Archive for the ‘Working Poor’ Category

Panorama -Universal Car Crash


 

 

 

 

 

 

 

 

 

 

BBC  Panorama Highlighted some of the issues with Universal Credit  with the focus on Housing Benefit Direct Payment process. While this may have been a overall a shock for those who watched the programme who may have never even heard of it, It wasn’t a shock to Disability Campaigners and those who need to make a claim!  The Media has been in full swing recently highlighting the many issues this controversial benefit failings, forcing the Government to make significant changes to the managed migration process as MP’s,charities,many DPO’s including CPAG (Child Poverty Action Group) and SSAC (Social Security Advisory Committee) all advising the Government that changes must be made before the next cohort is transferred Secretary of State Ester McVey made considerable concessions to appease the outrage,which combined with fact the UN Rapporteur Philip Alston was visiting the UK looking at Welfare Reform and Poverty felt like a PR stunt to fend off recent criticism.

They focused on 3 Groups of the many that will be affected Unemployed,those who are Sick, and Low Income families. Using Government rhetoric of ‘making work pay’ more than benefits which the government has successfully ingrained into the mindset of many in society through the scrounger rhetoric since 2010.

Anthony the first  man lost his job is 63 so found that while he thought work was out there couldn’t secure employment and had 4K of rent arrears and had had been sanctioned losing 200mth just because for whatever reason  he had failed to comply because no phone or computer skills to manage his claim, and facing eviction, and even when he did make contact was sanctioned again as the advisor was not in the Jobcentre. One can only assume while he was doing everything required to look for work this was due to failed appointments which are generally online or via text notifications. Many in society will most likely exclaim well he was smoking roll ups and not attract much sympathy such a sly move by BBC to present him in this manner, saying well he can afford fags although I’m certainly they will defend this as usual.

Second Guy James Dade was single dad reliant on the food bank for survival but very little was said about his circumstances.

We then saw a Councillor state when people have limited choices they will choose to feed their kids and stay warm than pay their rent  nugget dropped into the programme implying reckless budgeting decisions. even though across the UK the average rent arrears is £663 compared to £263 on legacy benefits which on average is 2 and half times higher and recently over 1/2 claimants found online process difficult hinting yet again that its the claimants fault rather than a design fault.

The next couple Richard and Rita  claimed the benefit as Richard had a car accident  and consequently lost his job telling the public they were forced to sell things in the home to manage due to the fact the design features within the system were paying them less than they should have got, and being taken to court for council tax arrears while they tried desperately to sort their claim out leaving them in debt. they both eventually found Jobs.

Keith  the next claimant was a fellow suffering depression who admitted he was hopeless budgeting relying on the local food bank had lost his job, and faced eviction in November,due to rent arrears and without support unable to cope with system.

Professor Paul Hickman was interviewed  saying that direct payments to claimants rather than landlords as the previous system did was ignored by the DWP. Alok Sharma from the DWP was then interviewed spouting the same Tory script they must have learnt verbatim just like the actors they are, and displayed typical indifference to the plight of those on the receiving end of this vile policy claiming 90% of social sector will soon be signed up to the Landlord Portal which is being rolled out.

With 5821 evictions in the UK and many already homeless on the streets struggling we then had the council highlighting cuts from central government have left councils UK wide unable to pick up the slack and find homes due to lack of Social Housing properties that the country so desperately needs. Councils have seen their landlord lists plummet as many private landlords  refuse to let to those on social security and those needing Alternative Payment Arrangements such as Domestic Violence  victims  unable to get this arrangement and councils unable to help as the agreement has to be done via the landlord not a third party.

 

This programme really barely scraped the surface of the design faults within this policy, many things are changed as an after thought because the policy wasn’t properly thought through and administration is so bad and training is so bad that even those who should be helping haven’t a clue about the constant changes and are mis -informing claimants causing further chaos with long waits on the phone which campaigners call the ‘Vivaldi Line’.

In July 2019  as the Government rolls out a pilot sample of approx 10,000 claimants with many transferring in November 2019 in tranches this chaotic policy is only going to cause considerable harm to many families across the UK. The government knows fine well many of these  families will face hardship and tells them to stand on the beach looking at the wave that is a reality a tsunami waiting to hit them and their children. Yes done properly with support people could transition more easily hence the CAB contract of Universal Support recently announced will help many navigate the complex process of doing so, but support is soon going to be difficult to get appointments due to the volumes involved.

