Posts tagged ‘flawed’

Panorama -Universal Car Crash


 

 

 

 

 

 

 

 

 

 

BBC  Panorama Highlighted some of the issues with Universal Credit  with the focus on Housing Benefit Direct Payment process. While this may have been a overall a shock for those who watched the programme who may have never even heard of it, It wasn’t a shock to Disability Campaigners and those who need to make a claim!  The Media has been in full swing recently highlighting the many issues this controversial benefit failings, forcing the Government to make significant changes to the managed migration process as MP’s,charities,many DPO’s including CPAG (Child Poverty Action Group) and SSAC (Social Security Advisory Committee) all advising the Government that changes must be made before the next cohort is transferred Secretary of State Ester McVey made considerable concessions to appease the outrage,which combined with fact the UN Rapporteur Philip Alston was visiting the UK looking at Welfare Reform and Poverty felt like a PR stunt to fend off recent criticism.

They focused on 3 Groups of the many that will be affected Unemployed,those who are Sick, and Low Income families. Using Government rhetoric of ‘making work pay’ more than benefits which the government has successfully ingrained into the mindset of many in society through the scrounger rhetoric since 2010.

Anthony the first  man lost his job is 63 so found that while he thought work was out there couldn’t secure employment and had 4K of rent arrears and had had been sanctioned losing 200mth just because for whatever reason  he had failed to comply because no phone or computer skills to manage his claim, and facing eviction, and even when he did make contact was sanctioned again as the advisor was not in the Jobcentre. One can only assume while he was doing everything required to look for work this was due to failed appointments which are generally online or via text notifications. Many in society will most likely exclaim well he was smoking roll ups and not attract much sympathy such a sly move by BBC to present him in this manner, saying well he can afford fags although I’m certainly they will defend this as usual.

Second Guy James Dade was single dad reliant on the food bank for survival but very little was said about his circumstances.

We then saw a Councillor state when people have limited choices they will choose to feed their kids and stay warm than pay their rent  nugget dropped into the programme implying reckless budgeting decisions. even though across the UK the average rent arrears is £663 compared to £263 on legacy benefits which on average is 2 and half times higher and recently over 1/2 claimants found online process difficult hinting yet again that its the claimants fault rather than a design fault.

The next couple Richard and Rita  claimed the benefit as Richard had a car accident  and consequently lost his job telling the public they were forced to sell things in the home to manage due to the fact the design features within the system were paying them less than they should have got, and being taken to court for council tax arrears while they tried desperately to sort their claim out leaving them in debt. they both eventually found Jobs.

Keith  the next claimant was a fellow suffering depression who admitted he was hopeless budgeting relying on the local food bank had lost his job, and faced eviction in November,due to rent arrears and without support unable to cope with system.

Professor Paul Hickman was interviewed  saying that direct payments to claimants rather than landlords as the previous system did was ignored by the DWP. Alok Sharma from the DWP was then interviewed spouting the same Tory script they must have learnt verbatim just like the actors they are, and displayed typical indifference to the plight of those on the receiving end of this vile policy claiming 90% of social sector will soon be signed up to the Landlord Portal which is being rolled out.

With 5821 evictions in the UK and many already homeless on the streets struggling we then had the council highlighting cuts from central government have left councils UK wide unable to pick up the slack and find homes due to lack of Social Housing properties that the country so desperately needs. Councils have seen their landlord lists plummet as many private landlords  refuse to let to those on social security and those needing Alternative Payment Arrangements such as Domestic Violence  victims  unable to get this arrangement and councils unable to help as the agreement has to be done via the landlord not a third party.

 

This programme really barely scraped the surface of the design faults within this policy, many things are changed as an after thought because the policy wasn’t properly thought through and administration is so bad and training is so bad that even those who should be helping haven’t a clue about the constant changes and are mis -informing claimants causing further chaos with long waits on the phone which campaigners call the ‘Vivaldi Line’.

