Posts tagged ‘Universal Credit’

Revealed….How Private Insurance Moves to Replace the Welfare State


Image result

Image Courtesy of Legal & General

 

I have in many of my blogs mentioned the fact that Insurance was to replace the welfare state, many still don’t think it will happen well listen up, it is around the corner and thanks to deregulation via brexit it going to happen, and would have happened sooner if EU law had not protected you. There will many who will live to regret the vote for Brexit.

The government has finally introduced it ugly game plan and they wont stop there as the same insurance company is linked to social care which is undergoing a review also.

Looks like insurance for care through legal and General. Names of independent experts invited by government to provide advice and support engagement in advance of the green paper:

Caroline Abrahams – Charity Director of Age UK
Dame Kate Barker – former Chair of the King’s Fund Commission on the Future of Health and Social Care in England
Sir David Behan – Chief Executive of Care Quality Commission
Dr Eileen Burns – President of the British Geriatrics Society
Professor Paul Burstow – Chair of the Social Care Institute for Excellence
Jules Constantinou – President-elect of the Institute and Faculty of Actuaries
Sir Andrew Dilnot – former Chair of the Commission on the Funding of Care and Support
Baroness Martha Lane Fox – Founder and Executive Chair of Doteveryone
Mike Parish – Chief Executive of Care UK
David Pearson – former President of the Association of Directors of Adult Social Services and Corporate Director for Social Care, Health and Public Protection at Nottinghamshire County Council
Imelda Redmond – National Director of Healthwatch England
Nigel Wilson – Chief Executive of Legal and General

Quotes Linda Burnip DPAC

Many income related benefits are being moved across to Universal Credit the governments flagship policy which is sinking fast as the holes in this policy are more flawed than the WCA where more complex claimant issues are exposing the holes in a policy which in theory was meant to revolutionise social security and catapult it into 21st century. Well now their focus are those on contributory JSA/ESA which they plan to be part of the Social Insurance Scheme and the only reason they have not done so already is quoted below

Had contributory benefits been abolished whilst UK social
security was bound by EU law, this would have exposed Universal
Credit (the significantly larger budget) to exportability. In light of the
British vote to leave the EU, however, there is now the possibility of
reforming contributory benefits without breaching EU law.

Employers and all those with a stake in this horrendous policy will not just be looking at savings made, but also the huge concern is denial when it comes to delivering on payouts as long as the state doesnt have to foot the bill. Insurance schemes around the globe are littered with claims of those who took out Insurance only to be denied it  upon making a claim leaving many no option but to be destitute or borrow money to take companies to court to get what was rightly their’s in first place. We keep hearing that state support isn’t sustainable, NHS isn’t sustainable yet majority of the country fell for the last National Insurance Scheme which isnt paying out either, due to an empty pot, which is incredulous really given some dont live to collect a state pension, and those who do never get payments reflecting the thousands they paid in over 40yrs of their worklife.

The only winners here are the banks who underwrite such policies. However Legal & General have Capita to manage the shareholders assets Capita’s Shareholder Services Team is available to answer any questions that you have in relation to your Legal & General shareholding.

and non other than….

  • Group Health and Safety Committee – Chaired by Ian D Smith – Head of HR, Shared Services.

It sure as hell is a murky business, this government is up to its neck and following it mantra “we are all in it together”

So whats the crack I hear you all say get to the point, well this is how it meant to work:

The larger the number of premium payers, the lower the risk profile across the total claimant

population and the lower the total cost of enrolment. L&G estimate
a cost of around 0.5% of payroll earnings at approximately £11 a
month. Total pay-out would be £900 a month for a maximum period
of one year, with a 50% replacement rate.6
After one year, a claimant would return to the state benefit system.
A total of £10,800 could be claimed via the social insurance product.
Ultimately this ‘rainy day guarantee’ has been designed so that a
claimant would receive more than they otherwise would have on
state welfare, and so that significant costs are delivered to both the
taxpayer and to employers.

Individuals
previously eligible for contributory JSA and ESA would fall into one
of three categories: ‘full Universal Credit entitlement’, ‘partial entitlement,’
and, finally, ‘no entitlement’. The projected annual savings
from individuals who fall under ‘no entitlement’ and have no welfare
claim would amount to £60m from JSA and £290m from ESA per annum. Total savings over the 2015–2020 period would come to
approximately £1.66bn

So when many breathed a sigh of relief they were not included in Universal Credit  , they soon will be under a different process.

Read Documents Here:

https://drive.google.com/file/d/1QBdAdIfZCAv4uC5L_zK8ozaPE0WCHxQj/view?usp=sharing

https://drive.google.com/open?id=1iuQAL0YlsiVS8ypZn3P3jQWEvou3eFAG

 

Advertisements

Universal Credit and Housing


Universal Credit is confusing many people especially around housing, so I have managed to put a simple powerpoint together so you get the basics. Hope this helps?

Health & Work Programme -Universal Credit


Many of my blogs on Universal Credit thus far have been showing how this is a monster of a programme which incorporates the Health & Work Programme. Due to my nocturnal nature I was digging about when I came across these slides and thought this demonstrates how this is intending to operate. Presenting it was more of a challenge but hopefully I have managed to do if my powerpoint works.

The wey weasel are always  ‘Making Work Pay’ or Fullfilling their Potential’ or some other buzzword they embed in the public psyche to hide the abhorrent fuck up and complicated mess this really is in reality for those who are the governments guniea pigs , who have gone from stock to customer and now a ‘benefit unit’!

So fill your boots

 

 

 

 

The Spectre of the Welfare Card Rises Again for Claimants! Updated


Image result for universal credit logo

 

Way back In 2013 I raised a letter signed by many leading campaigners and claimants against the proposal of the introduction of a prepaid benefit card proposed by IDS under a Coalition Government . Well just when they  think  you’re not looking  it came to my attention its back on the agenda .

Well  it been used for a long time to administer help to asylum seekers, social care to enable carers to help the person they are caring for and is used now to help in welfare assistance cases. Well I have found research from 2016 where DWP are still talking about it and another link to show it could be planned for Universal Credit which I assume will come into Personal Budgeting Support or as many have seen in my previous blogs Universal Support  with a list of target groups.

So are we going to stand for this hell no.  This will dictate choice and restrict what claimants can spend their money on. Previously we have had letters  with signatures sent via a change petition yet they still pursue this ideological state control of those who are least able to fightback.

After a tip off I found out that, the government behind the scenes and Financial Sector are pushing this idea out yet again. They seriously have not grasped the nettle that removing a claimant’s choice of how they manage their finances is potentially illegal and contravenes their human rights. Way back In 2013 I raised a letter signed by many leading campaigners and claimants against the proposal of the introduction of a prepaid benefit card proposed by IDS under a Coalition Government.

Some Claimants due to their disabilities cannot manage their money and appoint a responsible person to manage them for the disabled person. Some care services have been paid this way for a while, which enables the carer to support the disabled person and allowed the cared for to limit what can be spent in the shops when they are unable to go themselves, without risking giving out passwords to a disabled persons bank accounts. They are also rolled out for asylum seekers.

Well I have found research from 2016 where DWP are still talking about it and another link to show it could be planned for Universal Credit, which I assume, will come into Personal Budgeting Support.

The UK makes an estimated £3 billion of transfers each year, with political rather than practical issues being the cause of the slow uptake to date – the UK government also stands to make sizeable savings by adopting the new method at a time of tight public spending.

Currently 200 public sector programmes across local authorities, National Health Service organisations, housing associations, social enterprises and charities are using prepaid cards to distribute payments such as central welfare disbursements.

“Fact

“Prepaid products are issued for many different purposes so there may be some exceptions such as when products have been designed to address certain consumer or business needs.  This means that some prepaid products may have specific inbuilt controls limiting where they can be used.”

Kevin McAdam, Director of Prepaid at allpay comments: “We’re seeing much greater acceptance from the Department of Work and Pensions for the benefits prepaid cards bring to schemes such as the distribution of Universal Credit. At the same time, local authorities and housing associations are increasingly switching to prepaid to help fulfil their social care obligations.

“As a result of this growing appetite we’ve recently established a number of similar schemes to that in Edinburgh across the UK and have more lined up to begin soon. It’s conceivable that over the next decade virtually all of the UK’s £3 billion of cash payments could have been replaced by prepaid.”

However, the push for prepaid is not solely to bring costs down and increase security. The wider goal of increasing social inclusion and preventing people from being excluded from the modern digital economy is also leading to calls for the switch from cash.

People who receive government benefits in cash, who may not have access to a full current account or credit card, can often find the cost of living increased. Research shows those who are financially excluded pay a ‘Poverty Premium’ as they are unable to shop online or benefit from Direct Debit discounts. This cannot be allowed where a section of society is treated differently to everyone else, just because they are unfortunate to be needing state support. This is highlighting the ‘Nanny State’ mentality of a government out of control.

 

 

 

Well I have organised another petition which I need 150,00 signatures or more to get this debated in HOC. We shouldn’t be complacent and underestimate the problems of state control this will cause. So please support this! I will add  this later when it gets approved. I will also share on Social Media

Updated here is the petition Link https://petition.parliament.uk/petitions/202796

 

http://www.24housing.co.uk/opinion/prepaid-solutions-to-universal-credit/   

 

http://prepaidforum.org/prepaid-schemes-step-shadows-start-delivering-dividends-uk-government/

http://prepaidforum.org/prepaid-myths-facts/#toggle-id-10

https://www.gov.uk/government/publications/evaluation-of-the-prepaid-card-live-test

https://blueannoyed.wordpress.com/2013/10/06/australia-a-letter-to-liam-byrne/

http://www.welfareconditionality.ac.uk/2016/01/cashless-welfare-card-experiments-regulating-vice-and-virtue/

http://www.independent.co.uk/news/uk/politics/benefits-smart-cards-plan-revealed-by-iain-duncan-smith-to-stop-claimants-spending-welfare-money-on-9763854.html

http://www.bbc.co.uk/news/uk-politics-29414565

https://www.theguardian.com/society/2013/jan/29/welfare-cash-cards-state-control

 

UPDATED:  This has cropped up time and time again this must not happen as those dependant on state support are being socially engineered to accept whatever the government feels free to do to them without redress.

http://www.ukauthority.com/news/6410/labour-raises-alarm-over-blockchain-at-dwp

https://theconversation.com/why-a-blockchain-startup-called-govcoin-wants-to-disrupt-the-uks-welfare-state-88176?utm_source=twitter&utm_medium=twitterbutto

https://hansard.parliament.uk/

https://www.cryptocoinsnews.com/uk-trials-blockchain-based-social-welfare-payments/

https://bravenewcoin.com/

https://www.theregister.co.uk/

https://www.theregister.co.uk/2016/07/12/moves_by_dwp_to_stick_personal_data_on_blockchain_slammed/

http://www.bbc.co.uk/news/technology-36785872

https://kittysjones.wordpress.com/tag/govcoin/

https://cointelegraph.com/news/a-trap-to-spy-on-benefits-spending-uk-government-tests-blockchain-for-welfare-payments

DWP Actually Do Mean No Reassessments for LCWRA (Support Group)


Image result for universal credit logo

 

Well I said  seeing is believing well they have surprised me ……..Not ……….no right to appeal

 

From the 29 September 2017, when considering the re-referral period, the HCP will consider
whether the condition or its functional effects meet the new Severe Conditions criteria. Where the
criteria is met, the HCP will advise no further assessments are needed (unless there is a change
in circumstances).

Q: How can I dispute a decision not to be placed within the severe conditions criteria?

The severe conditions criteria sits alongside the current re-referral periods of 3,1,2,18,24 or 36 months, and comes within the Secretary of State’s discretion as to how often the DWP should review a claim or ask for further information, to which there is no right of appeal.

We can of course look again at any claim where asked by a claimant who feels it has not been processed correctly. However this would not be by the formal Mandatory Reconsideration process and would not carry the right of appeal.

Well as I said in my last blog ‘it seemed too good to be true’ however it’s not all doom and gloom as hopefully you will still meet that criteria  under UC, Unless they pull the reducing someone’s award to WRAG. Nothing would surprise me to see a new directive being misunderstood by HCP or some other skullduggery behind the scenes and  massive spike in reviews downgrading awards. Keep your eyes peeled don’t trust them an inch.

 

https://www.scribd.com/document/360863418/WCASevereConditionsFAQs-0

https://www.scribd.com/document/360863511/DWP-WCA-Guidance-on-Severe-Conditions

https://www.scribd.com/document/360863614/Severe-Conditions-Guidance

 

The 2 yr Job Rule for Disabled on Universal Credit is not True!


 

In the last few days it has been widely reported by various bloggers that those disabled claimants claiming Universal Credit are subjected to finding a job within two years or face a 1 year sanction. This is utter fabrication and feeding many claimants fears which could potentially cause harm. So today I called Welfare Rights ,who called DWP while I remained on the phone, they denied that this information was correct and was downright alarmist and dangerous. That doesnt mean I trust DWP and have submitted a FOI too given 7 years of shenanigans. So you see folks, you can take the fear project and destroy it with Facts!

Those who will be put on Universal Credit (UC) will have to sign the claimant commitment regardless, some will be subjected to full conditionality some will have their conditionality limited depending on the circumstances, and subject to sanctions if they fail to comply with the agreed commitments they agreed with work coach via the Work Plan,My 4 steps,My Values documents.  (Document links provided at bottom of the blog.)

As promised last night, the SKWAWKBOX has been looking further into conflicting reports from DWP insiders concerning the WRAG (work-related activity group) category into which the government, more or less arbitrarily, places some disability benefit claimants and the possibility of sanctions after a fixed period of two years under the Universal Credit (UC) system if claimants have not found work.

Some activists insisted that this was part of the UC system and this was initially confirmed by long-term DWP employees. Others subsequently disputed it. The only thing all were agreed on was that the rules are ill-conceived and extremely confusing.

The SKWAWKBOX contacted a PCS union official who specialises in UC for clarification and received this response:

 

I’ve been looking at the regulations and I can’t find anything that refers specifically to a fixed time limit in which to find employment.

That is right, because no fixed time limit exists in the regulations

 

The ‘disabled’ argument, as I’m sure you are aware, is notorious because ultimately the Department through the provide contractors are essentially able to define who is fit or not for work.

For example, a claimant maybe moved from ESA to UC on the back of a WCA [Work Capability Assessment]. The claimant may disagree with the decision but they are stuck.

If they are adamant they are not fit for work, they could refuse employment in an environment they believe will affect their health.

 

If they have been found to have no Limited Capability for Work, they cannot refuse employment. The fact that claimants think they are unfit for work has been the main issue with the flawed WCA since 2008

 

This is where the sanction process comes in – a 13wk, 26wk and 156wk sanction could apply (although similar regs existed prior to UC and the 2012 Welfare Reform Act if not as harsh or severe).

 

In this case you’re looking at failure to apply, not accepting work or leaving on one’s own accord. Their argument is they aren’t fit, the department will still look at sanctions.

The circumstances described here apply to somebody who has not been found to have Limited Capability for Work.

 

The sanction regime is clearly arbitrary, deeply unfair and dangerous – but there is no rule mandating a fixed time-limit for a claimant to find work.

Again no time limit

 

However, another PCS/DWP source warned that while the rules don’t include such a limit, the way they are applied may not be as clear cut:

I can tell you that we have received complaints from WRAG claimants about having their ESA revoked after two years. And now they are treated as JSA claimants because they are ‘fit for work but not necessarily their precious occupation(s)’.

ESA cannot be revoked. It simply cannot be claimed after a claimant has been found fit for work. Previous occupations are not a consideration. That has always been the case.

 

Sanctions have been applied because the claimant has not fulfilled their requirement to find work. The purpose of the WRAG was to enable people to return to work despite being disabled, but this component has now been removed as WRAG claimants are now treated as jobseekers.

 

WRAG claimants under UC are described as having Limited Capability for Work.. They are not required to search for, be available for and start work, and cannot be sanctioned for not doing so, but they are required to accept work preparation requirements within their commitment and attend WFIs

.

 

Other WRAG claimants have been booted off ESA or the sickness element of UC after a period of two years because they failed their WCA – deliberate decision to bully them back to work.

 

Some claimants will fail their WCA after 2 years. Others after 6 months, 12 months  etc.

2 years is actually a prognosis period, meaning a number of people are reassessed at this stage. Unless there is any evidence of a pattern, this period of 2 years is meaningless

 

Thanks too to Anita Bellows who has worked with me on this 🙂

 

So you see folks, you can take the fear project and destroy it with Facts! 

https://www.scribd.com/document/353594773/4c-ESAHWC1

https://www.scribd.com/document/353595852/CC-O18-E15

https://www.scribd.com/document/352833734/CC-Work-Preparation-Activities-v1-0

https://www.scribd.com/document/353603319/1359203507-UJcompanyleafletJCP

https://www.scribd.com/document/354185048/CC-Requirement-to-Accept-a-Claimant-Commitment-v2-0

https://www.scribd.com/document/354185364/cc-commitment-not-accepted-v1-0

https://www.scribd.com/document/354185650/My-4-Steps-Template

https://www.scribd.com/document/354187257/1816-my-values-1-pdf

https://www.scribd.com/document/349517725/UC-Claimant-Committment

https://www.scribd.com/document/349520361/FTS-FTP-in-WFI-and-Failure-to-Undertake-Work-Related-Activity

https://www.scribd.com/document/349517543/Handout-08-01-Commitment-Pack-v7-7

https://www.scribd.com/document/354182466/Dealing-With-Sanctions-Facsheet-4

https://www.scribd.com/document/353627563/HWC-Exemptions

 

Read Frank Zola Blog below;

https://mrfrankzola.wordpress.com/2017/07/18/disability-rights-uk-disrightsuk-questions-why-dwp-esa-health-work-conversation-mandatory-foi/

Update…….. “The Article originally produced by SKWAWKBOX. Claiming to that Disabled Persons could only claim UC for 24 months, is a mishmash of quotes from Gen William Taggart, who was actually talking about an Early ‘Draft’ of the Welfare Reform Acts. At no time did Gen. T directly associate this with Disabled Persons, in fact it was just a heads up for activists/advocates etc, to remember not to get complacent about the Statutory Instrument placed within the Welfare Reform Acts. “

 

Further confirmation from DWP to my FOI

My FOI response

“Claimants on JSA or UC, who are expected to look for and be available for work, must do all
they reasonably can to find and take up a job. However, the DWP sets no specific time limit for
how long a claimant is given to find a job.
Sanctions are only used in a minority of cases when people fail to attend work-search reviews;
fail to meet the work-related requirements they have agreed in their Claimant Commitment;
fail to apply for work or take up an offer of work; or leave a job, without good reason.
The DWP does not have any statutory powers to sanction or reduce benefit payments solely on the basis
that a claimant has been trying but has been unable to find work within 2 years.”

 

https://www.whatdotheyknow.com/request/js_a_two_year_clause#incoming-1019979

Universal Credit Report -Hidden dangerous policy decisions that will cause harm


This report from Disability Campaigner Gail Ward is a must read for all benefit claimants and those claiming  ‘in work’ benefits claimed by millions in the UK. It has plenty of references and downloads contained within the document and it will alarm many, it should, as this government is targeting the poorest in society at the expense of saving the rich. Some of those already transferred will know the horrors already highlighted recently by Citizens Advice (CAB),but the majority do not. This blog doesn’t have the capacity to embed the entire report to enable reading online ,but you can download it from the link below in the hope that this will help many prepare for the next onslaught by this barbaric government whose sole purpose is to hound claimants, and save money for the state putting profit before people. If you thought WCA (ESA) was bad this will make it look relatively tame.

 

https://www.scribd.com/document/353794654/Universal-Credit-Report

Universal Credit -The conversation nobody is talking about


This is likely to be a very long blog and I make no apologies as this is important information we all need to get to grips with to survive.

 

Universal Credit (UC) is slowly being rolled out across the UK for some claimants , mainly single claimants and to be continued for couples. The legacy benefits that people are currently getting will eventually become Universal Credit,which runs a live programme (with gateway conditions) and a full rollout programme (no gateway conditions)alongside each other. Advisors will need to determine which is operating in their area and inform clients and explain in full their rights and eligibility. The fact that some will get hit hard  is just the scratch on surface to the vile and brutal conditions of the health & work programme which is incorporated within it. ESA Claimants in WRAG (Work Related Activity Group) will lose the £30 a week inline with JSA for new claims while others migrating will get transitional protection until they have a change circumstances,or appeal, then they will lose it. If you have a change of circumstances at present on ESA  in a UC area  you will be put on UC and stay on it you wont be able to go back to your legacy benefit. For those on ESA it you will continue be assessed via WCA (Work Capability Assessment ) as you are now, but support group will be required to engage with claimant commitment to continue to receive payment according to UC documents. The specialist employment programmes are likely to be part of this commitment if the work coach feels the claimant could move closer to labour market. This will be done via Health & Work Conversation with a Work Coach.

 

Framework The claimant is supported in this regime by use of their Commitment. The claimant agrees their Commitment and is required to alert Universal Credit to any upcoming unemployment and changes of circumstance. The claimant can be sign posted to relevant support depending on their circumstances.

Claimants in this regime may still need or require some support in helping them to move closer to the labour market. If this applies, flexibility exists to sign post claimants to non-funded voluntary support. Consider existing voluntary options in the local area.

 

Support groups claimants will also be hit by losing SDP (Severe Disability Premium) which is currently £62.45 a week for single people and £124.90 for couples unless someone gets Carers Allowance to help you then the single rate will continue,providing you get middle or high rate care needs. Carers too will be affected if they care for a disabled person

 

If other benefits are received, this may impact on the Universal Credit award. Some benefits are ignored whereas other benefits have a pound for pound impact on the Universal Credit award.

Other benefits Universal Credit should not be paid to claimants with enough income available from other sources to support themselves. Exceptions are where payments are received in respect of additional costs which the claimant has, for example disability benefits.

Claimants who receive other benefits in addition to Universal Credit are subject to the relevant Universal Credit Labour Market regime based on their relevant Universal Credit legal conditionality group.
Other benefits taken fully into account The following benefits are taken fully into account when calculating Universal Credit payments:  Bereavement Allowance  Carer’s Allowance  New style Employment and Support Allowance (contribution-based)  Incapacity Benefit  Severe Disablement Allowance  Industrial Injuries Disablement Benefit  New style Jobseeker’s Allowance (contribution-based)  Maternity Allowance  State Pension  Widowed Mother’s Allowance  Widowed Parent’s Allowance  Widow’s Pension

This means for each £1 received from these benefits, the Universal Credit payment is reduced by £1.

Any benefit, allowance or payment from a country outside the United Kingdom could also be taken fully into account, depending on the circumstances.

Pension Credit Universal Credit offers a signposting service for State Pension Credit (SPC).Claimants can find further information about SPC on Gov.UK. A benefit unit cannot be in receipt of both Pension Credit and Universal Credit. One of the basic conditions for getting Universal Credit is that a claimant must not be over the qualifying age for SPC.

This is called the Upper Age Limit.
Joint claim The Upper Age Limit doesn’t apply if the person over State Pension age is in a joint claim and their partner has not reached that age. Both adults are eligible for Universal Credit providing all other conditions of entitlement are met. The person over the SPC qualifying age is exempt from work conditionality and will be placed in the no work related requirements regime. Example: One adult in a couple is 57 and the other is 75. Both are able to claim Universal Credit together as a joint claim in the normal way.

Once Universal Credit Full Service is live nationally for all new claims, couples with only one person over the Pension Credit qualifying age will no longer be eligible for Pension Credit. This will ensure that the younger member of the couple has access to support to find work, if appropriate.

The person over the SPC qualifying age is exempt from work conditionality and will be placed in the no work related requirements regime.

So even some pensioners will be targeted as the above example illustrates. Also targeted are single parents .

 

This combined with the benefit cap now  and the family cap (2 child Rule) from 2018, will also face cuts to housing benefits via LHA being reduced with those in private accommodation hit by a new Bedroom Tax and Supported Mortgage Interest being turned into a loan will hit virtually impacting on everyone especially those who are in work too and off sick. The latter will now face 4 wks fit note and then a assessment to determine eligibility to top up benefits to SSP, and subjected to claimant commitment conditions. Those in exceptional circumstances such as Domestic Violence, etc will get the opportunity to ask for alternative payments arrangements so they are not left penniless by abusive partners. Nobody will be deemed exempt it seems, from the vile clutches of this ‘monster’ created by the government and these things need to be urgently addressed and with Brexit around the corner and prices rising already the poorest will most likely be affected the most. There are even two regimes to get people into labour market depending on your given  perceived status. one is Light Touch and the other is Intensive regimes. It is impossible to upload all documents which are many, but main ones are listed below as now is the time to plan ahead to help people understand how Universal Credit can affect you and your families understand the system to make sure you can understand what is expected of them.

One the many hideous things hidden in the Health and Work Programme is IAPT (CBT therapy) which will become compulsory as well as Troubled Families roll out, and targets to enforce therapy regimes on those who are obese, drink,drugs,smokers. Refusing to  take part in this mandatory requirement you will cease to be entitled to Universal Credit.Those considered in debt  and financially vulnerable will also be put forward to personal budgeting support advice where they will be judged and no doubt blamed for buying services that the nanny state deem expensive/unnecessary given the amount they have to live on. Health and Work Blog is linked below.

This Government has excelled itself in brutality towards claimants of social security,while convincing the populace of the UK that demonising the poorest is the acceptable norm and that they are fair game to be abused and they are not worthy as they are unable to contribute in same way a fit able bodied person , leading to further division. While this is not in depth Blog I have included relevant documents for download and uploaded a powerpoint to help people understand how they will be affected.

Anyone needing further advice can use the calculator link below to find out how they will be affected or seek proper advice locally and this blogger would urge people to check how you will be affected to prevent distress and income depravation.

http://www.entitledto.co.uk/benefits-calculator/startcalc.aspx

 

https://www.scribd.com/document/349604179/Housing-Costs-Private-Rented-Sector-v4-0

https://www.scribd.com/document/349604161/Housing-Mortgages-Previously-MQPs-v3-0

https://www.scribd.com/document/349517725/UC-Claimant-Committment

https://www.scribd.com/document/349526820/hwc-claimant-booklet

https://www.scribd.com/document/349520880/Customers-With-Additional-Needs

https://www.scribd.com/document/352763377/Carers-V4-0

https://www.scribd.com/document/352763488/Universal-Credit-and-APAs

https://www.scribd.com/document/352764924/Personal-Budgeting-Support-Guidance

https://www.scribd.com/document/352765382/Labour-Market-Regimes-V4-0

https://www.scribd.com/document/352833624/Appointees-v4-0

https://www.scribd.com/document/352833674/Benefit-Cap-v3-0

https://www.scribd.com/document/352833734/CC-Work-Preparation-Activities-v1-0

https://www.scribd.com/document/352833773/Child-Maintenance-V1-0

https://www.scribd.com/document/352833815/childcare-costs-at-a-glance-v2-0

https://www.scribd.com/document/352833897/Health-Conditions-and-Disabilities-v5-0

https://www.scribd.com/document/352834778/Students-v5-0

https://www.scribd.com/document/352834943/UC-Monthly-Rates-v5-0

https://www.scribd.com/document/358512453/Warm-Up-Letter-v-2-0

https://www.whatdotheyknow.com/request/mandatory_psychological_treatmen

 

 

 

https://blueannoyed.wordpress.com/2017/02/10/the-health-work-programme-is-work-really-a-health-outcome/

 

 

UPDATES : More documents have been uploaded including the powerpoints below, Please also check out my blog on Dementia Tax , Cuts that will cut Deep blog also.

 

https://www.scribd.com/presentation/352840015/Universal-Credit

 

Further Updates Uploaded Documents (more to come yet watch this space!)

 

https://www.scribd.com/document/358512765/CPAG-Sanction-Disputes-and-Challenges-Conference-Notes-Sept2015

https://www.scribd.com/document/358512813/Martin-Williams-CPAG-Making-an-Exception-Slides

https://www.scribd.com/document/358512424/UC-Checklist-Applying

https://www.scribd.com/document/358512597/ESAHWC1-Invitation-Letter

https://www.scribd.com/document/358514059/Universal-Credit-for-Disabled-People-Carers-1

https://www.scribd.com/presentation/358512367/Emha-Uc-Presentation  – Housing

https://www.scribd.com/document/358514229/Appointees-v4-0

 

Nobody is Unfit For Work Anymore


Reblogged from Black Triangle & DPAC

 

More background from Black Triangle Campaign’s sister organisation Disabled People Against Cuts: ‘Claiming ESA under Universal Credit: Nobody is unfit for work anymore’ Wednesday May 25 2017
What you will read may be very distressing for you, but we are looking at the worst-case scenario and identifying measures to help you and other claimants. It would be good to have some feedback on the Health and Work Conversations from people who have made an ESA claim. More we know about it, and more we can fight this.
What you should not do, is to decide not to claim ESA. That is what DWP wants you to do.
Some documents released by the DWP have shown the direction of travel in terms of claiming ESA under UC.
Under the old regime, a person wishing to claim ESA was placed in the ESA assessment phase, attracting the lowest ESA rate (JSA rate), and also no conditionality, and this until a Work Capability Assessment could decide whether the claimant was fit or unfit for work.
The Work and Health Conversation
Under Universal Credit, a person wishing to claim ESA will be first called for a Health and Work Conversation (HWC). This conversation is basically a Work Focus Interview, and is mandatory, which means that a claimant can be sanctioned for not attending. Attending does not only mean being physically present at the interview but also fulfilling all the requirements set by DWP for a WFI:
Regulation 57 of the Employment and Support Allowance Regulations 2008:
57.—(1) A claimant is regarded as having taken part in a work-focused interview if the claimant—
(a) attends for the interview at the place and at the date and time notified in accordance with regulation 56;
(b) provides information, if requested by the Secretary of State, about any or all of the matters set out in paragraph (2);
(c) participates in discussions to the extent the Secretary of State considers necessary, about any or all of the matters set out in paragraph (3);
(d) assists the Secretary of State in the completion of an action plan.
 (2) The matters referred to in paragraph (1)(b) are—
(a) the claimant’s educational qualifications and vocational training;
(b) the claimant’s work history;
(c) the claimant’s aspirations for future work;
(d) the claimant’s skills that are relevant to work;
(e) the claimant’s work-related abilities;
(f) the claimant’s caring or childcare responsibilities; and
(g) any paid or unpaid work that the claimant is undertaking.
(3) The matters referred to in paragraph (1)(c) are—
(a) any activity the claimant is willing to undertake which may make obtaining or remaining in work more likely;
(b) any such activity that the claimant may have previously undertaken;
(c) any progress the claimant may have made towards remaining in or obtaining work;
(d) any work-focused health-related assessment the claimant may have taken part in; and
(e) the claimant’s opinion as to the extent to which the ability to remain in or obtain work is restricted by the claimant’s physical or mental condition.
So the main difference with the previous regime is that people with a fit note from their GP saying they are not fit for work, will be (are being) called for a mandatory WFI.
They also will be asked to fill a questionnaire which is also mandatory and to undertake an optional exercise called My values. There will be another article specifically about the questionnaire
According to the DWP, some ‘vulnerable’ people will be exempted from this conversation. [1]
The DWP defines vulnerability as “an individual who is identified as having complex needs and/or requires additional support to enable them to access DWP benefits and use our services.” but has not yet released the guidance given to Work Coaches on who will be exempted from the HWC. As these conversations have already started, this guidance exists and should be released immediately by the DWP.
Unfortunately, based on the DWP ghastly track record, it is likely that pressure to attend will be placed on people unable to attend because of their health conditions. DPAC has already encountered a case of a person with mental capacity issues and a life threatening health condition being requested to attend a HWC.
After the Health and Work Conversation
Unlike under the previous regime, when ESA claimants with a GP fit note saying they were unfit to work were not expected to fulfil any work related requirements until a WCA said otherwise, ESA claimants under UC will be by default assumed to be fit for work and expected to fulfil all Work Related Requirements until their WCA . [2]
Claimants to whom the All Work Related Requirements apply:
claimants who have a fit note and are awaiting a WCA claimants who have been found not to have limited capability for work at the WCA and are appealing against this outcome
claimants who have some paid work but are earning below conditionality earnings threshold claimants who do not fall into any other group
What All Work Related Requirement means:
Claimants in this group must be available for full-time work of any type and look for this within 90 minute travelling time from their home. Restrictions can be applied to looking for work, the type of work and hours of work where it is appropriate due to the claimant’s capability and circumstances.
Claimants must be engaged in work search and work preparation activities for at least the number of hours they are available for work. Claimants must take all reasonable action to obtain paid work.
Work Coaches must set work search activities for the claimant to search for work for their expected hours (This is the number of hours that the claimant is available for work or 35 hours, whichever is the lower figure) less deductions from this for the allowable time spent undertaking agreed work-preparation activities , voluntary work and paid work.
Only one restriction for people with health conditions is mentioned in the document: claimants who have a fit note will not be required to take up work that they are not capable of doing until their fit note ends
Any other derogation to the All Work Related Requirements will be at the discretion of work coaches. For most claimants, work coaches will not have more medical information than the fit note (the diagnosis) or in some cases, the WCA outcome when they have not be found to have Limited Capability for Work and Work-Related Activity, and they should not be able to ask claimants for this kind of information without breaching the Data Protection Act. These work coaches are also not medically trained. Any Work Related Requirement will be based on the diagnosis, and on what the claimant would have told them during the HWC conversation and in the questionnaire. Also based on that, claimants would have to complete an action plan and sign a claimant commitment. Failure to do so could result in a sanction.
This is deeply worrying because:
1) an extra step is introduced before the WCA which is already stressful enough
2) all claimants assessed by their GP as unfit for work, will be considered by default fit for work by the DWP.
3) work coaches are medically untrained and unable to comprehend whether a work related requirement can have a detrimental effect on the health of a claimant
4) GPs medical judgement is undermined by medically untrained staff.
5) DWP definition of ‘vulnerable’ may be so restrictive that some claimants with very serious health conditions could be requested to attend a HWC and sanctioned for failing to do so
Additional Things I have since found:

Job Facts that Dave is Trying to Hide!


david-cameron_2114101b

Picture Courtesy of Telegraph

We have heard many times the governments mantra how they have made employment figures fall under their watch, and more people are in work than under Labour. Well todays report released by Adzuna actually contradict such arguments we have all read the headlines about job losses across the UK. Ask anyone outside any Jobcentre how easy to find a job it is, it nigh on impossible in some parts of the country. This Table shows the current vacancies falling month by month.

 

 

UK Vacancies. jpg

The Table shows that Jobseekers face considerable obstacles with getting work so face fewer options and flexability overall.

Advertised job vacancies have now fallen 13.7% since November, when 165,000 more jobs were on the market (1,244,772). A long-term focus on upskilling existing employees and prioritising retention means companies can now sidestep the search for fresh talent, filling positions in-house rather than looking elsewhere.

For jobseekers, this means fewer choices and less flexibility. Job competition has intensified in January, rising to 0.61 applicants per vacancy, up 13% since 0.54 in December.

 

At the same time, widespread job losses across a range of UK sectors mean several industry key players are no longer in a position to take on new hires. Energy giant BP cut 7,000 jobs earlier this month, alongside the loss of over 2,500 manufacturing roles by Tata and Bombardier. Lloyds and Virgin Media similarly saw large job losses of 1,755 and 900 employees respectively.

Doug Monro, co-founder of Adzuna, comments: “January’s jobs market has failed to take flight. The normal rhythm of hiring hasn’t happened – vacancy levels are down and job competition is getting tougher. Fewer options for those looking for new jobs is putting pressure on career plans. Hiring habits are changing in a sign of potential instability and employers are retaining their best workers for longer.

 “A potential Brexit brings new unknowns into the jobs market. Politicians are at risk of fuelling uncertainty fears – and only increasing doubts. By doing so they’re risking a weaker jobs market. It’s a dangerous game to play – thousands of employers and employees are already on edge. This lack of consensus is causing understandable concern for many companies. Business expansions and hiring sprees are being put on hold as a result. EU languages are still in high demand throughout the UK and whichever road the referendum takes us down, this is sure to remain so.”

The Biggest Falls are in Manufacturing and Retail Vacancies Manufacturing sector stand at 14,022 – down 9% from 15,466 roles last month. Similarly, the Retail sector saw vacant positions fall 13% to 32,143, from 36,881 in December. The Travel sector has been particularly hit hard.

 

Monthly Falls by Sector

If you have second language skills though it looks more promising as France, German. Spanish or Italian are taking more jobseekers onto the job market bucking the current trend. IT is the top sector hiring those with second languages.

Foreign Language By Sector

So Dave’s rhetoric is  more bullshit from the Tories, consistently saying one thing when the opposite is true. It seems it is a Tory trait to tell massive lies when the tables show month on month we have seen subsequent falls .Job competition has intensified in January, rising to 0.61 applicants per vacancy, up 13% since 0.54 in December.

Doug Munro states

In the interconnected world, learning a second language is a fantastic way to differentiate yourself from other applicants and claim a higher salary. It’s hard work to learn a foreign tongue, but employers are willing to pay more for it – so it’s a skill worth pursuing. For industries such as IT, which is growing its international reach, and for healthcare, which is dealing with more diverse patients than ever, having another language may soon become a necessity.”

 

On the upside Salaries are rising  and the biggest rises are in Wales & Northern Ireland. Overall across the UK

Advertised salaries rose 0.8% month-on-month in January, increasing for the third consecutive month, reversing an eight month period of decreasing advertised pay.

Wales salaries rose by 1.4% while Northern Ireland rose by 2.2% In December 2015 although London still has a huge advantage compared to other regions.

See the Table Below.

 

Uk Regions Advertised Salaries

So where is the best places and worst places to find work the Map below shows

Best & worst locations for job

 

 

So a tiny bit of good news and lots of bad news if you are one of the many jobseekers being hounded or sanctioned because you haven’t found a job yet . Amongst the enormous void of mis-information the truth is out there they just try to bury it so they cannot be challenged. They have even been found to be placing non existant jobs on the Universal Jobmatch Site which should tell anyone they are fiddling the figures on job creation according to one blogger Kerry -Anne Mendoza(see link below)

We have to stop this Government being let off the hook when it comes to truth and transparency.

 

 

All Tables provided in this blog are Courtesy of Adzuna

https://www.adzuna.co.uk/blog/2016/03/01/adzuna-job-market-report-february-2016/

http://www.theguardian.com/money/2014/mar/16/dwp-jobs-website-universal-jobsmatch

http://www.scriptonitedaily.com/2013/08/06/1-million-jobless-left-out-of-uk-govt-unemployment-figures/

 

 

 

 

.

 

 

 

 

 

 

%d bloggers like this: