits to SSP, and subjected to claimant commitment conditions. Those in exceptional circumstances such as Domestic Violence, etc will get the opportunity to ask for alternative payments arrangements so they are not left penniless by abusive partners. Nobody will be deemed exempt it seems, from the vile clutches of this ‘monster’ created by the government and these things need to be urgently addressed and with Brexit around the corner and prices rising already the poorest will most likely be affected the most. There are even two regimes to get people into labour market depending on your given  perceived status. one is Light Touch and the other is Intensive regimes. It is impossible to upload all documents which are many, but main ones are listed below as now is the time to plan ahead to help people understand how Universal Credit can affect you and your families understand the system to make sure you can understand what is expected of them.

One the many hideous things hidden in the Health and Work Programme is IAPT (CBT therapy) which will become compulsory as well as Troubled Families roll out, and targets to enforce therapy regimes on those who are obese, drink,drugs,smokers. Refusing to  take part in this mandatory requirement you will cease to be entitled to Universal Credit.Those considered in debt  and financially vulnerable will also be put forward to personal budgeting support advice where they will be judged and no doubt blamed for buying services that the nanny state deem expensive/unnecessary given the amount they have to live on. Health and Work Blog is linked below.

This Government has excelled itself in brutality towards claimants of social security,while convincing the populace of the UK that demonising the poorest is the acceptable norm and that they are fair game to be abused and they are not worthy as they are unable to contribute in same way a fit able bodied person , leading to further division. While this is not in depth Blog I have included relevant documents for download and uploaded a powerpoint to help people understand how they will be affected.

Anyone needing further advice can use the calculator link below to find out how they will be affected or seek proper advice locally and this blogger would urge people to check how you will be affected to prevent distress and income depravation.

http://www.entitledto.co.uk/benefits-calculator/startcalc.aspx

 

https://www.scribd.com/document/349604179/Housing-Costs-Private-Rented-Sector-v4-0

https://www.scribd.com/document/349604161/Housing-Mortgages-Previously-MQPs-v3-0

https://www.scribd.com/document/349517725/UC-Claimant-Committment

https://www.scribd.com/document/349526820/hwc-claimant-booklet

https://www.scribd.com/document/349520880/Customers-With-Additional-Needs

https://www.scribd.com/document/352763377/Carers-V4-0

https://www.scribd.com/document/352763488/Universal-Credit-and-APAs

https://www.scribd.com/document/352764924/Personal-Budgeting-Support-Guidance

https://www.scribd.com/document/352765382/Labour-Market-Regimes-V4-0

https://www.scribd.com/document/352833624/Appointees-v4-0

https://www.scribd.com/document/352833674/Benefit-Cap-v3-0

https://www.scribd.com/document/352833734/CC-Work-Preparation-Activities-v1-0

https://www.scribd.com/document/352833773/Child-Maintenance-V1-0

https://www.scribd.com/document/352833815/childcare-costs-at-a-glance-v2-0

https://www.scribd.com/document/352833897/Health-Conditions-and-Disabilities-v5-0

https://www.scribd.com/document/352834778/Students-v5-0

https://www.scribd.com/document/352834943/UC-Monthly-Rates-v5-0

https://www.scribd.com/document/358512453/Warm-Up-Letter-v-2-0

https://www.whatdotheyknow.com/request/mandatory_psychological_treatmen

 

 

 

https://blueannoyed.wordpress.com/2017/02/10/the-health-work-programme-is-work-really-a-health-outcome/

 

 

UPDATES : More documents have been uploaded including the powerpoints below, Please also check out my blog on Dementia Tax , Cuts that will cut Deep blog also.

 

https://www.scribd.com/presentation/352840015/Universal-Credit

 

Further Updates Uploaded Documents (more to come yet watch this space!)