The most severely disabled will if they don’t have change of circumstances will start this process in 2020.

One thing is for certain is the noise about Universal Credit will get worse and louder as this government tries its best to hang on bloody mindlessly instead of scrapping it and admitting this policy should never have been introduced without making sure it was robust,practical to implement and the structure was sound. Now it is only fit for the waste basket of many government projects which has wasted Billions of Taxpayers money while UK citizens find themselves back in Victorian times and seen by the elite as undeserving and feckless poor who situation is their fault, absolving themselves of any responsibility for this total failure ,while the architects have long since retired with a golden peerage  and a hefty financial handshake.

If you missed it here it is;

 

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Benefit Payment Cards


 

 

 

 

 

 

 

 

 

 

Well I have written about Welfare Cards and possible Bitcoin options that have been floated by various ministers, truth is some cards like the Azure card have existed for some time usually given to immigrants seeking asylum, and social care can be paid via a card too to enable carers to be paid. Many who are unable to get themselves a bank account signed up to either by the  governments Simple Payment Scheme and many opted for the Post Office card. Well now the government no longer have investments in Royal Mail which was sold off on the cheap, it latest trick is to make sure the demise of post office accounts and the simple payment scheme will bite the dust to be replaced by another government scheme to track claimants spending.  I-Movo are behind the latest changes and letters are being sent to claimants as we speak.

 

 

DWP letter about Simple Payment service

Simple Payment service – replacement service
The Simple Payment service is to be replaced by HM Government Payment Service.
DWP benefit / pension recipients who are unable to open a bank, building society, Post Office or credit union account may currently be receiving payment by the Simple Payment service. This service is coming to an end in March 2018 and customers are being moved to HM Government Payment Service.
DWP is writing to all Simple Payment customers who are actively using their account to tell them that they will be moving to the new service by 20 March 2018. Most customers will continue to receive payment by the same method (SMS text or card). Customers will be issued with a new card where appropriate. Payment will continue to be through PayPoint outlets in the same way as the Simple Payments service.New customers who are unable to open and / or manage a bank or other account will be paid by the HM Government Payment Service from 1 February 2018. They will be given the option to be paid by text, pdf email containing a voucher or card.
There are a few changes from the current service:
 Benefits or pensions issued under the new service will need to be withdrawn within 30 days of receipt or the customer will need to contact DWP to have the payment voucher reissued.
 Overall payments will remain the same but will be paid in sums up to £100. For recipients this will mean that if their benefit or pension is over £100 they will receive multiple vouchers requiring separate transactions to collect the money. For example, for those receiving payment by card, to collect a payment of £165 the payment card will need to be used twice, firstly to collect £100 and then again to collect the remaining £65. For those receiving payment via text or email with pdf vouchers they will receive two codes one for £100 and the other for £65. As long as funds at the PayPoint outlet are sufficient this can be done in the same visit.
 Customers can use any of the 29,000 PayPoint outlets to encash payment subject to funds being available at the outlet.
DWP has also been writing to customers who have Simple Payment accounts which have not been used recently, telling them the account will be closed and requesting that they withdraw any balance. If there are any outstanding balances when the account is closed these will be held centrally and the customer will need to contact DWP to arrange payment to an alternative account

The letter can be downloaded here

https://www.rightsnet.org.uk/forums/viewthread/11333/P15

HM Government Payment Service uses a system called i-movo. You’ll be able to collect your benefit from a PayPoint outlet in local shops and newsagents. You can search for your nearest store on the PayPoint website.

The DWP will send you vouchers by text message, email or post. You’ll need your voucher, a memorable date and proof of ID in order to collect your cash. The DWP does not need your agreement in order to pay you in this way, so if you cannot or do not wish to be paid into an account, the Government Payment Service will be the only other option. Find out more about HM Government Payment Service on the GOV.UK website.

https://www.citizensadvice.org.uk/benefits/benefits-introduction/payment-of-benefits-and-tax-credits/

http://i-movo.com/

 

 

Letter to David Gawke……. further correspondence ,further excuses


 

 

 

 

 

 

 

 

 

 

 

We published the letter  from Independant Researcher Mo Stewart to the then SOS David Gawke on our blog ,  who highlights the excuses the DWP come up with to excuse the ideological bullshit of welfare reform even though many other academic researchers in the UK have torn it to shreds time and again and the harm they are causing to those who have the misfortune of being disabled or chronically ill. Since then this independant researcher has continued to point out their shortcomings and exposed the UK Government repeatedly while they deny rightful entitlement to those who need state support and deny that their policies are causing harm to UK citizens with sometimes fatal consequences. This is the latest series of correspondence published for all to see.

