Most people will have heard of CBT therapy for helping those with mental health problems, some may have received it and felt it helpful,but for the majority with serious mental health problems this will not make a jot of difference and in some cases cause more harm. What is insidious about this is that it will be forced upon those who claim Social Security payments in helping them get back to work with their new  health and work programme which is integral to Universal Credit.

This is most likely going to be part of the so called ”Universal Support’ in Universal Credit where the government has target groups, and I’m sure this isn’t the worst of the many packages this government proposes to force upon those groups mentioned in my other blog ‘Universal Support’.

The government in its wisdom wants to half the disability employment gap which most governments have failed to do consistently for decades. The base rate of 5% has never really changed,so it is folly for them to think so , as employers are reluctant to take on people who have mental health or other disabilities let alone the many with chronic ill health which is never catered for in any policy they dream up.

Work is not a ‘cure for all ills’ as this government would like to peddle to media and swallowed by the gullible public who seem to resent our very existence until they are affected personally because of selfish desires not to pay taxes for those needing support from the state,which I hasten to add have paid their own taxes until they became mentally unwell or disabled, so are eligible to claim payment,after all that’s what NI was all about an insurance to cover you if you fell on hard times .

In an ideal world it should be standard practice for disabled people to obtain work on merit if able, but it all comes back to that real issue of ‘productivity and profit’ so  majority of disabled people don’t tick that box precisely because we are not as productive as our able bodied counterparts by the very nature of disability,being off sick when things are bad, hospital appointments,or regular treatment or surgery.

Its a no- brainer to a rational thinking person, but we know our government don’t think like normal people, they just dream up pointless expensive schemes to waste taxpayers money to show the public they are doing something even though they have demonstrated  most fail and cost more than paying benefits in the first place.

Many more dark oppressive schemes are coming to light so we must be vigilant and stand up against forcing people to be so distressed that they harm or worse death to its citizens. It is not like we don’t know how many have decided to end it all over the constant pressures they are put under daily by the DWP monsters, who are out of control.









Well my last blog on welfare cards failed to hit the spot because people do not believe the government would do this well WAKE UP THEY WILL!

If we allow this Government to mistreat  us this way then frankly we deserve what we get, if we can be bothered to sign a petition which affects our Human Rights while we still have them! Once Brexit is done you will have a bill of rights instead where your gov can abuse you at its will. Claiming Social Security when times are tough is not a crime, it was designed to offer a helping hand to those who could contribute and support those who could not due to disability or other reasons. If we fail to act to put a stop to this Government stepping across the line then as a society we have failed and sunk to new depths where humanity would be normally found. I believe the target groups will be those particularly on Universal Credit’s, Universal Support programme.

Please read the links below and then sign petition.



















UPDATE: http://www.hampshirechronicle.co.uk/news/15771581.Winchester_councillors_launch___39_ground_breaking__39__pilot_scheme_in_bid_to_address_Universal_Credit_criticisms/?ref=fbshr



What will it take for the people of the UK to wake the hell up? There is hell of a difference in a british stiff upper lip to standing idly by, and getting shafted right up the rear end. The Government openly shows it contempt for the people time and time again and all you do is shrug your shoulders and walk on by those less fortunate, and blame them for the countries ills. Today Budget is for the wealthy yet again while most of the population is crawling on its knees to survive. Angry doesn’t come close and you should be angry too.

Without workers ,nurses and doctors,teachers,emergency services and many other professions this country would not be able to operate, the machinery would stop, yet you all seem content with having your faces rubbed into the mud, or your palms crossed with silver  while the wealthy fleece you and take the clothes off your back and food out your child’s mouth or for some bizarre reason think you are part of a class you are not. You work, your Working Class! 

Globally we are a laughing stock  and productivity is low while this shower of traitorous fools laugh in your faces while asset stripping our country. You want to take your country back well get off your high horses and do something about it, stop ignoring the reality. We are not a poor country and these ideological policies are designed to make the poorest pay for a crisis they created by their constant mismanagement  for decades and the constant crises would have removed any other Government from power forthwith, so who is pulling the strings besides the obvious global barons and media corps?

Now they want to invest in technologies that make you redundant and driverless cars, while not investing in solar power  and address the climate changes that are killing us all, including the animals we share it with.

