Archive for the ‘Unemployment’ Category

The Death of the Welfare State-Joining the Dots Series -Part 4


 

 

 

 

 

 

 

 

 

By blueannoyed and Paula Peters

Finally we get to to the next stage of government bullying via the NHS. How this links in to Social Security Claimants and their ability to keep some sort of financial security while fighting off the despicable onslaught of the Government who is out of control  , whom have sociopathic  tendancies.

Today I discussed the situation of the NHS  10 year plan , The new 5 Year GP Contract , Social Prescribing,and the  needs of claimants trying to get support or access to services they need to maintain their well being, in this survival of the fittest campaign launched by their government with Dr Bob Gill,  a GP who has spoken out against the great NHS heist of Privatisation.

I asked Dr Gill How he thought the relationship between patient and claimant could be damaged with the new GP Contract which every GP will have to sign up to in May 2019?

I also asked him about social prescribing and its potential impact on patients who need state support and claim Social Security?

 

He described to me that Patients are already coming to surgery with anxiety and depression or ill health due to hostile environment that austerity is creating, and the system is making people ill, or in a lot of cases more ill than they were.  Making it unlikely they will be able to manage their conditions in same way they currently do.

He stated that perverse financial incentives for ‘sociopathic ‘ assessors are leading to really bad outcomes for claimants and  pressures upon the public purse, as well as increased workload on GP’s whose patients need help with appeals etc. This contract will effectively making GP’s Gatekeepers which is not what they chose to be when studying medicine to become a GP.

He said the Government is driving a wedge between the patient and their GP and pitting them against each other,  and that will most likely mean the good GP’s will leave while those without no consciousness will reap the rewards offered by the Government and DWP .

Social Prescribing, is blaming the patient for their situation and the whole treatment process of being denied to the proper care that the patient needs. I asked him about the potential that with ‘patient coaches’ (aka work coaches) who have too much power could lead to those who most need support and are extremely vulnerable ,are likely to  disengage with their GP and fall through the cracks and could ultimately end in their demise which he agreed with my assumption. He stated that Patients/Claimants and GP’s are victims of a government who doesn’t care.

 

The definition;  Sociopathic tendencies in people are often marked by lack of conscience within the person. They just care about their own needs and desires

 

Video:

 

This is the tip of the iceberg of how it could impact on claimants needing further medical evidence support, getting a Fit Note if they are off work through ill health to claim state support, which under Universal Credit they would need to do so repeatedly.

The breakdown of trust between claimants and GP or other NHS staff has the potential to cause a rise in further deaths which have happened already under its predecessor ESA. That’s without the 120,000 who died due to poor care in NHS, etc as diseases previously eradicated are now making a comeback due to austerity measures and abject poverty.

This is Government Quackery on the cheap by unqualified people, dismissing medical opinion of professionals while eroding our NHS services and underfunding essential services that patients need and a NHS they can trust and flogging it to their mates. It beggars belief that the public would allow this to continue or collude with the government by being taken in about better services and cutting waste of NHS resources, or blaming migration, when they have slashed NHS budgets for decades along with New Labour who are not blameless in this re PFI acceleration under Blair.

Below Published with Kind Permission of ck999 Blog Page which has lots more  information,  link is  below in further reading.

Instead of caring for a few thousand patients, a primary care network will have anywhere between 30K-70K patients on its list. In order to provide out-of-hospital care, as hospitals are centralised and cut, it will “integrate” a range of services, provided by a “multidisciplinary team”.

 

A number of primary care networks will be linked to a “locality hub”. There are various versions of what this is, but the British Medical Association has endorsed locality hubs as “ alternative mechanisms to meet the urgent needs of patients when local practices have reached capacity”

 

 

A BMJ graphic shows other activities taking place at Locality Hubs, as well as handling GP “overspill”.

Only patients with complex needs will see GPs

Many GPs are not at all happy about this fundamental change to their role.

The way it works is that a care navigator signposts patients to other services, with no reliance on GPs. This has already been happening in GP surgeries for some time and as all GPs are forced to join Integrated Primary Care Networks, it will now become the norm.

Patients with complex needs – who are at risk of admission to hospital through A&E – will be identified through a process of “risk stratification” which segments patients into various categories.

Risk stratification requires the use of digital health technology (so called telehealth and telecare) and shared electronic patient records.