 

https://www.scribd.com/document/358512765/CPAG-Sanction-Disputes-and-Challenges-Conference-Notes-Sept2015

https://www.scribd.com/document/358512813/Martin-Williams-CPAG-Making-an-Exception-Slides

https://www.scribd.com/document/358512424/UC-Checklist-Applying

https://www.scribd.com/document/358512597/ESAHWC1-Invitation-Letter

https://www.scribd.com/document/358514059/Universal-Credit-for-Disabled-People-Carers-1

https://www.scribd.com/presentation/358512367/Emha-Uc-Presentation  – Housing

https://www.scribd.com/document/358514229/Appointees-v4-0

 

Academic confirmation we have all been waiting 7 years for- AYLWARD’S REPUTATION DESTROYED BY ACADEMIC EXCELLENCE


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 Courtesy of Mo Stewart July29th 2016

Re: Blaming the victim, all over again: Waddell and Aylward’s biopsychosocial (BPS) model of disability.

by Tom Shakespeare, Nicholas Watson and Ola Abu Alghaib

 

Critical Social Policy, May 25,2016: 0261018316649120

http://csp.sagepub.com/content/early/2016/05/25/0261018316649120.abstract

AS you all know, I have been exposing the dangerous WCA in my research since 2009.  Eventually, I was able to expose the use of the totally discredited biopsychosocial (BPS) model of assessment, used for the WCA and adopting a ‘non-medical’ assessment model to resist funding benefit.  Waddell and Aylward’s ‘research’ was based on the modified version of Engel’s BPS model as identified in the 1970s. They are responsible for the BPS model used for the WCA, which has destroyed countless lives.

 

Finally, the very long awaited academic support has arrived in the form of a blistering attack against Mansel Aylward and Gordon Waddell’s research ‘evidence’ who, historically, have written DWP ‘commissioned’ research that has influenced government policy, which led to the introduction of the WCA.

 

Originally published in Critical Social Policy Journal, Tom’s scathing attack against the BPS duo is now attached and is available via Tom’s website at UEA: https://ueaeprints.uea.ac.uk/58235/1/1351_Shakespeare.pdf

 

The Waddell-Aylward BPS has remained largely unexamined within academic literature, although it has not escaped critique by disability activists (e.g. Jolly 2012, Berger n.d., Lostheskold 2012, Stewart 2013). In this paper we build on these political challenges with an academic analysis of the model and the evidence used to justify it. We outline the chief features of the Waddell-Aylward BPS and argue that, contrary to Lord Freud’s comments above, there is no coherent theory or evidence behind this model. We have carefully reviewed claims in Waddell and Aylward’s publications; compared these with the accepted scientific literature; and checked their original sources, revealing a cavalier approach to scientific evidence. In conclusion, we will briefly outline the influence of the Waddell-Aylward BPS on contemporary British social policy, and the consequent effects on disabled people.” (p4) (My emphasis MS)

 

Waddell and Aylward slide between general statements that are scientifically valid, and specific statements that are matters of opinion or political prejudice. They also tend to cite their own, non-peer reviewed papers extensively. For example they claim ‘We have the knowledge to reduce sickness absence and long-term incapacity associated with common health problems by 30–50%, and in principle by even more’ (2010, 45). They underpin this claim by reference to one of their earlier publications, Concepts of Rehabilitation for the Management of Common Health Problems (Waddell & Burton 2004). However, there is no evidence cited in this 2004 work to support such a claim, in fact this publication even acknowledges the paucity of evidence in this area (Waddell and Burton 2004; 50).” (p20)

 

“In conclusion, the relationship of the advocates of the Waddell Aylward BPS to the UK government’s ‘welfare reform’ does not represent evidence-based policy. Rather, it offers a chilling example of policy-based evidence.” (p24)

 

The research ‘evidence’ used by the DWP to justify the dangerous WCA, using the discredited BPS model, is finally exposed as having ‘no coherent theory or evidence behind this model’, which is academic speak for being totally bogus.

 

 

Is DRUK Trying To Silence Disability Researcher?


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Disability Rights UK (DRUK) have been around a long time, helping disabled people navigate the benefits system with their informative fact sheets available to download from their website.

Like many other charities, gradually, DRUK have been sitting at the table with government officials in the designing of the WCA since 2010, offering both critique and praise alike.

Many will know that DRUK have recently been afforded Government contracts to supply Disability Equality Training to the new contractor, Maximus, for the WCA assessments to ensure disabled people get better treated  within the process. I am sure that DRUK think they are trying to ease the stress these flawed assessments cause many disabled claimants. However, how can you offer help to disabled people then, with the same breath, support the oppressive regime the WCA has become?  This smacks of conflict of interest.

As many disability campaigners know one of their own, Sue Marsh (Spartacus Network), was co-opted by IDS to work for Maximus. This caused much outrage amongst the disability movement dividing many campaigners into two camps, with some calling Marsh a traitor who they deemed was bought to silence her, and others, as Spartacus members gave personal stories etc to the network. Members felt betrayed and concerned as to where their data was, and how it could be used against them come reassessment, with Marsh now working for the government contracted oppressor of disabled people who are dying in their thousands.

 

Benefits and Work  website reported in January 2015

Following its signing of disability campaigner Sue Marsh earlier this month, Maximus – the company taking over the work capability assessment contract from Atos in March – have now signed up a leading disability charity as well.

Disability Rights UK (DRUK) have announced that they have agreed a contract to deliver training in disability equality to Maximus health professionals.

DRUK has over 300 member organisations, including many national charities, and aims to ‘Break the link between disability and poverty’. Maximus, which is being paid more than double the amount that Atos was being paid to carry out WCA’s seems keen to prevent potential opponents from slipping into poverty by sharing some of its taxpayer funded profits with them.

DRUK are also advertising for people to take part in what looks very much like a promotional campaign for income protection insurance – the sort of thing that Unum provide as an alternative to state support – though there is no suggestion that Unum are involved on this occasion.

Members of the public who have had a serious illness and are trying to return to work are offered the amounts of money and support they would have had if they had been wealthy enough to afford to take out income protection insurance cover. They are filmed as they make the return to work and these films can then be used to encourage people to take out income protection insurance.

Of course, the worse the level of state benefits and state support, the more easily people can be persuaded to take out such insurance, giving insurance companies a vested interest in maintaining the link between disability and poverty.

 

The Black Triangle Campaign and Disabled People Against the Cuts  have also  highlighted on their respective websites many of the shortcomings of this government’s failure to ‘Help the most vulnerable in society and protect them,’ with DPAC going to the UN which recently found that disabled people’s human rights were breached under the convention. (Links below)

Make no bones about it, private disability insurance is on its way under Tory rule as we follow the examples of USA, Canada, Australia etc of welfare provision, which is soon to be highlighted in a new book by independent disability studies researcher, Mo Stewart, called Cash Not Care- the planned demolition of the UK welfare state, due to be published later this year. Former healthcare professional and disabled veteran Mo Stewart has spent 6 long years gathering information, which has assisted many disabled campaigners in their fight against these ideological reforms, which caused preventable harm to disabled people and saved very little money for the government; a pledge they used to sell this lie to the public who bought it hook, line and sinker. Mo’s very detailed research reports are available online.

 

You may wonder that I have wandered off topic but you need to understand the background before I lay the cards on the table.

It seems that DRUK would like to now garner the services of researcher Mo Stewart on the new APPG Inquiry regarding ‘Welfare to Work’ which they administer, and which is the next step of this government’s ongoing psycho- coercion to force claimants into work, regardless of the harm it will cause. They fail miserably to understand that many chronically sick and disabled people cannot work, and that their health problems are permanent, as they built the welfare reform policies based on so called ‘academic research’ which has been subsequently demonstrated to be fatally flawed, in the case of the Freud Report, and based on totally bogus research in the case of the DWP evidence used to justify the WCA. http://csp.sagepub.com/content/early/2016/05/25/0261018316649120.abstract

The aim is to go beyond a critique to a template or blueprint for co-ordinated Government action to halve the ‘disability employment gap’.  Even those who want to work (and many disabled people do work), due to the barriers they face regarding access, together with employers who are unwilling to take disabled people on in the workplace, or to make the necessary adjustments needed, they can’t.  For example, most buildings, transport etc are not disability friendly.

Many disabled people are now being put through the Personal Independence Payment (PIP) assessments and are actually losing both their Motability cars, and their jobs, as many disabled people are unable to use public transport.  So, the removal of access to a Motability car also means the loss of paid work. Yet another consequence of welfare reforms the government failed to consider.

What bit of this do the DWP fail to grasp is mind boggling, and clearly lacks any common sense.  Without addressing the barriers, and accepting that many cannot work, is the sole reason the government has failed to halve the disability employment gap as they claimed they wanted to do.  That claim always was little more than propaganda and Tory party rhetoric used in the ongoing psycho-coercion of the British people via the right-wing press.

Thankfully, Mo Stewart declined the offer to join the APPG government inquiry. She challenges the theory behind the planned report, does not wish to be the ‘token’ disabled person on the research team, and there would be a risk that any negative reaction to the eventual report by the disability support groups could be justified by the DWP when highlighting Mo’s contribution. She totally refuses to become another government ‘patsy.’

So, Mo declined the invitation to join the APPG Inquiry research team and is waiting for her book to be published, which is a strong indictment of all those involved in the WCA process. This is the research the government attempted to stop, and the book the government do not want people to read.

She’s also writing further research to support disabled people, and the DWP have discovered that Mo is not easily silenced in her condemnation of these American influenced welfare reforms that she has spent over 6 years of her life researching and reporting.

 

Lynne Friedli’s powerful talk regarding the psycho-coercion used by the state is well worth 45 minutes of your time, demonstrating the realities of the state using psychosocial rhetoric to enforce work that may be unpaid and certainly, for many, will be harmful.(You Tube link)

 

https://www.researchgate.net/profile/Mo_Stewart/publications

http://www.whywaitforever.com/dwpatosveterans.html

http://guerillawire.org/welfare/disability-charity-signs-maximus-contract/

Leading WCA campaigner swaps sides to join Maximus

https://www.theguardian.com/society/2015/oct/20/un-inquiry-uk-disability-rights-violations-cprd-welfare-cuts

http://www.centreforwelfarereform.org/news/uk-in-breachhuman-rights/00287.html

http://www.disabilitynewsservice.com/scottish-police-assessing-possible-investigation-into-ids-and-grayling/

 

 

 

 

Life as a Campaigner – Not For Fainthearted


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I have been thinking recently about life as a Campaigner  and all the trials and tribulations that go with that task. Disability Campaigners from all walks of life /backgrounds have fought the most brutal and sadistic of battles over the last 6yrs with unprecedented tenacity even the Government themselves have been surprised that we would dare to fight tooth and nail over the Welfare Reform Bill brought in 2010 and subsequent changes since like the Welfare To Work Bill, Social Care Act, ILF Cuts, Trade Union Bill and the mighty NHS Privatisation Etc.

Endless  personal sacrifices have been made to bring this Government to task over what can only be considered, a mercenary scorched earth approach to disability and employment which is targeting the poorest in society not seen since WW2. Not withstanding their own personal daily struggles of disability, caring responsibilities, and the stagnant job market many have found themselves under sustained attack from the Bedroom Tax, WCA, Benefit Cap, Universal Credit and DLA transitions to PIP (Personal Independence Payment), Workfare, Housing Benefit ,Deaths, and all the cuts that have been implemented, with much more yet to come, they have remained steadfast in their resolve. This takes a considerable effort in both time and energy to take this government to court, raise funds for court appeals, and do research to enable this to happen in the first place, engage solicitors/barristers while offering substantial support to those in need and engage their communities to get involved and on the street, while the rest of society ignores their calls for help and support and the Press & TV have been blocked form reporting the considerable harm to many, in some cases resulting in death. The loss of friends in the campaign movement has ripped out the heart of some of us, after all ‘we care’ why else would we be doing it.

We are accused of being self-serving, when in reality different factions may have different approaches, use different models even, but the stark reality is we have Humanity, Compassion for our fellow human beings regardless, with the main ingredient of  CARING and wanting ALL to have a decent standard of living without fear of persecution from those in power who decide on changes that affect our lives on a daily basis.

Campaigners do it because they absolutely believe it should be a human right to live in a fair and equal society and be allowed the same equality as anyone else in society enjoys, not be subjected to ‘grades of worthiness’ by the rest of society.

They took to social media in various forms and took the fight right to the heart on Central Government, they took to the streets , took to courts and lobbied Ministers to stop this onslaught from happening. It hasn’t been without its problems though, many campaigners have been subjected to Hate Crime, Cyber bullying, Government Interference by closing websites down, some of this  has even come from within their own community because of disagreements in ways to tackle the issues we all face, even down to whistle blowers from those contracted to carry out these policies, and those who chose to change their allegiances and work with the perceived enemy. We also bear the brunt of people’s anger and frustration when intervening ,leading many groups to place rules within groups to try to bring some social order and etiquette to prevent members being abused or themselves for standing strong on a particular point. Sadly  the negatives of social media also brings out the worst in people who think that they can be as abusive as they like from behind a computer screen,  trading insults with each other rather than just disagree and walk away, some not understanding the difference between debating and challenging a viewpoint then going off and causing mischief across the internet or stalking an individual because they had a fallout leading to cyber bullying and harassment. Some have had to resort to calling in the police due to their nature.

Many Campaigners  have supported those all night who cannot cope and prevented some of them from taking their own lives, offered support and directed those affected to reputable sources for help and support with the disaster of all the above mentioned changes, some have even gone along to tribunals and provided a means of emotional support to someone who feels their world is a dark planet full of enemies of the state, persecuting them into what they see as the only course of action is ‘their own demise’.

Hours of toil amongst their own ill-health  and other life commitments  have made a positive impact on many  lives and now the tides seems to be turning in our favour after the recent PIP debacle which saw ministers back down for now anyway. 12billion more cuts are yet to be implemented and no doubt many will already be standing on a cliff edge wondering whether or not to jump off the cliff as  they can bear no more, while others will just store up that anger  and kick off at the tiniest thing causing mayhem wherever they go and misdirect that anger at those who are trying to do something to stop this bloody mess, which isn’t only unfair on those under fire but those around them too. Its not an easy life for sure full of stress and strain and frustration, and when you stick your head above the parapet you can be certain, someone will want to blow it off, taking you down for no reason at all other than frustration or jealousy at your new found status of being seen as a ‘leading campaigner’ which is a label placed upon you by others within the movement or externally by those reporting the news and sequence of events. Some are pushed unwittingly to the forefront, while some wishing to remain in the engine room they all work together for the betterment of the whole movement overall yet expect nothing in return except respect and dignity that should be afforded to any human being. Campaigners do not do it for personal gain they do it to prevent pain and suffering to those who cannot stand up for themselves, to make the lives of many better than before, where possible. Britain is the first country to be investigated for grave violations to sick and disabled people by both the UN and ECHR.

I will end this blog with a simple message we can fight back ,we can overcome obstacles if we stick together. What this government wants  is to divide society into sections of society each kicking  7 bells of shit out of each other as the crumbs off the table become more scarce, what we cannot do is give them their wish of divide and rule we need to pull together on common ground and stand shoulder to shoulder with each other even if we disagree, we should not fall into the trap set for us to tear each other apart for we are all fragile human beings with a range of impairments. Love & Respect each other and put differences aside.

 

That reader, is only way to beat this government unite as one, for when we do, we are one hell of a formidable foe that scares the living shit out of our government.

Solidarity

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