We have families surviving on food banks , diseases long gone returning,malnutrition a potential public health timebomb building,rising numbers of homeless people on our streets , disabled people denied their rights and a basic income, our elderly freezing to death or being cruelly beaten in care homes  and suicide rates escalating around the globe and worst of all a total disregard for human life unless you are productive  and this is progress .What fucking planet are you on?


This social engineering project needs to stop!  It is time to remove this Government from power before it is too late for the many,not the few.


Image result

Image Courtesy of Legal & General


I have in many of my blogs mentioned the fact that Insurance was to replace the welfare state, many still don’t think it will happen well listen up, it is around the corner and thanks to deregulation via brexit it going to happen, and would have happened sooner if EU law had not protected you. There will many who will live to regret the vote for Brexit.

The government has finally introduced it ugly game plan and they wont stop there as the same insurance company is linked to social care which is undergoing a review also.

Looks like insurance for care through legal and General. Names of independent experts invited by government to provide advice and support engagement in advance of the green paper:

Caroline Abrahams – Charity Director of Age UK
Dame Kate Barker – former Chair of the King’s Fund Commission on the Future of Health and Social Care in England
Sir David Behan – Chief Executive of Care Quality Commission
Dr Eileen Burns – President of the British Geriatrics Society
Professor Paul Burstow – Chair of the Social Care Institute for Excellence
Jules Constantinou – President-elect of the Institute and Faculty of Actuaries
Sir Andrew Dilnot – former Chair of the Commission on the Funding of Care and Support
Baroness Martha Lane Fox – Founder and Executive Chair of Doteveryone
Mike Parish – Chief Executive of Care UK
David Pearson – former President of the Association of Directors of Adult Social Services and Corporate Director for Social Care, Health and Public Protection at Nottinghamshire County Council
Imelda Redmond – National Director of Healthwatch England
Nigel Wilson – Chief Executive of Legal and General

Quotes Linda Burnip DPAC

Many income related benefits are being moved across to Universal Credit the governments flagship policy which is sinking fast as the holes in this policy are more flawed than the WCA where more complex claimant issues are exposing the holes in a policy which in theory was meant to revolutionise social security and catapult it into 21st century. Well now their focus are those on contributory JSA/ESA which they plan to be part of the Social Insurance Scheme and the only reason they have not done so already is quoted below

Had contributory benefits been abolished whilst UK social
security was bound by EU law, this would have exposed Universal
Credit (the significantly larger budget) to exportability. In light of the
British vote to leave the EU, however, there is now the possibility of
reforming contributory benefits without breaching EU law.

Employers and all those with a stake in this horrendous policy will not just be looking at savings made, but also the huge concern is denial when it comes to delivering on payouts as long as the state doesnt have to foot the bill. Insurance schemes around the globe are littered with claims of those who took out Insurance only to be denied it  upon making a claim leaving many no option but to be destitute or borrow money to take companies to court to get what was rightly their’s in first place. We keep hearing that state support isn’t sustainable, NHS isn’t sustainable yet majority of the country fell for the last National Insurance Scheme which isnt paying out either, due to an empty pot, which is incredulous really given some dont live to collect a state pension, and those who do never get payments reflecting the thousands they paid in over 40yrs of their worklife.

The only winners here are the banks who underwrite such policies. However Legal & General have Capita to manage the shareholders assets Capita’s Shareholder Services Team is available to answer any questions that you have in relation to your Legal & General shareholding.

and non other than….

  • Group Health and Safety Committee – Chaired by Ian D Smith – Head of HR, Shared Services.

It sure as hell is a murky business, this government is up to its neck and following it mantra “we are all in it together”

So whats the crack I hear you all say get to the point, well this is how it meant to work:

The larger the number of premium payers, the lower the risk profile across the total claimant

population and the lower the total cost of enrolment. L&G estimate
a cost of around 0.5% of payroll earnings at approximately £11 a
month. Total pay-out would be £900 a month for a maximum period
of one year, with a 50% replacement rate.6
After one year, a claimant would return to the state benefit system.
A total of £10,800 could be claimed via the social insurance product.
Ultimately this ‘rainy day guarantee’ has been designed so that a
claimant would receive more than they otherwise would have on
state welfare, and so that significant costs are delivered to both the
taxpayer and to employers.

previously eligible for contributory JSA and ESA would fall into one
of three categories: ‘full Universal Credit entitlement’, ‘partial entitlement,’
and, finally, ‘no entitlement’. The projected annual savings
from individuals who fall under ‘no entitlement’ and have no welfare
claim would amount to £60m from JSA and £290m from ESA per annum. Total savings over the 2015–2020 period would come to
approximately £1.66bn

So when many breathed a sigh of relief they were not included in Universal Credit  , they soon will be under a different process.