 


 

 

IAPT -The Governments Magic Cure for Mental Health


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Most people will have heard of CBT therapy for helping those with mental health problems, some may have received it and felt it helpful,but for the majority with serious mental health problems this will not make a jot of difference and in some cases cause more harm. What is insidious about this is that it will be forced upon those who claim Social Security payments in helping them get back to work with their new  health and work programme which is integral to Universal Credit.

This is most likely going to be part of the so called ”Universal Support’ in Universal Credit where the government has target groups, and I’m sure this isn’t the worst of the many packages this government proposes to force upon those groups mentioned in my other blog ‘Universal Support’.

The government in its wisdom wants to half the disability employment gap which most governments have failed to do consistently for decades. The base rate of 5% has never really changed,so it is folly for them to think so , as employers are reluctant to take on people who have mental health or other disabilities let alone the many with chronic ill health which is never catered for in any policy they dream up.

Work is not a ‘cure for all ills’ as this government would like to peddle to media and swallowed by the gullible public who seem to resent our very existence until they are affected personally because of selfish desires not to pay taxes for those needing support from the state,which I hasten to add have paid their own taxes until they became mentally unwell or disabled, so are eligible to claim payment,after all that’s what NI was all about an insurance to cover you if you fell on hard times .

In an ideal world it should be standard practice for disabled people to obtain work on merit if able, but it all comes back to that real issue of ‘productivity and profit’ so  majority of disabled people don’t tick that box precisely because we are not as productive as our able bodied counterparts by the very nature of disability,being off sick when things are bad, hospital appointments,or regular treatment or surgery.

Its a no- brainer to a rational thinking person, but we know our government don’t think like normal people, they just dream up pointless expensive schemes to waste taxpayers money to show the public they are doing something even though they have demonstrated  most fail and cost more than paying benefits in the first place.

Many more dark oppressive schemes are coming to light so we must be vigilant and stand up against forcing people to be so distressed that they harm or worse death to its citizens. It is not like we don’t know how many have decided to end it all over the constant pressures they are put under daily by the DWP monsters, who are out of control.

 

 

 

 

 

 

What Will It Take ……….


 

 

What will it take for the people of the UK to wake the hell up? There is hell of a difference in a british stiff upper lip to standing idly by, and getting shafted right up the rear end. The Government openly shows it contempt for the people time and time again and all you do is shrug your shoulders and walk on by those less fortunate, and blame them for the countries ills. Today Budget is for the wealthy yet again while most of the population is crawling on its knees to survive. Angry doesn’t come close and you should be angry too.

Without workers ,nurses and doctors,teachers,emergency services and many other professions this country would not be able to operate, the machinery would stop, yet you all seem content with having your faces rubbed into the mud, or your palms crossed with silver  while the wealthy fleece you and take the clothes off your back and food out your child’s mouth or for some bizarre reason think you are part of a class you are not. You work, your Working Class! 

Globally we are a laughing stock  and productivity is low while this shower of traitorous fools laugh in your faces while asset stripping our country. You want to take your country back well get off your high horses and do something about it, stop ignoring the reality. We are not a poor country and these ideological policies are designed to make the poorest pay for a crisis they created by their constant mismanagement  for decades and the constant crises would have removed any other Government from power forthwith, so who is pulling the strings besides the obvious global barons and media corps?

Now they want to invest in technologies that make you redundant and driverless cars, while not investing in solar power  and address the climate changes that are killing us all, including the animals we share it with.

We have families surviving on food banks , diseases long gone returning,malnutrition a potential public health timebomb building,rising numbers of homeless people on our streets , disabled people denied their rights and a basic income, our elderly freezing to death or being cruelly beaten in care homes  and suicide rates escalating around the globe and worst of all a total disregard for human life unless you are productive  and this is progress .What fucking planet are you on?

 

This social engineering project needs to stop!  It is time to remove this Government from power before it is too late for the many,not the few.

 

Revealed….How Private Insurance Moves to Replace the Welfare State


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Image Courtesy of Legal & General

 

I have in many of my blogs mentioned the fact that Insurance was to replace the welfare state, many still don’t think it will happen well listen up, it is around the corner and thanks to deregulation via brexit it going to happen, and would have happened sooner if EU law had not protected you. There will many who will live to regret the vote for Brexit.

The government has finally introduced it ugly game plan and they wont stop there as the same insurance company is linked to social care which is undergoing a review also.

Looks like insurance for care through legal and General. Names of independent experts invited by government to provide advice and support engagement in advance of the green paper:

Caroline Abrahams – Charity Director of Age UK
Dame Kate Barker – former Chair of the King’s Fund Commission on the Future of Health and Social Care in England
Sir David Behan – Chief Executive of Care Quality Commission
Dr Eileen Burns – President of the British Geriatrics Society
Professor Paul Burstow – Chair of the Social Care Institute for Excellence
Jules Constantinou – President-elect of the Institute and Faculty of Actuaries
Sir Andrew Dilnot – former Chair of the Commission on the Funding of Care and Support
Baroness Martha Lane Fox – Founder and Executive Chair of Doteveryone
Mike Parish – Chief Executive of Care UK
David Pearson – former President of the Association of Directors of Adult Social Services and Corporate Director for Social Care, Health and Public Protection at Nottinghamshire County Council
Imelda Redmond – National Director of Healthwatch England
Nigel Wilson – Chief Executive of Legal and General

Quotes Linda Burnip DPAC

Many income related benefits are being moved across to Universal Credit the governments flagship policy which is sinking fast as the holes in this policy are more flawed than the WCA where more complex claimant issues are exposing the holes in a policy which in theory was meant to revolutionise social security and catapult it into 21st century. Well now their focus are those on contributory JSA/ESA which they plan to be part of the Social Insurance Scheme and the only reason they have not done so already is quoted below

Had contributory benefits been abolished whilst UK social
security was bound by EU law, this would have exposed Universal
Credit (the significantly larger budget) to exportability. In light of the
British vote to leave the EU, however, there is now the possibility of
reforming contributory benefits without breaching EU law.

Employers and all those with a stake in this horrendous policy will not just be looking at savings made, but also the huge concern is denial when it comes to delivering on payouts as long as the state doesnt have to foot the bill. Insurance schemes around the globe are littered with claims of those who took out Insurance only to be denied it  upon making a claim leaving many no option but to be destitute or borrow money to take companies to court to get what was rightly their’s in first place. We keep hearing that state support isn’t sustainable, NHS isn’t sustainable yet majority of the country fell for the last National Insurance Scheme which isnt paying out either, due to an empty pot, which is incredulous really given some dont live to collect a state pension, and those who do never get payments reflecting the thousands they paid in over 40yrs of their worklife.

The only winners here are the banks who underwrite such policies. However Legal & General have Capita to manage the shareholders assets Capita’s Shareholder Services Team is available to answer any questions that you have in relation to your Legal & General shareholding.

and non other than….

  • Group Health and Safety Committee – Chaired by Ian D Smith – Head of HR, Shared Services.

It sure as hell is a murky business, this government is up to its neck and following it mantra “we are all in it together”

So whats the crack I hear you all say get to the point, well this is how it meant to work:

The larger the number of premium payers, the lower the risk profile across the total claimant

population and the lower the total cost of enrolment. L&G estimate
a cost of around 0.5% of payroll earnings at approximately £11 a
month. Total pay-out would be £900 a month for a maximum period
of one year, with a 50% replacement rate.6
After one year, a claimant would return to the state benefit system.
A total of £10,800 could be claimed via the social insurance product.
Ultimately this ‘rainy day guarantee’ has been designed so that a
claimant would receive more than they otherwise would have on
state welfare, and so that significant costs are delivered to both the
taxpayer and to employers.

Individuals
previously eligible for contributory JSA and ESA would fall into one
of three categories: ‘full Universal Credit entitlement’, ‘partial entitlement,’
and, finally, ‘no entitlement’. The projected annual savings
from individuals who fall under ‘no entitlement’ and have no welfare
claim would amount to £60m from JSA and £290m from ESA per annum. Total savings over the 2015–2020 period would come to
approximately £1.66bn

So when many breathed a sigh of relief they were not included in Universal Credit  , they soon will be under a different process.

Read Documents Here:

https://drive.google.com/file/d/1QBdAdIfZCAv4uC5L_zK8ozaPE0WCHxQj/view?usp=sharing

https://drive.google.com/open?id=1iuQAL0YlsiVS8ypZn3P3jQWEvou3eFA

Update: https://www.ft.com/content/cda0499e-9ba1-11e8-9702-5946bae86e6d

Health & Work Programme -Universal Credit


Many of my blogs on Universal Credit thus far have been showing how this is a monster of a programme which incorporates the Health & Work Programme. Due to my nocturnal nature I was digging about when I came across these slides and thought this demonstrates how this is intending to operate. Presenting it was more of a challenge but hopefully I have managed to do if my powerpoint works.

The wey weasel are always  ‘Making Work Pay’ or Fullfilling their Potential’ or some other buzzword they embed in the public psyche to hide the abhorrent fuck up and complicated mess this really is in reality for those who are the governments guniea pigs , who have gone from stock to customer and now a ‘benefit unit’!

So fill your boots

 

 

 

 

Universal Credit Report -Hidden dangerous policy decisions that will cause harm


This report from Disability Campaigner Gail Ward is a must read for all benefit claimants and those claiming  ‘in work’ benefits claimed by millions in the UK. It has plenty of references and downloads contained within the document and it will alarm many, it should, as this government is targeting the poorest in society at the expense of saving the rich. Some of those already transferred will know the horrors already highlighted recently by Citizens Advice (CAB),but the majority do not. This blog doesn’t have the capacity to embed the entire report to enable reading online ,but you can download it from the link below in the hope that this will help many prepare for the next onslaught by this barbaric government whose sole purpose is to hound claimants, and save money for the state putting profit before people. If you thought WCA (ESA) was bad this will make it look relatively tame.

 

https://www.scribd.com/document/353794654/Universal-Credit-Report

Universal Credit -The conversation nobody is talking about


This is likely to be a very long blog and I make no apologies as this is important information we all need to get to grips with to survive.

 

Universal Credit (UC) is slowly being rolled out across the UK for some claimants , mainly single claimants and to be continued for couples. The legacy benefits that people are currently getting will eventually become Universal Credit,which runs a live programme (with gateway conditions) and a full rollout programme (no gateway conditions)alongside each other. Advisors will need to determine which is operating in their area and inform clients and explain in full their rights and eligibility. The fact that some will get hit hard  is just the scratch on surface to the vile and brutal conditions of the health & work programme which is incorporated within it. ESA Claimants in WRAG (Work Related Activity Group) will lose the £30 a week inline with JSA for new claims while others migrating will get transitional protection until they have a change circumstances,or appeal, then they will lose it. If you have a change of circumstances at present on ESA  in a UC area  you will be put on UC and stay on it you wont be able to go back to your legacy benefit. For those on ESA it you will continue be assessed via WCA (Work Capability Assessment ) as you are now, but support group will be required to engage with claimant commitment to continue to receive payment according to UC documents. The specialist employment programmes are likely to be part of this commitment if the work coach feels the claimant could move closer to labour market. This will be done via Health & Work Conversation with a Work Coach.

 

Framework The claimant is supported in this regime by use of their Commitment. The claimant agrees their Commitment and is required to alert Universal Credit to any upcoming unemployment and changes of circumstance. The claimant can be sign posted to relevant support depending on their circumstances.

Claimants in this regime may still need or require some support in helping them to move closer to the labour market. If this applies, flexibility exists to sign post claimants to non-funded voluntary support. Consider existing voluntary options in the local area.

 

Support groups claimants will also be hit by losing SDP (Severe Disability Premium) which is currently £62.45 a week for single people and £124.90 for couples unless someone gets Carers Allowance to help you then the single rate will continue,providing you get middle or high rate care needs. Carers too will be affected if they care for a disabled person.

More cuts

The Enhanced Disability Premium (EDP) and Severe Disability Premium (SDP) currently give disabled people with high support needs £15.90 and £62.45 a week respectively. But under Universal Credit neither [pdf p3-4] payment exists. These, along with ESA and Income Support, will be replaced with the following payments under Universal Credit (NB: the amounts are for single people over the age of 25, without children and unable to work through ill health or disability):
  • Standard allowance – £317.82 per calendar month (pcm), or £73.34 per week.
  • Limited capability for work (only for claims started before 3 April 2017) – £126.11 pcm or £29.10 per week.
  • Limited capability for work and work related activity – £318.76 pcm or £73.56 per week.
So in total, people who claimed Universal Credit after April 2017, but were previously getting ESA support group rate (£109.65 per week), EDP and SDP, will be set to lose £41.10 a week – as they currently receive £188 a week versus £146.90 under Universal Credit. This means a loss of £2,137.20 a year. But the DWP claims there is a safety net.

 

If other benefits are received, this may impact on the Universal Credit award. Some benefits are ignored whereas other benefits have a pound for pound impact on the Universal Credit award.

Other benefits Universal Credit should not be paid to claimants with enough income available from other sources to support themselves. Exceptions are where payments are received in respect of additional costs which the claimant has, for example disability benefits.

Claimants who receive other benefits in addition to Universal Credit are subject to the relevant Universal Credit Labour Market regime based on their relevant Universal Credit legal conditionality group.
Other benefits taken fully into account The following benefits are taken fully into account when calculating Universal Credit payments:  Bereavement Allowance  Carer’s Allowance  New style Employment and Support Allowance (contribution-based)  Incapacity Benefit  Severe Disablement Allowance  Industrial Injuries Disablement Benefit  New style Jobseeker’s Allowance (contribution-based)  Maternity Allowance  State Pension  Widowed Mother’s Allowance  Widowed Parent’s Allowance  Widow’s Pension

This means for each £1 received from these benefits, the Universal Credit payment is reduced by £1.

Any benefit, allowance or payment from a country outside the United Kingdom could also be taken fully into account, depending on the circumstances.

Pension Credit Universal Credit offers a signposting service for State Pension Credit (SPC).Claimants can find further information about SPC on Gov.UK. A benefit unit cannot be in receipt of both Pension Credit and Universal Credit. One of the basic conditions for getting Universal Credit is that a claimant must not be over the qualifying age for SPC.

This is called the Upper Age Limit.
Joint claim The Upper Age Limit doesn’t apply if the person over State Pension age is in a joint claim and their partner has not reached that age. Both adults are eligible for Universal Credit providing all other conditions of entitlement are met. The person over the SPC qualifying age is exempt from work conditionality and will be placed in the no work related requirements regime. Example: One adult in a couple is 57 and the other is 75. Both are able to claim Universal Credit together as a joint claim in the normal way.

Once Universal Credit Full Service is live nationally for all new claims, couples with only one person over the Pension Credit qualifying age will no longer be eligible for Pension Credit. This will ensure that the younger member of the couple has access to support to find work, if appropriate.

The person over the SPC qualifying age is exempt from work conditionality and will be placed in the no work related requirements regime.

So even some pensioners will be targeted as the above example illustrates. Also targeted are single parents .

 

This combined with the benefit cap now  and the family cap (2 child Rule) from 2018, will also face cuts to housing benefits via LHA being reduced with those in private accommodation hit by a new Bedroom Tax and Supported Mortgage Interest being turned into a loan will hit virtually impacting on everyone especially those who are in work too and off sick. The latter will now face 4 wks fit note and then a assessment to determine eligibility to top up benefits to SSP, and subjected to claimant commitment conditions. Those in exceptional circumstances such as Domestic Violence, etc will get the opportunity to ask for alternative payments arrangements so they are not left penniless by abusive partners. Nobody will be deemed exempt it seems, from the vile clutches of this ‘monster’ created by the government and these things need to be urgently addressed and with Brexit around the corner and prices rising already the poorest will most likely be affected the most. There are even two regimes to get people into labour market depending on your given  perceived status. one is Light Touch and the other is Intensive regimes. It is impossible to upload all documents which are many, but main ones are listed below as now is the time to plan ahead to help people understand how Universal Credit can affect you and your families understand the system to make sure you can understand what is expected of them.

One the many hideous things hidden in the Health and Work Programme is IAPT (CBT therapy) which will become compulsory as well as Troubled Families roll out, and targets to enforce therapy regimes on those who are obese, drink,drugs,smokers. Refusing to  take part in this mandatory requirement you will cease to be entitled to Universal Credit.Those considered in debt  and financially vulnerable will also be put forward to personal budgeting support advice where they will be judged and no doubt blamed for buying services that the nanny state deem expensive/unnecessary given the amount they have to live on. Health and Work Blog is linked below.

This Government has excelled itself in brutality towards claimants of social security,while convincing the populace of the UK that demonising the poorest is the acceptable norm and that they are fair game to be abused and they are not worthy as they are unable to contribute in same way a fit able bodied person , leading to further division. While this is not in depth Blog I have included relevant documents for download and uploaded a powerpoint to help people understand how they will be affected.

Anyone needing further advice can use the calculator link below to find out how they will be affected or seek proper advice locally and this blogger would urge people to check how you will be affected to prevent distress and income depravation.

http://www.entitledto.co.uk/benefits-calculator/startcalc.aspx

 

https://www.scribd.com/document/349604179/Housing-Costs-Private-Rented-Sector-v4-0

https://www.scribd.com/document/349604161/Housing-Mortgages-Previously-MQPs-v3-0

https://www.scribd.com/document/349517725/UC-Claimant-Committment

https://www.scribd.com/document/349526820/hwc-claimant-booklet

https://www.scribd.com/document/349520880/Customers-With-Additional-Needs

https://www.scribd.com/document/352763377/Carers-V4-0

https://www.scribd.com/document/352763488/Universal-Credit-and-APAs

https://www.scribd.com/document/352764924/Personal-Budgeting-Support-Guidance

https://www.scribd.com/document/352765382/Labour-Market-Regimes-V4-0

https://www.scribd.com/document/352833624/Appointees-v4-0

https://www.scribd.com/document/352833674/Benefit-Cap-v3-0

https://www.scribd.com/document/352833734/CC-Work-Preparation-Activities-v1-0

https://www.scribd.com/document/352833773/Child-Maintenance-V1-0

https://www.scribd.com/document/352833815/childcare-costs-at-a-glance-v2-0

https://www.scribd.com/document/352833897/Health-Conditions-and-Disabilities-v5-0

https://www.scribd.com/document/352834778/Students-v5-0

https://www.scribd.com/document/352834943/UC-Monthly-Rates-v5-0

https://www.scribd.com/document/358512453/Warm-Up-Letter-v-2-0

https://www.whatdotheyknow.com/request/mandatory_psychological_treatmen

 

 

 

https://blueannoyed.wordpress.com/2017/02/10/the-health-work-programme-is-work-really-a-health-outcome/

 

 

UPDATES : More documents have been uploaded including the powerpoints below, Please also check out my blog on Dementia Tax , Cuts that will cut Deep blog also.

 

https://www.scribd.com/presentation/352840015/Universal-Credit

 

Further Updates Uploaded Documents (more to come yet watch this space!)

 

https://www.scribd.com/document/358512765/CPAG-Sanction-Disputes-and-Challenges-Conference-Notes-Sept2015

https://www.scribd.com/document/358512813/Martin-Williams-CPAG-Making-an-Exception-Slides

https://www.scribd.com/document/358512424/UC-Checklist-Applying

https://www.scribd.com/document/358512597/ESAHWC1-Invitation-Letter

https://www.scribd.com/document/358514059/Universal-Credit-for-Disabled-People-Carers-1

https://www.scribd.com/presentation/358512367/Emha-Uc-Presentation  – Housing

https://www.scribd.com/document/358514229/Appointees-v4-0

 

The Human Cost Of Austerity


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What is the Human Cost of Austerity?

Well for most working people it not affected them yet, they actually have been least hit, unless you’re on low pay poverty wages .The pensioners are ‘untouchable’ as far as political ideology is concerned,but for some of the most vulnerable groups they have been affected the most and they are ones least likely to be able to take the hit of both financial and personally as they have least means for survival. the last 6yrs has seen sick & disabled people penalised the most, resulting in fatalities that should shock anyone with a ounce of humanity in their souls.

Why has this been allowed to happen I hear people cry, well I will tell you why …because you allowed it to happen by not standing up for a fair society for all!

A colleague Kitty Jones summed up this in one of her thought provoking quotes Read more here ..  https://kittysjones.wordpress.com/

Neoliberalism is based on competitive individualism. In such a competitive system it’s inevitable that there will be a few “winners” and many “losers”. That’s what “competition” means. It means no rewards for most people – inequality and poverty for the 99%. It’s not possible to “work hard” to change this. It’s built into the very system. Therefore it’s hardly fair or appropriate for a government to blame and punish people for the failings of their own imposed dominant ideology – a political and economic mode of organisation – which most ordinary people did not intentionally choose.

 

The fact is this Government blames anyone and everyone but themselves and they spout on about ‘people taking responsibility’ which is all well and good in ideal world but the one we live in now is a far more dark and frightening space. It uses behavioural conditioning to pit one section of society against the other  in a global hunger games like experiment you would see in an apocalyptic movie, but its not a movie , for many it a reality of daily struggle in some mind bending experiment of your nightmares.

Again Kitty Jones points this out well

The Tory mindset is very disciplinarian. In their view, everyone else needs “corrective treatment” to ensure that society is shaped and ruled the way they think it ought to be. The government believes that rather than addressing social problems – many of which are created and perpetuated by their own policies, such as growing inequality and absolute poverty – can be addressed by “incentivising” people to “behave” differently. In other words, they believe that people can be punished out of poverty, being ill, being out of work, and being less “competitive”, cost effective citizens, letting down the conservative’s constructed, overarching neoliberal state.

The government is conducting behavioural experiments on the public without their consent, to fulfil the needs of government, rather than the needs of the public. This turns democracy totally on its head. Citizens are being coerced to act as the government deems necessary to fulfil conservative notions of cost reduction and “efficiency” – such as their notion of a low tax, low welfare society. “Living within our means” means austerity for the poorest, tax cuts for the rich => growing inequality and poverty.

The government mindset: “Psychology as a behaviorist views it is a purely objective experimental branch of natural science. Its theoretical goal is … prediction and control.” From – https://gcs.civilservice.gov.uk/…/GCSBehaviourChangeGuideJu…

And: “Behaviour change is one of the primary functions of government communications – helping change and save lives, helping the government run more effectively as well as save taxpayer’s money.

Our approach is to use a mix of awareness raising, persuasion, practical help and behavioural theory, to demonstrate why changes in behaviour are important and to make these changes easy for the public to adopt.”

Making changes “easy to adopt” sounds like choices are being offered, however, the use of “incentives” includes rigid, coercive measures such as welfare sanctions and savage cuts to public support and services.

A government that imposes policies on citizens using coercion is not “democratic.” It’s a government displaying some very worrying totalitarian tendencies.

 

 

As this governments ideology marches on towards it goal of dismantling the Welfare State,NHS social care and redefining chronic sickness & disability (as in to eradicate it ) ,and  child poverty at alarming rates, a government which stokes racial disharmony , and homelessness which will swamp streets in every part of the UK then we are heading for very troubled waters indeed . In April the two child policy comes in, further cuts to a variety of benefits that people receive and the process of getting them made almost impossible to get, and enforced treatment of some claimants to make them fit for work with a very dangerous Health & Work programme  later this year,  will cause preventable harm to many and most likely more deaths that go hand in hand with Mental Health issues, poverty,malnutrition etc that we can barely see the apocalypse coming as so many are blinded by their own survival and greed.

 

What sort of legacy are we leaving our children and future generations? One where human life is deemed worthless and disposable, christ we only need to look at what damage we do to the planet we live on and the destruction that is causing to see this a road of no return.

Unless we wake up, Mad Max will become a reality and those left behind will not have the coping strategies to cope and the knowledge of their forefathers will be lost forever.

They say history repeats itself, well yes it does, because we still haven’t learned to value what’s precious and not repeat past horrors like both wars where humans are brutalised and then become emotionally disconnected because it is too painful to see or feel. This has to change if we are to make a real difference and that change can start with ourselves and join together to unite against what is wrong.

People think they do not have power to change things so become accepting but collectively we do have power  and thats what scares governments the most. It is time to wake from your slumber and rise up like lions to defend life and create a better world for all.

It is  time to put our differences aside and work together as a collective to achieve changes we wish to happen!

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