The concern of primary care networks is to cut the costs of the most expensive categories of patients

These are broadly:

  • Frail elderly with complex health problems
  • Mothers and babies
  • People suffering from the “modern epidemics” of obesity, diabetes, heart and respiratory problems
  • People with disabilities

However there is no real evidence that the “care models” designed to treat these categories of patients cut costs. Or give them better care.

Cutting most patients’ access to GPs will have extremely damaging effects on patients who need a Further Medical Examination for benefit claims, because they need access to a doctor to write letters. Without a Further Medical Examination, a disabled person won’t be able to claim benefits. This is about the destruction of the welfare state. It’s about taking rights away.

The DWP now have people in mental distress top of their target list to get back to work. Which is where Universal Credit will really come into play with this.

The mental health charity MIND won the Individual Placement Support contract – part of the DWP/NHS Health and Work Programme. Individual Placement Support is about the ‘health and work conversation’: Work is good for Anxiety and Depression. What barriers are there to you working?

This is where social prescribing link workers come into play – where they look at barriers to you working. And then prescribe self management. Self care. Via a behaviour change scheme most likely run by a cash-strapped 3rd sector organisation with no therapeutic skills.

The “work is a health outcome” programme – a dangerous partnership between DWP and the NHS – is creating a toxic environment that is compromising doctors’ ethics of Do No Harm.

This link between the DWP and the NHS needs to be broken once and for all.

But the NHS Long Term Plan has no such intention. It name checks Sheffield City Region’s “Working Win” large scale research trial.

It focusses on using a new type of Individual Placement Support to get people with mental health and musculoskeletal conditions into employment. (These are the two main conditions that prevent people from working.)

This list is in NHS England’s new Health Services Support Framework, which identifies approved suppliers that NHS commissioners and providers can hire to tell them how change to the way they work in order to fit the global corporate model of healthcare.

Unsurprisingly the approved suppliers include all the usual suspects and then some:

How did this happen?

The government and its quango NHS England – official name NHS Commissioning Board – have engineered this by drastically cutting primary care funding and driving hundreds of GP practices into bankruptcy, while GPs in droves have been taking early retirement or emigrating to places like Australia where the GP workload is far more manageable.

GP practices are folding at the rate of one a week. In the last year, tens of thousands of patients have found themselves losing a practice, or having it merged with some random practice more or less in the same neighbourhood.

Simon Stevens, the NHS England Chief Exec, has been saying for years that the corner shop version of family doctors has to go, to be replaced by a supermarket version of large scale integrated primary, community health and social care services.

Now he is making that happen.

 

Your NHS is on life support, welcome to the American style  health care system you allowed to happen, hope you got deep wallets or insurance which is the real end game , if not  you will be one of those unfortunate that will meet a early end of life because you happen to be poor and can’t afford Insurance.

 

 

Gp Contract 2019 by Gail Ward on Scribd

https://www.scribd.com/embeds/403999299/content?start_page=1&view_mode=scroll&access_key=key-Jj5snwwqSUkSKkijC8SX&show_recommendations=true

 

Further reading can be found below: Also check out my Social Prescribing Blog

 

 

http://www.hcbgroup.co.uk/is-there-a-cure-for-the-healthcare-and-wellness-marketplace-confusion/

https://www.kingsfund.org.uk/sites/default/files/media/commission-appendix-uk-private-health-market.pdf

https://www.nhsconfed.org/resources/key-statistics-on-the-nhs

https://www.thetimes.co.uk/article/benefits-staff-want-permission-to-trawl-through-patient-records-qgfx3qwv6?fbclid=IwAR2_NnYlbY30iDY0R7A5g1kDduyMYQyz3jSVSEtwvuHDauSi2qFIBjQT7GI

https://www.digitalhealth.net/2019/01/hancock-gp-it-systems-shake-up/

https://digital.nhs.uk/services/gp-systems-of-choice?fbclid=IwAR17Oz6RjrDf3JwafPgYKoYNZpZaer6PccQ6CAfpp3F1UCILUbM0yM_NQ5Y