Read Documents Here:




Universal Credit is confusing many people especially around housing, so I have managed to put a simple powerpoint together so you get the basics. Hope this helps?

Many of my blogs on Universal Credit thus far have been showing how this is a monster of a programme which incorporates the Health & Work Programme. Due to my nocturnal nature I was digging about when I came across these slides and thought this demonstrates how this is intending to operate. Presenting it was more of a challenge but hopefully I have managed to do if my powerpoint works.

The wey weasel are always  ‘Making Work Pay’ or Fullfilling their Potential’ or some other buzzword they embed in the public psyche to hide the abhorrent fuck up and complicated mess this really is in reality for those who are the governments guniea pigs , who have gone from stock to customer and now a ‘benefit unit’!

So fill your boots





Image result for universal credit logo


Way back In 2013 I raised a letter signed by many leading campaigners and claimants against the proposal of the introduction of a prepaid benefit card proposed by IDS under a Coalition Government . Well just when they  think  you’re not looking  it came to my attention its back on the agenda .

Well  it been used for a long time to administer help to asylum seekers, social care to enable carers to help the person they are caring for and is used now to help in welfare assistance cases. Well I have found research from 2016 where DWP are still talking about it and another link to show it could be planned for Universal Credit which I assume will come into Personal Budgeting Support or as many have seen in my previous blogs Universal Support  with a list of target groups.

So are we going to stand for this hell no.  This will dictate choice and restrict what claimants can spend their money on. Previously we have had letters  with signatures sent via a change petition yet they still pursue this ideological state control of those who are least able to fightback.

After a tip off I found out that, the government behind the scenes and Financial Sector are pushing this idea out yet again. They seriously have not grasped the nettle that removing a claimant’s choice of how they manage their finances is potentially illegal and contravenes their human rights. Way back In 2013 I raised a letter signed by many leading campaigners and claimants against the proposal of the introduction of a prepaid benefit card proposed by IDS under a Coalition Government.

Some Claimants due to their disabilities cannot manage their money and appoint a responsible person to manage them for the disabled person. Some care services have been paid this way for a while, which enables the carer to support the disabled person and allowed the cared for to limit what can be spent in the shops when they are unable to go themselves, without risking giving out passwords to a disabled persons bank accounts. They are also rolled out for asylum seekers.

Well I have found research from 2016 where DWP are still talking about it and another link to show it could be planned for Universal Credit, which I assume, will come into Personal Budgeting Support.

The UK makes an estimated £3 billion of transfers each year, with political rather than practical issues being the cause of the slow uptake to date – the UK government also stands to make sizeable savings by adopting the new method at a time of tight public spending.

Currently 200 public sector programmes across local authorities, National Health Service organisations, housing associations, social enterprises and charities are using prepaid cards to distribute payments such as central welfare disbursements.


“Prepaid products are issued for many different purposes so there may be some exceptions such as when products have been designed to address certain consumer or business needs.  This means that some prepaid products may have specific inbuilt controls limiting where they can be used.”

Kevin McAdam, Director of Prepaid at allpay comments: “We’re seeing much greater acceptance from the Department of Work and Pensions for the benefits prepaid cards bring to schemes such as the distribution of Universal Credit. At the same time, local authorities and housing associations are increasingly switching to prepaid to help fulfil their social care obligations.

“As a result of this growing appetite we’ve recently established a number of similar schemes to that in Edinburgh across the UK and have more lined up to begin soon. It’s conceivable that over the next decade virtually all of the UK’s £3 billion of cash payments could have been replaced by prepaid.”

However, the push for prepaid is not solely to bring costs down and increase security. The wider goal of increasing social inclusion and preventing people from being excluded from the modern digital economy is also leading to calls for the switch from cash.

People who receive government benefits in cash, who may not have access to a full current account or credit card, can often find the cost of living increased. Research shows those who are financially excluded pay a ‘Poverty Premium’ as they are unable to shop online or benefit from Direct Debit discounts. This cannot be allowed where a section of society is treated differently to everyone else, just because they are unfortunate to be needing state support. This is highlighting the ‘Nanny State’ mentality of a government out of control.




Well I have organised another petition which I need 150,00 signatures or more to get this debated in HOC. We shouldn’t be complacent and underestimate the problems of state control this will cause. So please support this! I will add  this later when it gets approved. I will also share on Social Media

Updated here is the petition Link https://petition.parliament.uk/petitions/202796













UPDATED:  This has cropped up time and time again this must not happen as those dependant on state support are being socially engineered to accept whatever the government feels free to do to them without redress.











Image result for universal credit logo


Well I said  seeing is believing well they have surprised me ……..Not ……….no right to appeal


From the 29 September 2017, when considering the re-referral period, the HCP will consider
whether the condition or its functional effects meet the new Severe Conditions criteria. Where the
criteria is met, the HCP will advise no further assessments are needed (unless there is a change
in circumstances).

Q: How can I dispute a decision not to be placed within the severe conditions criteria?

The severe conditions criteria sits alongside the current re-referral periods of 3,1,2,18,24 or 36 months, and comes within the Secretary of State’s discretion as to how often the DWP should review a claim or ask for further information, to which there is no right of appeal.

We can of course look again at any claim where asked by a claimant who feels it has not been processed correctly. However this would not be by the formal Mandatory Reconsideration process and would not carry the right of appeal.

Well as I said in my last blog ‘it seemed too good to be true’ however it’s not all doom and gloom as hopefully you will still meet that criteria  under UC, Unless they pull the reducing someone’s award to WRAG. Nothing would surprise me to see a new directive being misunderstood by HCP or some other skullduggery behind the scenes and  massive spike in reviews downgrading awards. Keep your eyes peeled don’t trust them an inch.









BOOK REVIEWS Cash not care: the planned demolition of the UK welfare state, by Mo Stewart, London, New Generation Publishing, 2016, 188 pp., £15.99, ISBN 978-1-78507-783-8 (pbk). Reviewed by Maria Berghs, De Montfort University

Cash Not Care: The Planned Demolition of the UK Welfare State is an impassioned appeal against the encroachment of neoliberal privatization and the dismantlement of the United Kingdom’s welfare system. It is remarkable as it was written and self-funded by Mo Stewart, a disabled veteran and former healthcare professional. She began writing it after her own experiences over a two-year period with government authorities who questioned her rights to an increase of her war pension. She describes this experience as a ‘battle for survival’ (Stewart, 2016). The fact that a disabled war veteran uses that kind of language and was forced to begin to write back against her own government is shocking. The book draws on research that Stewart began in 2009, investigating the political history and economic justification of the introduction of the Work Capacity Assessment (WCA) by the Department for Work and Pensions (DWP). The book is set out over 10 chapters but each chapter can be read on its own. The style is not academic but explicitly takes the personal as political writ large. The book is thus pitched towards making Stewart’s research accessible to a lay audience and chronically sick and disabled people in particular. Each chapter also contains boxes highlighting sections from academic articles, news items and opinion pieces that are relevant to the text presented, as well as satirical cartoons by Dave Lupton. There are also extensive appendices where the reader can find an overview of how Stewart’s work was supported and who made it accessible online. Stewart argues that since Thatcher,the UK has been witnessing a move of health and social care services towards neoliberal models where by duties and rights of care have been slowly eroded,and she documents this.The chapters take us through the consequences of adopting an American social security system in which corporate insurance giants influence public policy.The effects on disability services, disabled people, veterans and long-term sick have been devastating. Under the guise of ‘welfare reform’, Stewart reveals policies implemented by the then coalition government in 2010 that began to scapegoat, vilify and ultimately cause chronically ill and disabled people’s deaths. Chapters 7 and 8 are particularly poignant in illustrating the human costs of policy changes and how bureaucracy manned by incompetent people starts to erode basic human rights and ability to live in dignity. This is a bureaucracy that continues to profit from illness and disability by making people objects of charity, victims, dependent, or now scroungers. In a post-truth world, the book also acts asa historical document of how politicians manipulated research evidence, cited statistics that suited them and ensured they were politically backed by non-qualified ‘experts’ that toed the neoliberal party line. For example, the espousal of the use of the biopsychosocial model that essentially argues that it is the psychological inclination of some people not to work that prevents them from employment, rather their impairments, chronic conditions, long-term illnesses or disability, is discredited. The model lay at the basis of evaluation of WCA and Employment and Support Allowance (ESA) but essentially just blames people for not finding work and was later discredited by three academics as not being evidence-based policy (see Shakespeare, Watson, & Alghaib, 2017). It is noteworthy that it is Stewart who compiles this evidence linked to the WCA and that many academics who formerly supported versions of the biopsychosocial model are now doing a swift U-turn.

Stewart thus illustrates the rise of disability activism against austerity and neoliberalism, by disabled people themselves, using social media and online platforms. She notes that she has a huge debt to all those people who bravely started writing online, organizing themselves into organizations like Disabled People against Cuts (DPAC), and exposing what was happening during the WCA and then how successive policies eroded their legal rights. The book also charts the costs of undertaking this kind of activism and the different ethical decisions that Stewart was faced with and sacrifices that were made to ensure its publication. As such, this book will be of interest to a mix of people from students to academics, as well as practice and policy makers in a range of subjects from politics to history, social policy, health, human rights, economics and disability. I hope that it also begins a conversation about why it is that disabled people have to become independent researchers to produce research of real social relevance. This is troubling and means that we have to ask ourselves questions about the politics and point of academic research,theprioritiesoffunders,thecapacityofvoluntaryorganizationsandcharitiestospeak for those they represent and if all research is now increasingly linked to neoliberal policies. Mo Stewart’s work is a testament that this does not have to be the case and we can speak ‘truth to power’, as Peter Beresford’s foreword states. It is hard to read this book, but we all have to. It is going to become a classic in disability studies.

Shakespeare, T., Watson, N., & Alghaib, O. A. (2017). Blaming the victim, all over again: Waddell and Aylward’s biopsychosocial (BPS) model of disability. Critical Social Policy, 37(1), 22–41. Stewart, M. (2016). A sense of betrayal. Retrieved April 24, 2017, from http://blacktrianglecampaign.org/2016/05/ 23/a-sense-of-betrayal-mo-stewart/

Maria Berghs De Montfort University maria.berghs@dmu.ac.uk http://orcid.org/0000-0002-6512-7921
© 2017 Maria Berghs https://doi.org/10.1080/03060497.2017.1356112


Todays announcement re changes to ESA  work capability test sounded on surface potentially good news, but they are lying bastards as per usual with conference season under way this week for the Conservative Party. We are being lured into a false sense of security.

ESA claimants in the support group and UC claimants with limited capability for work and work-related activity (LCWRA) attending a Work Capability Assessment from 29 September 2017 will no longer need to be reassessed if it finds that they:

  • have a severe, lifelong disability, illness or health condition
  • are unlikely to ever be able to move into work

Claimants will be told if they will not be reassessed following their WCA.

This change does not affect:

  • ESA claimants placed in the work-related activity group

  • UC claimants who are found to have limited capability for work


What does this mean in plain english and not weasel words? Well as we are all aware Full Service Universal Credit is starting to be wheeled out at the this month in tranches across the UK with 318 councils eventually going full service by Sept 2018. This means if after Sept 2017 you get support group status after a WCA you will no longer face reassessment and we await that list of conditions Minister Penny Mourdant is quoted as saying will be released shortly.

Do not be fooled by these  charlatans you will still face assessments as IR ESA is being incorporated into Universal Credit which will be classed as a new claim and award it is only then you will not face reassessment!


Updated info : 

After November 2018 claimants on old style benefits will be ‘migrated’ on to UC, without them having to make a new claim or have any change.
•The Government intends to give some temporary transitional protection to claimants they migrate if they are worse off on UC.
•Transitional protection would end when there is a significant change of circumstances, or over time

There is no condition based entitlement to Employment Support Allowance.

Rather than a list of specific medical conditions, the criteria will be based on identifying claimants with the most severe health conditions or disabilities where it would be unreasonable to expect the individual to undertake any form or amount of work or work-related activity.

This change will come into effect in autumn 2017 and will apply to those placed in Employment and Support Allowance’s Support Group and the Universal Credit equivalent.

We are currently working with stakeholders to develop the new criteria and, when finalised, the amended guidance will be incorporated into the Work Capability Assessment Handbook published annually on GOV.UK. This change will be reflected in the summer 2018 update.


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