In July 2019  as the Government rolls out a pilot sample of approx 10,000 claimants with many transferring in November 2019 in tranches this chaotic policy is only going to cause considerable harm to many families across the UK. The government knows fine well many of these  families will face hardship and tells them to stand on the beach looking at the wave that is a reality a tsunami waiting to hit them and their children. Yes done properly with support people could transition more easily hence the CAB contract of Universal Support recently announced will help many navigate the complex process of doing so, but support is soon going to be difficult to get appointments due to the volumes involved.

The most severely disabled will if they don’t have change of circumstances will start this process in 2020.

One thing is for certain is the noise about Universal Credit will get worse and louder as this government tries its best to hang on bloody mindlessly instead of scrapping it and admitting this policy should never have been introduced without making sure it was robust,practical to implement and the structure was sound. Now it is only fit for the waste basket of many government projects which has wasted Billions of Taxpayers money while UK citizens find themselves back in Victorian times and seen by the elite as undeserving and feckless poor who situation is their fault, absolving themselves of any responsibility for this total failure ,while the architects have long since retired with a golden peerage  and a hefty financial handshake.

If you missed it here it is;

 

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Transgender Wars- Silencing the Debate-Updated


 

I have watched with dismay the fight for Gender Recognition and the proposed GRA, which has been very divisive and nothing short of vicious by some on both sides of the debate. Unscrupulous press articles which lack content by some are scandalous and harmful to both sides . It seems common sense has left the building altogether. I am not going into too much depth in this blog or it would resemble something fitting a masters degree thesis but I will be  attempting to engage in rational debate and provide a balanced argument for both sides , but if you want drama look no further than social media. It has also split the communities affected, the Unions and Political Parties

One thing this debate is about is ‘Human Rights’ to live in peace and have respect for each others differences. Secondly this debate is deeply entrenched with patriarchy as well as misogyny and religious fervour governing  the  social control of the masses to conformity of ideology,and plenty of hormones.

The GRA as it is Since the passing of the Gender Recognition Act (GRA) in 2004, the UK has had a mechanism by which a person can acquire a legally recognized gender different from their sex. Under that law, a person with a gender recognition certificate (GRC) becomes legally the other sex for most purposes, though there are exemptions set out within the GRA itself. For example, the inheritance of aristocratic titles is exempt, as are what are termed “gender-affected” sports. This was passed under Blair’s Labour government after a decade long campaign by Press for Change, and a number of important legal cases about privacy and the right to family life going to the European Court of Human Rights.

To be able to get a Gender Recognition Certificate currently, one has to be over 18, diagnosed with gender dysphoria, have lived in one’s acquired gender for at least two years, and intend to do so permanently.

In 2010, the UK’s legislation on sex, race, and disability discrimination was brought together under the Equality Act, together with six other protected characteristics, one of which is “gender reassignment.” This is a broader category than people with GRCs, and protects from discrimination anyone proposing to undergo gender reassignment, as well as those in the process of doing so and who have done so.  At the same time, the Equality Act has exemptions that permit single-sex services, occupations, communal accommodation, and sporting activities where these are a proportionate means of achieving a legitimate aim.

 

The Change The proposals put forward by Justine Greening MP who was, until recently, the Minister for Women and Equalities, would allow applicants who wished to achieve legal recognition of a gender status on their birth-certificate that accorded with their gender identity, to do so by a simple process. They would be able to self-declare without the need for a ‘diagnosis’ of gender dysphoria. The Exceptions above in the Equality Act 2010 would also be removed to allow those who transition into spaces that they identify with.One way to simplify things for trans men and women would be to allow individuals to self-declare the gender in which they choose to live, without the need for medical evidence or proof.