Scotland : https://bjgp.org/content/67/660/294

https://www.hsj.co.uk/policy-and-regulation/all-gps-expected-to-sign-up-to-network-contracts/7024128.article?fbclid=IwAR2n3-PhhNIqkIyk7koL68UUJgbjRvwfUk7oozFRn0r9sKT4j6a4hqkuQl4

https://calderdaleandkirklees999callforthenhs.wordpress.com/2019/02/16/large-scale-integrated-primary-care-networks-what-lurks-beneath-the-buzz-words/?fbclid=IwAR1UKBhGpV9lrEyZNHJAlrbIUhn4gyf1LTZzUhzwgXZY2zBeUDDl5RKvhDI

https://www.gov.uk/government/news/nhs-can-move-towards-more-coordinated-and-continuous-care?fbclid=IwAR1dV1Lsx0UW-eryC0hphKqR9H_kV8g7urVdcWRBRo8eMI14U1oueyonVi4

https://www.gov.uk/government/news/nhsx-new-joint-organisation-for-digital-data-and-technology?fbclid=IwAR2ekyJayhEU-K3qMZWBETmBEnj3JpLWxEDbhfjOADCSL-MrM85Fdu0nH9E

https://www.telegraph.co.uk/news/2019/02/12/nhs-ends-block-smartphone-gps/?fbclid=IwAR2UprOiA8MK8gTpJtKHcKw2wzFj4XZYvCVvVXFx5i67dCuiacfXBxMSVUk

https://www.theregister.co.uk/2019/02/19/dwp_health_data_tool/?fbclid=IwAR1fIqnGW0naqOcwRhVigQvi7RELPmbsnkcL58r8_dKMY8R9r-rhbqEKFvY

https://www.telegraph.co.uk/news/2019/02/12/nhs-ends-block-smartphone-gps/?fbclid=IwAR2UprOiA8MK8gTpJtKHcKw2wzFj4XZYvCVvVXFx5i67dCuiacfXBxMSVUk

https://www.england.nhs.uk/2016/11/back-to-work-support/

https://kittysjones.wordpress.com/2019/02/15/the-dwp-is-trying-to-co-opt-gps-in-forcing-ill-people-into-work/?fbclid=IwAR1DcTZFX3tIyJ4ogkvYaSf-p-y3zktL7W1mPqUYcRYVlZcmWotLlJe2I30

http://www.pulsetoday.co.uk/news/hot-topics/gp-contract-2019/20/all-the-headlines-from-the-2019/20-gp-contract-at-a-glance/20038181.article?fbclid=IwAR3mfOnFVg97TfSd0z2MwbdC_3SlFDzhi45MX350SynIJihZl3Ij7GpCw5U

https://www.independent.co.uk/news/health/tory-austerity-deaths-study-report-people-die-social-care-government-policy-a8057306.html?fbclid=IwAR2A_EzuW0s_CCrblXJMqvI5MlVwj6aT8Ca5GVeXiyGmp53lqvSz6aJNBKA

http://www.pulsetoday.co.uk/physician-associates-can-do-gps-work-more-cheaply/20009818.article#.XGgjirXD-vI.mailto

Advertisements

UC Part 3-Health & Work Programme Provider Guidance


 

 

 

 

 

 

 

 

 

In this blog we will look at Provider Guidance for the Health & Work Programme. This information is for you to read and understand how this all works  as part of Universal Credit Programme as very few are talking about the structure and behavioural ideology behind it all. I will load slides and links to documents for people to download. Please read them ….

 

Link:

 

The following links are to the Guidance Documents

 

https://drive.google.com/open?id=14RdipcgDJ70-IOCHt9m51pwOSM7DU4yu

 

 

 

Health & Work Programme Part 2


Well Folks as with my previous blog on Universal Credit there are 4 stages to this training programme so I am just going to put the shit shows on this blog so you can see for yourselves the behavioral science behind this horror of a policy. Apologies for its length.

 

Introduction;

About Me;

My 4 Steps;

My Values;

My Action Plan;

Panorama -Universal Car Crash


 

 

 

 

 

 

 

 

 

 

BBC  Panorama Highlighted some of the issues with Universal Credit  with the focus on Housing Benefit Direct Payment process. While this may have been a overall a shock for those who watched the programme who may have never even heard of it, It wasn’t a shock to Disability Campaigners and those who need to make a claim!  The Media has been in full swing recently highlighting the many issues this controversial benefit failings, forcing the Government to make significant changes to the managed migration process as MP’s,charities,many DPO’s including CPAG (Child Poverty Action Group) and SSAC (Social Security Advisory Committee) all advising the Government that changes must be made before the next cohort is transferred Secretary of State Ester McVey made considerable concessions to appease the outrage,which combined with fact the UN Rapporteur Philip Alston was visiting the UK looking at Welfare Reform and Poverty felt like a PR stunt to fend off recent criticism.

