This is likely to be a very long blog and I make no apologies as this is important information we all need to get to grips with to survive.


Universal Credit (UC) is slowly being rolled out across the UK for some claimants , mainly single claimants and to be continued for couples. The legacy benefits that people are currently getting will eventually become Universal Credit,which runs a live programme (with gateway conditions) and a full rollout programme (no gateway conditions)alongside each other. Advisors will need to determine which is operating in their area and inform clients and explain in full their rights and eligibility. The fact that some will get hit hard  is just the scratch on surface to the vile and brutal conditions of the health & work programme which is incorporated within it. ESA Claimants in WRAG (Work Related Activity Group) will lose the £30 a week inline with JSA for new claims while others migrating will get transitional protection until they have a change circumstances,or appeal, then they will lose it. If you have a change of circumstances at present on ESA  in a UC area  you will be put on UC and stay on it you wont be able to go back to your legacy benefit. For those on ESA it you will continue be assessed via WCA (Work Capability Assessment ) as you are now, but support group will be required to engage with claimant commitment to continue to receive payment according to UC documents. The specialist employment programmes are likely to be part of this commitment if the work coach feels the claimant could move closer to labour market. This will be done via Health & Work Conversation with a Work Coach.


Framework The claimant is supported in this regime by use of their Commitment. The claimant agrees their Commitment and is required to alert Universal Credit to any upcoming unemployment and changes of circumstance. The claimant can be sign posted to relevant support depending on their circumstances.

Claimants in this regime may still need or require some support in helping them to move closer to the labour market. If this applies, flexibility exists to sign post claimants to non-funded voluntary support. Consider existing voluntary options in the local area.


Support groups claimants will also be hit by losing SDP (Severe Disability Premium) which is currently £62.45 a week for single people and £124.90 for couples unless someone gets Carers Allowance to help you then the single rate will continue,providing you get middle or high rate care needs. Carers too will be affected if they care for a disabled person.

More cuts

The Enhanced Disability Premium (EDP) and Severe Disability Premium (SDP) currently give disabled people with high support needs £15.90 and £62.45 a week respectively. But under Universal Credit neither [pdf p3-4] payment exists. These, along with ESA and Income Support, will be replaced with the following payments under Universal Credit (NB: the amounts are for single people over the age of 25, without children and unable to work through ill health or disability):
  • Standard allowance – £317.82 per calendar month (pcm), or £73.34 per week.
  • Limited capability for work (only for claims started before 3 April 2017) – £126.11 pcm or £29.10 per week.
  • Limited capability for work and work related activity – £318.76 pcm or £73.56 per week.
So in total, people who claimed Universal Credit after April 2017, but were previously getting ESA support group rate (£109.65 per week), EDP and SDP, will be set to lose £41.10 a week – as they currently receive £188 a week versus £146.90 under Universal Credit. This means a loss of £2,137.20 a year. But the DWP claims there is a safety net.


If other benefits are received, this may impact on the Universal Credit award. Some benefits are ignored whereas other benefits have a pound for pound impact on the Universal Credit award.

Other benefits Universal Credit should not be paid to claimants with enough income available from other sources to support themselves. Exceptions are where payments are received in respect of additional costs which the claimant has, for example disability benefits.

Claimants who receive other benefits in addition to Universal Credit are subject to the relevant Universal Credit Labour Market regime based on their relevant Universal Credit legal conditionality group.
Other benefits taken fully into account The following benefits are taken fully into account when calculating Universal Credit payments:  Bereavement Allowance  Carer’s Allowance  New style Employment and Support Allowance (contribution-based)  Incapacity Benefit  Severe Disablement Allowance  Industrial Injuries Disablement Benefit  New style Jobseeker’s Allowance (contribution-based)  Maternity Allowance  State Pension  Widowed Mother’s Allowance  Widowed Parent’s Allowance  Widow’s Pension

This means for each £1 received from these benefits, the Universal Credit payment is reduced by £1.

Any benefit, allowance or payment from a country outside the United Kingdom could also be taken fully into account, depending on the circumstances.

Pension Credit Universal Credit offers a signposting service for State Pension Credit (SPC).Claimants can find further information about SPC on Gov.UK. A benefit unit cannot be in receipt of both Pension Credit and Universal Credit. One of the basic conditions for getting Universal Credit is that a claimant must not be over the qualifying age for SPC.

This is called the Upper Age Limit.
Joint claim The Upper Age Limit doesn’t apply if the person over State Pension age is in a joint claim and their partner has not reached that age. Both adults are eligible for Universal Credit providing all other conditions of entitlement are met. The person over the SPC qualifying age is exempt from work conditionality and will be placed in the no work related requirements regime. Example: One adult in a couple is 57 and the other is 75. Both are able to claim Universal Credit together as a joint claim in the normal way.

Once Universal Credit Full Service is live nationally for all new claims, couples with only one person over the Pension Credit qualifying age will no longer be eligible for Pension Credit. This will ensure that the younger member of the couple has access to support to find work, if appropriate.

The person over the SPC qualifying age is exempt from work conditionality and will be placed in the no work related requirements regime.

So even some pensioners will be targeted as the above example illustrates. Also targeted are single parents .


This combined with the benefit cap now  and the family cap (2 child Rule) from 2018, will also face cuts to housing benefits via LHA being reduced with those in private accommodation hit by a new Bedroom Tax and Supported Mortgage Interest being turned into a loan will hit virtually impacting on everyone especially those who are in work too and off sick. The latter will now face 4 wks fit note and then a assessment to determine eligibility to top up benefits to SSP, and subjected to claimant commitment conditions. Those in exceptional circumstances such as Domestic Violence, etc will get the opportunity to ask for alternative payments arrangements so they are not left penniless by abusive partners. Nobody will be deemed exempt it seems, from the vile clutches of this ‘monster’ created by the government and these things need to be urgently addressed and with Brexit around the corner and prices rising already the poorest will most likely be affected the most. There are even two regimes to get people into labour market depending on your given  perceived status. one is Light Touch and the other is Intensive regimes. It is impossible to upload all documents which are many, but main ones are listed below as now is the time to plan ahead to help people understand how Universal Credit can affect you and your families understand the system to make sure you can understand what is expected of them.

One the many hideous things hidden in the Health and Work Programme is IAPT (CBT therapy) which will become compulsory as well as Troubled Families roll out, and targets to enforce therapy regimes on those who are obese, drink,drugs,smokers. Refusing to  take part in this mandatory requirement you will cease to be entitled to Universal Credit.Those considered in debt  and financially vulnerable will also be put forward to personal budgeting support advice where they will be judged and no doubt blamed for buying services that the nanny state deem expensive/unnecessary given the amount they have to live on. Health and Work Blog is linked below.

This Government has excelled itself in brutality towards claimants of social security,while convincing the populace of the UK that demonising the poorest is the acceptable norm and that they are fair game to be abused and they are not worthy as they are unable to contribute in same way a fit able bodied person , leading to further division. While this is not in depth Blog I have included relevant documents for download and uploaded a powerpoint to help people understand how they will be affected.

Anyone needing further advice can use the calculator link below to find out how they will be affected or seek proper advice locally and this blogger would urge people to check how you will be affected to prevent distress and income depravation.



UPDATES : More documents have been uploaded including the powerpoints below, Please also check out my blog on Dementia Tax , Cuts that will cut Deep blog also.


Further Updates Uploaded Documents (more to come yet watch this space!)  – Housing


Comments on: "Universal Credit -The conversation nobody is talking about" (25)

  1. Jeffrey davies said:

    The trouble is they make a little headway then crash the system is down uc doesn’t want to talk to other software thus it crashes the system it was never meant to make it easier for the peasants but a massive yoke around your neck but until the peasants are really affected by it it rolls on but they will when their partner is pulled into their local job centre and asked who are you doing to get off benifit their reply who you on about I’m working they get it when it will affect them oh dear jeff3

    Liked by 1 person

  2. nearlydead said:

    Reblogged this on nearlydead.


  3. Reblogged this on sdbast.


  4. Universal Credit, IMHO seems to be a way of parasitic ministers findinding more money for themselves. Claimant have to fight hard to get what they rightfully deserve now, UC is going to make it harder for them to get the correct money. Some may think they have more money when in fact the extra is to pay their rent and the first they know of it will be when the landlord says they are owed money.


  5. […] Universal Credit -The conversation nobody is talking about […]


  6. mili68 said:

    Reblogged this on disabledsingleparent.


  7. Universal credit is s**t my husband is disabled and only get disability alliance he can’t get job seekers because he can’t work and I work and he can’t get any money for universal credit as I work I pay all the bills and am left with nothing and he gets his disability allowance but it’s not enough to live on especially as I’m due in October so won’t be working at all it’s stupid. And some people get everything given to them


    • Im so sorry you are struggling as are many are with a system setting one group of people against another with our social security system, However nobody gets anything given to them this is a myth perpetuated by a government out of control, they pay in via National Insurance which we all paid into for the most part , so we must try and not let them divide us into deserving and undeserving labels.


  8. It was never meant to work!
    It was specifically designed to stop ALL claimants receiving the benefits they have paid into for years and FULLY ENTITLED TO under the Universal Declaration of Human Rights which the UK government are signatories to!

    And as the people administrating this, are wholly responsible for the thousands of deaths, and we WILL NOT rest, until these same individuals are ALL held accountable under Articles 2 & 4 of the Convention for the Prevention and Punishment of the Crime of Genocide which we have EVERY RIGHT to do!!!!


  9. What amazes me is how it can take so long! They keep putting the date forward. It is a total shambles and those that need help the most will lose out!


  10. Reblogged this on Nathan Lee Davies.


  11. Whoever wrote that is so right I’ve now been on U/C 13months it took 4months to be paid an I’ve only ever been paid the right amount on the right day once an if you ask for an advance they don’t give it out of the money your due they make it into a loan which you can pay upwards of £50 back each month


  12. Peter Lamb said:

    Because I was doing volunteer work one or two organisation including mental health
    The powers that be, say I could get paid work. At 56 have sent C.V for paid jobs in this field
    and find ageism comes come in to play.


  13. are you fit to work that’s the questioned its ok doing vol work but who will pay you to do it full time


  14. I have worked all my life at the ripe old age of 63 I got laid off work due to cut backs, at the same time I was given the bad news that I need a.triple bypass, have copd and asbestos in my heart and lungs. In spite of my circumstances I have been subjected to cross examination placed on to the wrong benefit by poorly trained staff and my stress levels have shot up resulting in bad chest pains. Everytime I call the UC phone number the system is down playing up or the call taker has no idea what to do. Then we get to the Great Yarmouth job centre where the reception desk is behind a concrete pillar the security guards strut about like Rambo. On my 1st visit the only person to speak to me was one of the Rambos who in an aggresive manner wanted to know what I was doing. I explained I had an appointment but did not know where to go he told me to go to reception when I asked where is it I was told ground floor behind a pillar. Unfortunately I approached the reception desk in doing so I stepped off the tiled floor on to a carpeted area I was told by one of the Rambo clones to step back of the carpet no signs anywhere to tell me my shoes were not clean enough for the carpet. I found the security staff very intimidating and not needed I am sure that the way they looked down on people causes more problems than what would otherwise happen if a bit of empathy was shown I am thinking of not persueing my claim I feel sorry for the job centre staff and mostly I feel sorry for the claiments and god help them all when this heartless inefficiant ill thought out system goes nation wide

    Liked by 1 person

  15. Indeed, Frank, it’s all so bloody soul destroying when according to Government it’s supposed to motivate us all into work……


  16. […] Source: Universal Credit -The conversation nobody is talking about# […]


  17. starla25 said:

    Like things weren’t bad enough already – first I lose my PIP, thanks to a lying, duplicitous “assessor”, next we’re going to lose our Child Tax Credits (which had already been slashed in half for no good reason)! How much more are we supposed to just sit back and take, before we say “ENOUGH” – we were barely managing as it was before this, and then they kick us while we’re down AGAIN!


  18. Jeffrey Davies said:

    starla25 I hope you seeking help about your pip claim there are now council welfare officers who help you


  19. […] Her blog:… […]


  20. Reblogged this on Quinonostante.


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