 

 

Over the decades the rights of women have been in the spotlight, highlighting the positive rights that have been hard fought and won by many who suffered greatly to ensure they had a voice, from the right to vote to equality in many areas of life which is still ongoing, equally that also included gay women who fought for the right to be accepted into the women’s movement  because they are biologically females. Society has moved on to a more liberal footing encouraging acceptance & tolerance in many areas of life, then along comes other differences over the decades including transgender,non binary,and self ID etc. This should be a watershed moment but instead it has turned into a campaign of hate and oppression and neither side is blameless. For decades the warring factions have just got on with it and been accepting and supportive of transgender rights until now, where the threat to women’s rights was met with some anger by the feminist movement and seen as a perceived threat to their hard fought protections, who rightly or wrongly, fear a watering down of  those protections.

 

So how can this be resolved to the satisfaction of both sides? Certainly not the way the debate is being framed.

Many feminists see this as mansplaining steeped in patriarchy and misogyny & sexism to invade women only spaces and to eradicate the rights of women per se as they claim that if GRA goes through in its present format it means anyone can call themselves a woman,so therefore their bio-sexual orientation is erased and to a degree I can see that argument particularly for women and children who have suffered domestic violence situations this is only space they feel safe in.  Growing up under male oppression in a society where men had privilege over women  is what some call a ‘lived experience’ from menstruation to childbirth and violence towards them by male counterparts always seen by society as weaker sex to submit to their male counterparts wishes,or the portrayed temptress leading men astray because they are too weak to control their desires. This is one thing that trans women cannot  say is their  lived experience when a considerable part of their lives they grew up with male privilege,however they can identify with the  ‘violence’ they suffer generally by males who feel their masculinity is threatened, the same applies with gay women, as often but not exclusively  the aggressor is male. Women and children are often victims of government policy to keep them in their place, like the hideous rape clause recently introduced.

Violence is ‘violence and abuse of power’ by another, this goes on in relationships regardless of gender and in same sex relationships too, and no one should be subjected to this kind of aggression and those who commit such acts should be called out and prosecuted accordingly.

 

The trans women feel that this harms them considerably and imagine feeling trapped in the wrong body and unable to express their natural feelings it most certainly is going to damage you mentally and emotionally in the same way an abused child is affected for life by their experiences and no human being should suffer ,because it is seen by society as outside the majority lived experiences. According to the recent ITV programme Transformation Street which was portrayed positively, As of April last year, there were 280 patients in the UK on the list for gender reassignment surgery and another 169 consulting on the process, according to the Imperial College Health Care Trust. Figures published in July showed that the number of children being referred to gender identity clinics has quadrupled in the past five years.  Since 2010  650,000 people have come forward to ID as Transgender with 86% not having fully transitioned.Prices at this clinic start at £5,000 for procedures such as Adam’s Apple reduction, chin shaping, brow contouring or a nose job, rising to £35,000 for full gender confirmation surgery, which is a four- to five-hour operation and only lower surgery is on NHS.Historically, female to male transitions have been less common but now they are on the rise — and patients are getting younger. The minimum legal age for gender reassignment surgery is 18 so many young people that have attempted suicide, or have been estranged from their family because of gender identity .

Guardian Update:

Schools are supporting increasing numbers of transgender students, using a variety of guidance from the teaching unions and charities such as Mermaids (which has a grant of £35,000 from the Department for Education to deliver training to 35 schools).

This rise is reflected in referrals to the children’s Gender Identity Development Service (Gids), run by the Tavistock and Portman NHS trust, which increased by 1,978% – from 97 in 2009 to 2,016 in 2016-17. Of those children, 70% are biologically female.

Bernadette Wren, a clinical psychologist at Gids, says many young people seen by the service have been bullied or self-harm, and a number are on the autistic spectrum.

They feel they have a right to be included in society and treated like any other person and live the life they chose in the gender they feel comfortable.

The World Professional Association for Transgender Health (WPATH) asserts that medical evidence should not be necessary for trans people to gain legal gender recognition. WPATH says “no particular medical, surgical, or mental health treatment or diagnosis is an adequate marker for anyone’s gender identity, so these should not be requirements for legal gender change.”Indeed, 17 countries, including the UK, have already adopted the approach that medical treatment is not a prerequisite.

 

The amount of reading I have done to understand the issues from both sides has been phenomenal and lengthy. There is an awful amount of misinformation in both camps about the real issues and heavily influenced by the USA and the intersectionality argument which originated  regarding a court case about women of colour ,facing racism and sexism being used by some as the way forward,which to my mind only clouds the issue further.I get the argument for it but the origin has seemingly been hijacked to justify a course of action.

Intersectionality is a term that was coined by American professor Kimberlé Crenshaw in 1989. The concept already existed but she put a name to it. The textbook definition states: The view that women experience oppression in varying configurations and in varying degrees of intensity.15 Jan 2014

1.Political intersectionality is a form of structural intersectionality that addresses sexism, racism, class exploitation or homophobia in policy-making processes and policies. It indicates how inequalities and their intersections are relevant to political strategies.

2.Structural intersectionality refers to how a person’s legal status or social needs are marginalized (Shields, 2008). Representational intersectionality refers to the cultural construction of the identity, including the production and the contemporary critiques of the identity (Crenshaw, 1991).4 Feb 2016

 

Journalist Eleanor Robertson wrote in the Guardian 2017

Intersectionality is the buzzword to end all buzzwords, the term that launched a thousand hot-takes, a discursive sinkhole where political disputes go to die. Depending on who you ask, it’s the most important theoretical innovation in feminist history; the cancer that’s killing the left; a critical tool in on-the-ground organising; or a totally meaningless liberal shibboleth. I am not overly invested in trying to claw back some kind of clarity on what intersectionality “means”. Like much of the work done by feminists and queer theorists around the same time, there is a certain ambiguity to intersectionality, if only because many of the people interpreting it come from this poststructuralist milieu.

The abuse some face, is both verbal,and physical threats of violence and name calling seems to be most prominent which I will not be repeating or including in this blog because as a decent human being I find them all equally offensive . I have seen some extremely aggressive behaviour by some which I have found unacceptably distasteful and bigoted.  The statistics are flimsy and poorly researched material and quoted regularly. It would do everyone a favour if there was independently fully funded long term study with a long term view of providing accurate research/stats for both sides . According to the Trans Murder Monitoring Project  8 people have been murdered between 2008-2014 in the UK, Home Office Hate Crime figures of transgender   have steadily risen to the current figure of 1,248 between 2011/2012-2016/2017.

The barrage of articles recently from both camps from various journalists and academics leave many affected by the debate more confused than when they started out, as rational debate is silenced and those who shout the loudest seem to get the most coverage. If we are to change with the times then it is a debate that is needed and both sides should be invited  to put their arguments in report form on the table so that they can be independently scrutinised by those tasked to make a decision. Its is reported that the Tory government put this on the agenda when the opposition stated if they didn’t, they would, when in power. A consultation is due to be announced in the Autumn but many have concerns that like many consultations the decision is merely a formality as the decisions have already been made.

I have linked many articles and orgs from both sides below……………You Decide but lets have a real discussion without the abuse

 

https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/535764/Government_Response_to_the_Women_and_Equalities_Committee_Report_on_Transgender_Equality.pdf

 

https://sexandgenderintro.com/

https://www.theguardian.com/world/2017/sep/30/intersectional-feminism-jargon

https://www.standard.co.uk/lifestyle/london-life/transformation-street-itv-transgender-documentary-a3737876.html

https://womansplaceuk.org/

https://www.mumsnet.com/Talk

https://morningstaronline.co.uk/article/why-do-we-need-new-women%E2%80%99s-movement#.WqQC7UubaG8.facebook

https://medium.com/@julian.vigo/the-invisible-woman-gender-identity-in-the-age-of-neoliberalism-33f9e1203b0a

http://www.bbc.co.uk/news/magazine-32979297

https://www.theguardian.com/lifeandstyle/2018/mar/31/man-explains-what-means-be-woman

https://www.telegraph.co.uk/news/2017/11/04/private-gentlemans-club-allows-first-woman-member-150-year-history/

http://averypublicsociologist.blogspot.co.uk/2017/11/theorising-feminist-transphobia.html

https://medium.com/@GappyTales/a-crisis-of-misogny-a-plea-to-the-labour-party-4ce9d39e11c4

https://www.spectator.co.uk/2018/03/transgender-activists-and-the-real-war-on-women/

https://www.huffingtonpost.co.uk/entry/gender-recognition-act_uk_5a9417f5e4b0ee6416a5400f

https://thedebrief.co.uk/news/politics/gender-recognition-act-law-change-sex-trans-transexual/

https://www.transgendertrend.com/professor-robert-winston-joins-transgender-debate-share-concerns-young-children/

http://www.dailymail.co.uk/news/article-5041267/Backlash-Lord-Winston-gender-operations-warning.html

https://www.thetimes.co.uk/article/lord-winston-warning-on-sex-change-surgery-sparks-abuse-v0c6q95pb

https://www.bmj.com/content/360/bmj.k1312

http://rosieswayne.blogspot.co.uk/2018/03/unqualified-lesbian-swerves-abruptly_23.html

https://www.stonewall.org.uk/lgbt-britain-trans-report

https://www.equality-network.org/your-rights/gender-recognition/

https://www.gires.org.uk/

http://www.petertatchellfoundation.org/gender-recognition-act-time-for-reform/

http://www.mermaidsuk.org.uk/

http://uktrans.info/

http://www.edf.org.uk/government-equalities-office-announcement-gender-recognition-act-consultation/

https://www.socfem.net/faq#q1

http://www.counterfire.org/articles/opinion/19538-as-a-trans-woman-this-is-the-unity-i-want-to-see

https://www.huffingtonpost.co.uk/entry/the-current-debate-about-whether-trans-women-are-women_uk_5a71b6a9e4b00248476f1506?utm_content=buffera7be3&utm_medium=social&utm_source=facebook.com&utm_campaign=buffer

https://www.sparkle.org.uk/single-post/2016/11/25/Parliament-Debates-Transgender-Equality

https://medium.com/@tom_farr/the-left-are-abandoning-women-and-in-doing-so-abandoning-everything-they-stand-for-51fd63457d8c

https://blogs.spectator.co.uk/2018/02/the-violent-misogyny-of-the-gender-debate/

http://www.feministcurrent.com/2018/01/04/thanks-trans-activism-2017-saw-return-old-school-sexist-dismissals-women-womens-rights/

https://blogs.spectator.co.uk/2018/03/fear-and-loathing-grips-the-gender-debate/

https://www.theguardian.com/lifeandstyle/2018/mar/17/elena-ferrante-even-after-century-of-feminism-cant-be-ourselves?CMP=share_btn_fb

https://morningstaronline.co.uk/article/women-have-every-right-discuss-changes-law-could-affect-them

https://gendercriticalgreens.wordpress.com/2016/08/15/a-feminist-view-of-gender-identity-politics/

https://www.theguardian.com/education/2018/may/15/transgender-row-teachers-afraid-challenge-breast-binding#comments

https://notthenewsinbriefs.wordpress.com/2018/07/17/turning-the-tide/amp/?__twitter_impression=true

 

 

Letter to David Gawke……. further correspondence ,further excuses


 

 

 

 

 

 

 

 

 

 

 

We published the letter  from Independant Researcher Mo Stewart to the then SOS David Gawke on our blog ,  who highlights the excuses the DWP come up with to excuse the ideological bullshit of welfare reform even though many other academic researchers in the UK have torn it to shreds time and again and the harm they are causing to those who have the misfortune of being disabled or chronically ill. Since then this independant researcher has continued to point out their shortcomings and exposed the UK Government repeatedly while they deny rightful entitlement to those who need state support and deny that their policies are causing harm to UK citizens with sometimes fatal consequences. This is the latest series of correspondence published for all to see.

 


 

 

The Letter David Gauke will not be expecting and won’t want to receive


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Image Courtesy of the The Telegraph

 

Mo Stewart – Independant Researcher WCA……..After her letter to Mansel Alyward one of the architects of the WCA and  her extensive research and publication of her book Cash Not Care , Mo Stewart has sent a explosive letter to the current Secretary Of State David Gauke. I have been granted permission to use it for my blog. One thing that springs to my mind is I would love to be a fly on the wall when he reads this to see his face. For too long now this government as blagged it way to convince the public it is justified to cut benefits to disabled people. This researcher keeps holding them to account.

Redacted Letter to SoS David Gauke by Gail Ward on Scribd

https://www.scribd.com/embeds/368603275/content?start_page=1&view_mode=scroll&access_key=key-OfbQJpuEQVhzoVpl48LA&show_recommendations=true

 

Mo Stewart -Independant Researcher writes to Mansel Aylward -WCA


Image result for Mansel Aylward

 

 

Independent Lead Researcher Mo Stewart and Author of Cash not Care has been a thorn in the side of those who came up with the biopychosocial model of disability for many years and has been relentless in her determination to bring to the attention the harm being caused to disabled people by the WCA assessment process which has instilled fear and dread amongst the disabled community. I am publishing her letter to this man  in May 2017 as those in the community and beyond need to read her work and her book, about the demolition of the welfare state. This hasn’t been accidental process but one that has been designed , and even when respective governments have been told this is a flawed process governments continued to use it with deadly effectiveness.

Redacted Letter to Mansel Aylward Public Health Wales by Gail Ward on Scribd

https://www.scribd.com/embeds/368592854/content?start_page=1&view_mode=scroll&access_key=key-Y0JF0JK0uyx1xVvAjeuk&show_recommendations=true

IAPT -The Governments Magic Cure for Mental Health


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Most people will have heard of CBT therapy for helping those with mental health problems, some may have received it and felt it helpful,but for the majority with serious mental health problems this will not make a jot of difference and in some cases cause more harm. What is insidious about this is that it will be forced upon those who claim Social Security payments in helping them get back to work with their new  health and work programme which is integral to Universal Credit.

This is most likely going to be part of the so called ”Universal Support’ in Universal Credit where the government has target groups, and I’m sure this isn’t the worst of the many packages this government proposes to force upon those groups mentioned in my other blog ‘Universal Support’.

The government in its wisdom wants to half the disability employment gap which most governments have failed to do consistently for decades. The base rate of 5% has never really changed,so it is folly for them to think so , as employers are reluctant to take on people who have mental health or other disabilities let alone the many with chronic ill health which is never catered for in any policy they dream up.

Work is not a ‘cure for all ills’ as this government would like to peddle to media and swallowed by the gullible public who seem to resent our very existence until they are affected personally because of selfish desires not to pay taxes for those needing support from the state,which I hasten to add have paid their own taxes until they became mentally unwell or disabled, so are eligible to claim payment,after all that’s what NI was all about an insurance to cover you if you fell on hard times .

In an ideal world it should be standard practice for disabled people to obtain work on merit if able, but it all comes back to that real issue of ‘productivity and profit’ so  majority of disabled people don’t tick that box precisely because we are not as productive as our able bodied counterparts by the very nature of disability,being off sick when things are bad, hospital appointments,or regular treatment or surgery.

Its a no- brainer to a rational thinking person, but we know our government don’t think like normal people, they just dream up pointless expensive schemes to waste taxpayers money to show the public they are doing something even though they have demonstrated  most fail and cost more than paying benefits in the first place.

Many more dark oppressive schemes are coming to light so we must be vigilant and stand up against forcing people to be so distressed that they harm or worse death to its citizens. It is not like we don’t know how many have decided to end it all over the constant pressures they are put under daily by the DWP monsters, who are out of control.

 

 

 

 

 

 

What Will It Take ……….


 

 

What will it take for the people of the UK to wake the hell up? There is hell of a difference in a british stiff upper lip to standing idly by, and getting shafted right up the rear end. The Government openly shows it contempt for the people time and time again and all you do is shrug your shoulders and walk on by those less fortunate, and blame them for the countries ills. Today Budget is for the wealthy yet again while most of the population is crawling on its knees to survive. Angry doesn’t come close and you should be angry too.

Without workers ,nurses and doctors,teachers,emergency services and many other professions this country would not be able to operate, the machinery would stop, yet you all seem content with having your faces rubbed into the mud, or your palms crossed with silver  while the wealthy fleece you and take the clothes off your back and food out your child’s mouth or for some bizarre reason think you are part of a class you are not. You work, your Working Class! 

Globally we are a laughing stock  and productivity is low while this shower of traitorous fools laugh in your faces while asset stripping our country. You want to take your country back well get off your high horses and do something about it, stop ignoring the reality. We are not a poor country and these ideological policies are designed to make the poorest pay for a crisis they created by their constant mismanagement  for decades and the constant crises would have removed any other Government from power forthwith, so who is pulling the strings besides the obvious global barons and media corps?

Now they want to invest in technologies that make you redundant and driverless cars, while not investing in solar power  and address the climate changes that are killing us all, including the animals we share it with.

We have families surviving on food banks , diseases long gone returning,malnutrition a potential public health timebomb building,rising numbers of homeless people on our streets , disabled people denied their rights and a basic income, our elderly freezing to death or being cruelly beaten in care homes  and suicide rates escalating around the globe and worst of all a total disregard for human life unless you are productive  and this is progress .What fucking planet are you on?

 

This social engineering project needs to stop!  It is time to remove this Government from power before it is too late for the many,not the few.

 

Revealed….How Private Insurance Moves to Replace the Welfare State


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Image Courtesy of Legal & General

 

I have in many of my blogs mentioned the fact that Insurance was to replace the welfare state, many still don’t think it will happen well listen up, it is around the corner and thanks to deregulation via brexit it going to happen, and would have happened sooner if EU law had not protected you. There will many who will live to regret the vote for Brexit.

The government has finally introduced it ugly game plan and they wont stop there as the same insurance company is linked to social care which is undergoing a review also.

Looks like insurance for care through legal and General. Names of independent experts invited by government to provide advice and support engagement in advance of the green paper:

Caroline Abrahams – Charity Director of Age UK
Dame Kate Barker – former Chair of the King’s Fund Commission on the Future of Health and Social Care in England
Sir David Behan – Chief Executive of Care Quality Commission
Dr Eileen Burns – President of the British Geriatrics Society
Professor Paul Burstow – Chair of the Social Care Institute for Excellence
Jules Constantinou – President-elect of the Institute and Faculty of Actuaries
Sir Andrew Dilnot – former Chair of the Commission on the Funding of Care and Support
Baroness Martha Lane Fox – Founder and Executive Chair of Doteveryone
Mike Parish – Chief Executive of Care UK
David Pearson – former President of the Association of Directors of Adult Social Services and Corporate Director for Social Care, Health and Public Protection at Nottinghamshire County Council
Imelda Redmond – National Director of Healthwatch England
Nigel Wilson – Chief Executive of Legal and General

Quotes Linda Burnip DPAC

Many income related benefits are being moved across to Universal Credit the governments flagship policy which is sinking fast as the holes in this policy are more flawed than the WCA where more complex claimant issues are exposing the holes in a policy which in theory was meant to revolutionise social security and catapult it into 21st century. Well now their focus are those on contributory JSA/ESA which they plan to be part of the Social Insurance Scheme and the only reason they have not done so already is quoted below

Had contributory benefits been abolished whilst UK social
security was bound by EU law, this would have exposed Universal
Credit (the significantly larger budget) to exportability. In light of the
British vote to leave the EU, however, there is now the possibility of
reforming contributory benefits without breaching EU law.

Employers and all those with a stake in this horrendous policy will not just be looking at savings made, but also the huge concern is denial when it comes to delivering on payouts as long as the state doesnt have to foot the bill. Insurance schemes around the globe are littered with claims of those who took out Insurance only to be denied it  upon making a claim leaving many no option but to be destitute or borrow money to take companies to court to get what was rightly their’s in first place. We keep hearing that state support isn’t sustainable, NHS isn’t sustainable yet majority of the country fell for the last National Insurance Scheme which isnt paying out either, due to an empty pot, which is incredulous really given some dont live to collect a state pension, and those who do never get payments reflecting the thousands they paid in over 40yrs of their worklife.

The only winners here are the banks who underwrite such policies. However Legal & General have Capita to manage the shareholders assets Capita’s Shareholder Services Team is available to answer any questions that you have in relation to your Legal & General shareholding.

and non other than….

  • Group Health and Safety Committee – Chaired by Ian D Smith – Head of HR, Shared Services.

It sure as hell is a murky business, this government is up to its neck and following it mantra “we are all in it together”

So whats the crack I hear you all say get to the point, well this is how it meant to work:

The larger the number of premium payers, the lower the risk profile across the total claimant

population and the lower the total cost of enrolment. L&G estimate
a cost of around 0.5% of payroll earnings at approximately £11 a
month. Total pay-out would be £900 a month for a maximum period
of one year, with a 50% replacement rate.6
After one year, a claimant would return to the state benefit system.
A total of £10,800 could be claimed via the social insurance product.
Ultimately this ‘rainy day guarantee’ has been designed so that a
claimant would receive more than they otherwise would have on
state welfare, and so that significant costs are delivered to both the
taxpayer and to employers.

Individuals
previously eligible for contributory JSA and ESA would fall into one
of three categories: ‘full Universal Credit entitlement’, ‘partial entitlement,’
and, finally, ‘no entitlement’. The projected annual savings
from individuals who fall under ‘no entitlement’ and have no welfare
claim would amount to £60m from JSA and £290m from ESA per annum. Total savings over the 2015–2020 period would come to
approximately £1.66bn

So when many breathed a sigh of relief they were not included in Universal Credit  , they soon will be under a different process.

Read Documents Here:

https://drive.google.com/file/d/1QBdAdIfZCAv4uC5L_zK8ozaPE0WCHxQj/view?usp=sharing

https://drive.google.com/open?id=1iuQAL0YlsiVS8ypZn3P3jQWEvou3eFA

Update: https://www.ft.com/content/cda0499e-9ba1-11e8-9702-5946bae86e6d

Universal Credit and Housing


Universal Credit is confusing many people especially around housing, so I have managed to put a simple powerpoint together so you get the basics. Hope this helps?

Health & Work Programme -Universal Credit


Many of my blogs on Universal Credit thus far have been showing how this is a monster of a programme which incorporates the Health & Work Programme. Due to my nocturnal nature I was digging about when I came across these slides and thought this demonstrates how this is intending to operate. Presenting it was more of a challenge but hopefully I have managed to do if my powerpoint works.

The wey weasel are always  ‘Making Work Pay’ or Fullfilling their Potential’ or some other buzzword they embed in the public psyche to hide the abhorrent fuck up and complicated mess this really is in reality for those who are the governments guniea pigs , who have gone from stock to customer and now a ‘benefit unit’!

So fill your boots

 

 

 

 

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