They focused on 3 Groups of the many that will be affected Unemployed,those who are Sick, and Low Income families. Using Government rhetoric of ‘making work pay’ more than benefits which the government has successfully ingrained into the mindset of many in society through the scrounger rhetoric since 2010.

Anthony the first  man lost his job is 63 so found that while he thought work was out there couldn’t secure employment and had 4K of rent arrears and had had been sanctioned losing 200mth just because for whatever reason  he had failed to comply because no phone or computer skills to manage his claim, and facing eviction, and even when he did make contact was sanctioned again as the advisor was not in the Jobcentre. One can only assume while he was doing everything required to look for work this was due to failed appointments which are generally online or via text notifications. Many in society will most likely exclaim well he was smoking roll ups and not attract much sympathy such a sly move by BBC to present him in this manner, saying well he can afford fags although I’m certainly they will defend this as usual.

Second Guy James Dade was single dad reliant on the food bank for survival but very little was said about his circumstances.

We then saw a Councillor state when people have limited choices they will choose to feed their kids and stay warm than pay their rent  nugget dropped into the programme implying reckless budgeting decisions. even though across the UK the average rent arrears is £663 compared to £263 on legacy benefits which on average is 2 and half times higher and recently over 1/2 claimants found online process difficult hinting yet again that its the claimants fault rather than a design fault.

The next couple Richard and Rita  claimed the benefit as Richard had a car accident  and consequently lost his job telling the public they were forced to sell things in the home to manage due to the fact the design features within the system were paying them less than they should have got, and being taken to court for council tax arrears while they tried desperately to sort their claim out leaving them in debt. they both eventually found Jobs.

Keith  the next claimant was a fellow suffering depression who admitted he was hopeless budgeting relying on the local food bank had lost his job, and faced eviction in November,due to rent arrears and without support unable to cope with system.

Professor Paul Hickman was interviewed  saying that direct payments to claimants rather than landlords as the previous system did was ignored by the DWP. Alok Sharma from the DWP was then interviewed spouting the same Tory script they must have learnt verbatim just like the actors they are, and displayed typical indifference to the plight of those on the receiving end of this vile policy claiming 90% of social sector will soon be signed up to the Landlord Portal which is being rolled out.

With 5821 evictions in the UK and many already homeless on the streets struggling we then had the council highlighting cuts from central government have left councils UK wide unable to pick up the slack and find homes due to lack of Social Housing properties that the country so desperately needs. Councils have seen their landlord lists plummet as many private landlords  refuse to let to those on social security and those needing Alternative Payment Arrangements such as Domestic Violence  victims  unable to get this arrangement and councils unable to help as the agreement has to be done via the landlord not a third party.

 

This programme really barely scraped the surface of the design faults within this policy, many things are changed as an after thought because the policy wasn’t properly thought through and administration is so bad and training is so bad that even those who should be helping haven’t a clue about the constant changes and are mis -informing claimants causing further chaos with long waits on the phone which campaigners call the ‘Vivaldi Line’.

In July 2019  as the Government rolls out a pilot sample of approx 10,000 claimants with many transferring in November 2019 in tranches this chaotic policy is only going to cause considerable harm to many families across the UK. The government knows fine well many of these  families will face hardship and tells them to stand on the beach looking at the wave that is a reality a tsunami waiting to hit them and their children. Yes done properly with support people could transition more easily hence the CAB contract of Universal Support recently announced will help many navigate the complex process of doing so, but support is soon going to be difficult to get appointments due to the volumes involved.

The most severely disabled will if they don’t have change of circumstances will start this process in 2020.

One thing is for certain is the noise about Universal Credit will get worse and louder as this government tries its best to hang on bloody mindlessly instead of scrapping it and admitting this policy should never have been introduced without making sure it was robust,practical to implement and the structure was sound. Now it is only fit for the waste basket of many government projects which has wasted Billions of Taxpayers money while UK citizens find themselves back in Victorian times and seen by the elite as undeserving and feckless poor who situation is their fault, absolving themselves of any responsibility for this total failure ,while the architects have long since retired with a golden peerage  and a hefty financial handshake.

If you missed it here it is;

 

Benefit Payment Cards


 

 

 

 

 

 

 

 

 

 

Well I have written about Welfare Cards and possible Bitcoin options that have been floated by various ministers, truth is some cards like the Azure card have existed for some time usually given to immigrants seeking asylum, and social care can be paid via a card too to enable carers to be paid. Many who are unable to get themselves a bank account signed up to either by the  governments Simple Payment Scheme and many opted for the Post Office card. Well now the government no longer have investments in Royal Mail which was sold off on the cheap, it latest trick is to make sure the demise of post office accounts and the simple payment scheme will bite the dust to be replaced by another government scheme to track claimants spending.  I-Movo are behind the latest changes and letters are being sent to claimants as we speak.

 

 

DWP letter about Simple Payment service

Simple Payment service – replacement service
The Simple Payment service is to be replaced by HM Government Payment Service.
DWP benefit / pension recipients who are unable to open a bank, building society, Post Office or credit union account may currently be receiving payment by the Simple Payment service. This service is coming to an end in March 2018 and customers are being moved to HM Government Payment Service.
DWP is writing to all Simple Payment customers who are actively using their account to tell them that they will be moving to the new service by 20 March 2018. Most customers will continue to receive payment by the same method (SMS text or card). Customers will be issued with a new card where appropriate. Payment will continue to be through PayPoint outlets in the same way as the Simple Payments service.New customers who are unable to open and / or manage a bank or other account will be paid by the HM Government Payment Service from 1 February 2018. They will be given the option to be paid by text, pdf email containing a voucher or card.
There are a few changes from the current service:
 Benefits or pensions issued under the new service will need to be withdrawn within 30 days of receipt or the customer will need to contact DWP to have the payment voucher reissued.
 Overall payments will remain the same but will be paid in sums up to £100. For recipients this will mean that if their benefit or pension is over £100 they will receive multiple vouchers requiring separate transactions to collect the money. For example, for those receiving payment by card, to collect a payment of £165 the payment card will need to be used twice, firstly to collect £100 and then again to collect the remaining £65. For those receiving payment via text or email with pdf vouchers they will receive two codes one for £100 and the other for £65. As long as funds at the PayPoint outlet are sufficient this can be done in the same visit.
 Customers can use any of the 29,000 PayPoint outlets to encash payment subject to funds being available at the outlet.
DWP has also been writing to customers who have Simple Payment accounts which have not been used recently, telling them the account will be closed and requesting that they withdraw any balance. If there are any outstanding balances when the account is closed these will be held centrally and the customer will need to contact DWP to arrange payment to an alternative account

The letter can be downloaded here

https://www.rightsnet.org.uk/forums/viewthread/11333/P15

HM Government Payment Service uses a system called i-movo. You’ll be able to collect your benefit from a PayPoint outlet in local shops and newsagents. You can search for your nearest store on the PayPoint website.

The DWP will send you vouchers by text message, email or post. You’ll need your voucher, a memorable date and proof of ID in order to collect your cash. The DWP does not need your agreement in order to pay you in this way, so if you cannot or do not wish to be paid into an account, the Government Payment Service will be the only other option. Find out more about HM Government Payment Service on the GOV.UK website.

https://www.citizensadvice.org.uk/benefits/benefits-introduction/payment-of-benefits-and-tax-credits/

http://i-movo.com/

 

 

IAPT -The Governments Magic Cure for Mental Health


75629_107145729354964_2536493_n

Most people will have heard of CBT therapy for helping those with mental health problems, some may have received it and felt it helpful,but for the majority with serious mental health problems this will not make a jot of difference and in some cases cause more harm. What is insidious about this is that it will be forced upon those who claim Social Security payments in helping them get back to work with their new  health and work programme which is integral to Universal Credit.

This is most likely going to be part of the so called ”Universal Support’ in Universal Credit where the government has target groups, and I’m sure this isn’t the worst of the many packages this government proposes to force upon those groups mentioned in my other blog ‘Universal Support’.

The government in its wisdom wants to half the disability employment gap which most governments have failed to do consistently for decades. The base rate of 5% has never really changed,so it is folly for them to think so , as employers are reluctant to take on people who have mental health or other disabilities let alone the many with chronic ill health which is never catered for in any policy they dream up.

Work is not a ‘cure for all ills’ as this government would like to peddle to media and swallowed by the gullible public who seem to resent our very existence until they are affected personally because of selfish desires not to pay taxes for those needing support from the state,which I hasten to add have paid their own taxes until they became mentally unwell or disabled, so are eligible to claim payment,after all that’s what NI was all about an insurance to cover you if you fell on hard times .

In an ideal world it should be standard practice for disabled people to obtain work on merit if able, but it all comes back to that real issue of ‘productivity and profit’ so  majority of disabled people don’t tick that box precisely because we are not as productive as our able bodied counterparts by the very nature of disability,being off sick when things are bad, hospital appointments,or regular treatment or surgery.

Its a no- brainer to a rational thinking person, but we know our government don’t think like normal people, they just dream up pointless expensive schemes to waste taxpayers money to show the public they are doing something even though they have demonstrated  most fail and cost more than paying benefits in the first place.

Many more dark oppressive schemes are coming to light so we must be vigilant and stand up against forcing people to be so distressed that they harm or worse death to its citizens. It is not like we don’t know how many have decided to end it all over the constant pressures they are put under daily by the DWP monsters, who are out of control.

 

 

 

 

 

 

Revealed….How Private Insurance Moves to Replace the Welfare State


Image result

Image Courtesy of Legal & General

 

I have in many of my blogs mentioned the fact that Insurance was to replace the welfare state, many still don’t think it will happen well listen up, it is around the corner and thanks to deregulation via brexit it going to happen, and would have happened sooner if EU law had not protected you. There will many who will live to regret the vote for Brexit.

The government has finally introduced it ugly game plan and they wont stop there as the same insurance company is linked to social care which is undergoing a review also.

Looks like insurance for care through legal and General. Names of independent experts invited by government to provide advice and support engagement in advance of the green paper:

Caroline Abrahams – Charity Director of Age UK
Dame Kate Barker – former Chair of the King’s Fund Commission on the Future of Health and Social Care in England
Sir David Behan – Chief Executive of Care Quality Commission
Dr Eileen Burns – President of the British Geriatrics Society
Professor Paul Burstow – Chair of the Social Care Institute for Excellence
Jules Constantinou – President-elect of the Institute and Faculty of Actuaries
Sir Andrew Dilnot – former Chair of the Commission on the Funding of Care and Support
Baroness Martha Lane Fox – Founder and Executive Chair of Doteveryone
Mike Parish – Chief Executive of Care UK
David Pearson – former President of the Association of Directors of Adult Social Services and Corporate Director for Social Care, Health and Public Protection at Nottinghamshire County Council
Imelda Redmond – National Director of Healthwatch England
Nigel Wilson – Chief Executive of Legal and General

Quotes Linda Burnip DPAC

Many income related benefits are being moved across to Universal Credit the governments flagship policy which is sinking fast as the holes in this policy are more flawed than the WCA where more complex claimant issues are exposing the holes in a policy which in theory was meant to revolutionise social security and catapult it into 21st century. Well now their focus are those on contributory JSA/ESA which they plan to be part of the Social Insurance Scheme and the only reason they have not done so already is quoted below

Had contributory benefits been abolished whilst UK social
security was bound by EU law, this would have exposed Universal
Credit (the significantly larger budget) to exportability. In light of the
British vote to leave the EU, however, there is now the possibility of
reforming contributory benefits without breaching EU law.

Employers and all those with a stake in this horrendous policy will not just be looking at savings made, but also the huge concern is denial when it comes to delivering on payouts as long as the state doesnt have to foot the bill. Insurance schemes around the globe are littered with claims of those who took out Insurance only to be denied it  upon making a claim leaving many no option but to be destitute or borrow money to take companies to court to get what was rightly their’s in first place. We keep hearing that state support isn’t sustainable, NHS isn’t sustainable yet majority of the country fell for the last National Insurance Scheme which isnt paying out either, due to an empty pot, which is incredulous really given some dont live to collect a state pension, and those who do never get payments reflecting the thousands they paid in over 40yrs of their worklife.

The only winners here are the banks who underwrite such policies. However Legal & General have Capita to manage the shareholders assets Capita’s Shareholder Services Team is available to answer any questions that you have in relation to your Legal & General shareholding.

and non other than….

  • Group Health and Safety Committee – Chaired by Ian D Smith – Head of HR, Shared Services.

It sure as hell is a murky business, this government is up to its neck and following it mantra “we are all in it together”

So whats the crack I hear you all say get to the point, well this is how it meant to work:

The larger the number of premium payers, the lower the risk profile across the total claimant

population and the lower the total cost of enrolment. L&G estimate
a cost of around 0.5% of payroll earnings at approximately £11 a
month. Total pay-out would be £900 a month for a maximum period
of one year, with a 50% replacement rate.6
After one year, a claimant would return to the state benefit system.
A total of £10,800 could be claimed via the social insurance product.
Ultimately this ‘rainy day guarantee’ has been designed so that a
claimant would receive more than they otherwise would have on
state welfare, and so that significant costs are delivered to both the
taxpayer and to employers.

Individuals
previously eligible for contributory JSA and ESA would fall into one
of three categories: ‘full Universal Credit entitlement’, ‘partial entitlement,’
and, finally, ‘no entitlement’. The projected annual savings
from individuals who fall under ‘no entitlement’ and have no welfare
claim would amount to £60m from JSA and £290m from ESA per annum. Total savings over the 2015–2020 period would come to
approximately £1.66bn

So when many breathed a sigh of relief they were not included in Universal Credit  , they soon will be under a different process.

Read Documents Here:

https://drive.google.com/file/d/1QBdAdIfZCAv4uC5L_zK8ozaPE0WCHxQj/view?usp=sharing

https://drive.google.com/open?id=1iuQAL0YlsiVS8ypZn3P3jQWEvou3eFA

Update: https://www.ft.com/content/cda0499e-9ba1-11e8-9702-5946bae86e6d

Universal Credit and Housing


Universal Credit is confusing many people especially around housing, so I have managed to put a simple powerpoint together so you get the basics. Hope this helps?

The 2 yr Job Rule for Disabled on Universal Credit is not True!


 

In the last few days it has been widely reported by various bloggers that those disabled claimants claiming Universal Credit are subjected to finding a job within two years or face a 1 year sanction. This is utter fabrication and feeding many claimants fears which could potentially cause harm. So today I called Welfare Rights ,who called DWP while I remained on the phone, they denied that this information was correct and was downright alarmist and dangerous. That doesnt mean I trust DWP and have submitted a FOI too given 7 years of shenanigans. So you see folks, you can take the fear project and destroy it with Facts!

Those who will be put on Universal Credit (UC) will have to sign the claimant commitment regardless, some will be subjected to full conditionality some will have their conditionality limited depending on the circumstances, and subject to sanctions if they fail to comply with the agreed commitments they agreed with work coach via the Work Plan,My 4 steps,My Values documents.  (Document links provided at bottom of the blog.)

As promised last night, the SKWAWKBOX has been looking further into conflicting reports from DWP insiders concerning the WRAG (work-related activity group) category into which the government, more or less arbitrarily, places some disability benefit claimants and the possibility of sanctions after a fixed period of two years under the Universal Credit (UC) system if claimants have not found work.

Some activists insisted that this was part of the UC system and this was initially confirmed by long-term DWP employees. Others subsequently disputed it. The only thing all were agreed on was that the rules are ill-conceived and extremely confusing.

The SKWAWKBOX contacted a PCS union official who specialises in UC for clarification and received this response:

 

I’ve been looking at the regulations and I can’t find anything that refers specifically to a fixed time limit in which to find employment.

That is right, because no fixed time limit exists in the regulations

 

The ‘disabled’ argument, as I’m sure you are aware, is notorious because ultimately the Department through the provide contractors are essentially able to define who is fit or not for work.

For example, a claimant maybe moved from ESA to UC on the back of a WCA [Work Capability Assessment]. The claimant may disagree with the decision but they are stuck.

If they are adamant they are not fit for work, they could refuse employment in an environment they believe will affect their health.

 

If they have been found to have no Limited Capability for Work, they cannot refuse employment. The fact that claimants think they are unfit for work has been the main issue with the flawed WCA since 2008

 

This is where the sanction process comes in – a 13wk, 26wk and 156wk sanction could apply (although similar regs existed prior to UC and the 2012 Welfare Reform Act if not as harsh or severe).

 

In this case you’re looking at failure to apply, not accepting work or leaving on one’s own accord. Their argument is they aren’t fit, the department will still look at sanctions.

The circumstances described here apply to somebody who has not been found to have Limited Capability for Work.

 

The sanction regime is clearly arbitrary, deeply unfair and dangerous – but there is no rule mandating a fixed time-limit for a claimant to find work.

Again no time limit

 

However, another PCS/DWP source warned that while the rules don’t include such a limit, the way they are applied may not be as clear cut:

I can tell you that we have received complaints from WRAG claimants about having their ESA revoked after two years. And now they are treated as JSA claimants because they are ‘fit for work but not necessarily their precious occupation(s)’.

ESA cannot be revoked. It simply cannot be claimed after a claimant has been found fit for work. Previous occupations are not a consideration. That has always been the case.

 

Sanctions have been applied because the claimant has not fulfilled their requirement to find work. The purpose of the WRAG was to enable people to return to work despite being disabled, but this component has now been removed as WRAG claimants are now treated as jobseekers.

 

WRAG claimants under UC are described as having Limited Capability for Work.. They are not required to search for, be available for and start work, and cannot be sanctioned for not doing so, but they are required to accept work preparation requirements within their commitment and attend WFIs

.

 

Other WRAG claimants have been booted off ESA or the sickness element of UC after a period of two years because they failed their WCA – deliberate decision to bully them back to work.

 

Some claimants will fail their WCA after 2 years. Others after 6 months, 12 months  etc.

2 years is actually a prognosis period, meaning a number of people are reassessed at this stage. Unless there is any evidence of a pattern, this period of 2 years is meaningless

 

Thanks too to Anita Bellows who has worked with me on this 🙂

 

So you see folks, you can take the fear project and destroy it with Facts! 

https://www.scribd.com/document/353594773/4c-ESAHWC1

https://www.scribd.com/document/353595852/CC-O18-E15

https://www.scribd.com/document/352833734/CC-Work-Preparation-Activities-v1-0

https://www.scribd.com/document/353603319/1359203507-UJcompanyleafletJCP

https://www.scribd.com/document/354185048/CC-Requirement-to-Accept-a-Claimant-Commitment-v2-0

https://www.scribd.com/document/354185364/cc-commitment-not-accepted-v1-0

https://www.scribd.com/document/354185650/My-4-Steps-Template

https://www.scribd.com/document/354187257/1816-my-values-1-pdf

https://www.scribd.com/document/349517725/UC-Claimant-Committment

https://www.scribd.com/document/349520361/FTS-FTP-in-WFI-and-Failure-to-Undertake-Work-Related-Activity

https://www.scribd.com/document/349517543/Handout-08-01-Commitment-Pack-v7-7

https://www.scribd.com/document/354182466/Dealing-With-Sanctions-Facsheet-4

https://www.scribd.com/document/353627563/HWC-Exemptions

 

Read Frank Zola Blog below;

https://mrfrankzola.wordpress.com/2017/07/18/disability-rights-uk-disrightsuk-questions-why-dwp-esa-health-work-conversation-mandatory-foi/

Update…….. “The Article originally produced by SKWAWKBOX. Claiming to that Disabled Persons could only claim UC for 24 months, is a mishmash of quotes from Gen William Taggart, who was actually talking about an Early ‘Draft’ of the Welfare Reform Acts. At no time did Gen. T directly associate this with Disabled Persons, in fact it was just a heads up for activists/advocates etc, to remember not to get complacent about the Statutory Instrument placed within the Welfare Reform Acts. “

 

Further confirmation from DWP to my FOI

My FOI response

“Claimants on JSA or UC, who are expected to look for and be available for work, must do all
they reasonably can to find and take up a job. However, the DWP sets no specific time limit for
how long a claimant is given to find a job.
Sanctions are only used in a minority of cases when people fail to attend work-search reviews;
fail to meet the work-related requirements they have agreed in their Claimant Commitment;
fail to apply for work or take up an offer of work; or leave a job, without good reason.
The DWP does not have any statutory powers to sanction or reduce benefit payments solely on the basis
that a claimant has been trying but has been unable to find work within 2 years.”

 

https://www.whatdotheyknow.com/request/js_a_two_year_clause#incoming-1019979

Universal Credit Report -Hidden dangerous policy decisions that will cause harm


This report from Disability Campaigner Gail Ward is a must read for all benefit claimants and those claiming  ‘in work’ benefits claimed by millions in the UK. It has plenty of references and downloads contained within the document and it will alarm many, it should, as this government is targeting the poorest in society at the expense of saving the rich. Some of those already transferred will know the horrors already highlighted recently by Citizens Advice (CAB),but the majority do not. This blog doesn’t have the capacity to embed the entire report to enable reading online ,but you can download it from the link below in the hope that this will help many prepare for the next onslaught by this barbaric government whose sole purpose is to hound claimants, and save money for the state putting profit before people. If you thought WCA (ESA) was bad this will make it look relatively tame.

 

https://www.scribd.com/document/353794654/Universal-Credit-Report

%d bloggers like this: